- Save
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What Are You Saving For?
We all know how important saving money is. Whether you’re a dedicated saver or just beginning to build your savings; we offer a variety of safe and secure savings plans to help your money grow.
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Savings Accounts
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Open an Account Online
When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.
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- Spend
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What Are You Spending For?
Spending money is a daily part of living; however, smart spending allows you to save for your future. At AMOCO, we believe in investing in you and helping you build your nest egg to take care of yourself and your family.
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Spend Accounts
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Want Affordable Checking?
We believe that checking should be made simple, so we have one FREE checking account for all of our members. That’s right, no minimum balance requirements, no direct deposit requirements, no monthly service fee and unlimited transactions!
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- Borrow
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What Are You Borrowing For?
Our goal to make your financial dreams come true. Whether you are purchasing your first car, looking for a great credit card or want to own vacation homes, we help you fund your future.
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Loans
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Apply for a Loan Online
At AMOCO, we have loans for your wants and needs. We work hard to provide members with high-quality service, lower rates, and flexible payment options so you can get the most for your money.
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- Insure
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Protect What Matters!
Prepare for the unexpected. Our insurance plans can help you save big while offering excellent coverage. Don’t wait until it’s too late – contact us today to learn more about your options.
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Insurance
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Explore Coverage Plans
We’ve broadened our insurance offerings by partnering with reputable organizations. Let us help you find the coverage you need for the things that matter most to you. And the best part? You can potentially save hundreds of dollars annually.
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- Invest
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Invest In Yourself!
Plan our financial dreams – from saving for college to planning retirement. We’ll discover where you want to go and how you will get there.
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Start Investing
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Manage Your Investments
Through LPL Financial, you have the ability to manage multiple types of investments, access your account anywhere, anytime and partner with a professional to help understand your unique financial situation.
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- Business
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Ready to Take Your Business to New Heights?
Unlock the full potential of your business with our business account options! Our business accounts provide comprehensive
solutions for managing finances efficiently and effectively.
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Business Accounts
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Business Savings Account
Our Business Savings Account provides entrepreneurs a secure place to store operating capital, and save for business related purchases. With as little as $1, you can open a business savings account with AMOCO and start your financial foundation.
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- ACCESS MY ACCOUNT
Welcome Marathon Employees!
AMOCO is proud to partner with Marathon-GBR
As an employee of Marathon, you and your family have access to our products and services designed with you in mind! Plus, when you become a part of AMOCO, you become a part of a not-for-profit, member-owned financial institution.
Account Services
Savings Account
Building a financial future starts with a savings account. With as little as $1, you can open a savings account with AMOCO and start your financial foundation. Additionally, your savings account can be easily accessed if an emergency arises.
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Earn dividends on balances greater
than $1 - No monthly maintenance fees
- Automatically deposit with payroll deduction or automatic transfer
Checking
Enjoy FREE checking at AMOCO. Don’t worry about minimum balance requirements or monthly service fees on our checking accounts, because we don’t have them! What we do have are some convenient perks like:
- Instant Issue Debit MasterCard on-site
- Contactless payments using Apple Pay and Google Pay
- Access to 55,000 surcharge-free ATMs worldwide
- View your account balances and track purchases through Online Banking and Mobile App
- Overdraft Protection Plans
- Use Zelle to send and receive money from others you trust with an email or a mobile number
Term Share Certificates
Term Share Certificates return the greatest amount of interest if you do not plan to spend the deposit amount within your certificate term. You can save for one to seven years and see a greater return on your investment.
- Minimum opening deposit of only $1,000
- Fixed, steady growth for your long-term savings needs
- Use your Member Loyalty Rewards to increase your savings for Standard Certifi-cates or Bump Up Certificates
Loans
Mortgage Loans
AMOCO would love to put you into your next home! We offer a wide variety of options that can get you financed, furnished and finally living in the house that you and your family want. In fact, we have been voted the Best Mortgage Lender since 2012. We know mortgages and can’t wait to give you the keys to your new home.
Auto Loans
Whether you’re purchasing new, used, or looking to refinance, we can help you get the most out of your money so you can drive away happy.
- Get $250 cash back on autos over $10,0001
- Optional 90 days until your first payment2
- Same low rate for new and used vehicles
- Terms up to 84 months and 100% financing available for qualified borrowers
- No early payoff penalties
- Skip-A-Pay opportunitites
- Member Loyalty Rewards
- Several convenient ways to manage and pay your loan
Personal Loans
Our personal loans allow you to borrow for many different reasons. From vacation, to car repairs, to an emergency, sometimes taking out a personal loan can help your finances and keep you on your feet. We believe in responsible lending and will not offer you a personal loan if it does not help your financial future.
- Low fixed rate and terms up to 84 months
- No collateral required
- Skip-A-Pay opportunitites
- Member Loyalty Rewards
- Credit Builder and Credit Mender Loan options to build or rebuild your credit
- Use Zelle to send and receive money from others you trust with an email or a mobile number
1Valid through April 30, 2023, only on auto loans booked directly via AMOCO website, phone, or at any AMOCO branch location. Offer includes $250 cash back for any new or refinanced AMOCO auto loans (excludes auto loans currently financed at AMOCO). Minimum loan amount to qualify for $250 cash back is $10,000. AMOCO loans financed through the dealership don’t qualify for the cash back offer. The $250 cash bonus is considered interest and will be reported on IRS Form 1099-INT. 2Optional 90-days ‘til fist payment for qualified borrowers. Interest accrues during the payment deferral period. Rates and terms are determined by borrower’s credit qualifications, credit score and credit report pulled by AMOCO. Some fees and restrictions may apply. AMOCO reserves the right to adjust or cancel this promotion at any time.
Convenience at Your Fingertips
Direct Deposit
Direct your salary, pension, Social Security, Supplemental Security Income (SSI), tax refunds, and other regular monthly income to your AMOCO checking or savings account electronically. You can set up direct deposit by providing the following information to your employer, investment company, or any agency you would like.
Here’s what you'll need:
AMOCO FCU's Routing Number: 313189391
After you've opened an account, you will need a 10-digit number which will be your member number, including a leading zero, and your account suffix (usually 10 for savings and 20 for checking). Ex. Member 1234567 going to checking would like 0123456720.
AMOCO FCU's mailing address: PO Box 889, Texas City, TX 77592
Another membership benefit means that members who use AMOCO for their direct deposit could get paid up to one day early. Please note, electronic deposits may vary based on your employer’s payroll date.
Mobile Banking
Mobile Banking makes banking at your fingertips a breeze. Download our free App to manage your account on-the-go, safely and securely, no matter where you are. Our App is available for iPhone and Android.
By using our mobile app you can conveniently:
- Manage all of your accounts with one login
- View posted and pending transactions
- Make loan and credit card payments
- Link accounts from other banks
- Deposit your check(s), endorse with “for mobile deposit only”
- Skip your loan payment with Skip-A-Pay
- Check account balances
- Transfer funds between your accounts and to other members
- Pay bills electronically
- Get your credit score through Credit IQ Powered by SavvyMoney
Questions? Contact your AMOCO representative.
Michelle Walker
Business Development Officer
281.534.5513
mwalker@amocofcu.org