Business Accounts

At AMOCO, we understand the importance of personalized banking and convenient access for local business owners. With easy online and mobile access, business owners enjoy flexibility in managing their accounts anytime, anywhere.

Ready to Take Your Business to New Heights?

Unlock the full potential of your business with our business account options! Our business accounts provide comprehensive
solutions for managing finances efficiently and effectively.

I'm interested in opening a:

Business Savings Account

Our Business Savings account provides entrepreneurs a secure place to store operating capital, and save for business related purchases. With as little as $1, you can open a business savings account with AMOCO and start your financial foundation. 

Business Checking Account

From high-volume transactions to easy online banking, we’ve got you covered with AMOCO’s Business Checking accounts, designed for ease and growth. Let’s simplify your financial management and unlock your business’s potential together.

Choose the checking option that suits your business


Eligible to non-profit clubs, organizations, tragedy, benefit, corporation not-for-profit entities


Eligible to all business entities 


Eligible to all business entities

View our business fee schedule for a detailed list of fees and more.

Access Your Funds, Your Way

All of AMOCO’s business checking options offer:

Business Money Market Account

A Business Money Market is the perfect account for someone that may need to access their funds but would like a higher interest rate while saving. At AMOCO, we offer a competitive interest rate, while giving you the flexibility of a checking account.

Business Term Share Certificate

With a Business Term Share Certificate, your investment gains fixed interest, making it an ideal option for safeguarding and growing your business funds for a defined term to maximize returns.

Plus, we offer Business Bump-Up Certificates

 A Bump-Up Certificate has all the same features as a term share certificate; however, when our business term share certificate rates go up, you can use your one-time bump-up option to raise your rate any time during the term of your certificate. 

Every AMOCO Business Account is

Federally insured up to $250,000 by NCUA.

Business Entity Checklist

Select your business entity below to view the required documents for opening a business account.

  • Identification
  • Assumed name Certificate (DBA) filed with the county
  • Identification
  • Assumed name Certificate (DBA) filed with the county
  • Signed Partnership Agreement
  • Identification
  • Certification of Formation
  • Assumed name Certificate (DBA) filed with the county
  • Company Operating Agreement
  • Identification
  • Certification of Formation
  • OR Articles of Incorporation
  • Assumed name Certificate (DBA) filed with the county
  • IRS 501©
  • Signed Minutes from Board Meeting Letters of Resolution
  • Identification
  • Charter, By-laws, or Letter of Purpose
  • Signed Minutes of Meeting / Letters of Resolution
  • Identification
  • Letters of Purpose
  • Identification
  • Identification
  • Campaign Registration Form

Frequently Asked Questions (FAQs)

AMOCO Business Accounts are available for the following entities: Sole Proprietorships, LLCs, General Partnerships, Non-Profit and For-Profit Corporations, Non-Profit Unincorporated Associations, Benefit/Tragedy Funds, Campaign Accounts, and Organizations.

A business qualifies for membership either by being within our field of membership or by having a signer who holds a personal credit union account.

Yes, businesses must open a business savings account to establish their membership.

No, business accounts can only be viewed through their designated online banking login, separate from any personal AMOCO accounts.

Yes, each business account is federally insured by NCUA up to $250,000, which is separate from the $250,000 NCUA coverage you receive with your personal account(s).