Real Estate Loans
AMOCO loves putting you into your dream home! We offer a wide variety of options that can get you financed, furnished and finally living in the house that you and your family want. In fact, we have been voted the Best Mortgage Lender since 2012. We know mortgages and can’t wait to give you the keys to your new home.

Purchase Home Mortgage or Refinance
Home Sweet Loan.
Whether you’re purchasing your first home or looking to refinance, AMOCO’s mortgage loans can make dreams a reality. Voted Best Mortgage Lender, our Mortgage team provides expertise services to make you feel home at last. We offer a variety of mortgage loan products with competitive rates and low closing costs.
Financing options include:
- Conventional Purchase and Refi
- FHA
- VA
- Investment
- Second Home
- Options for Condos, Manufactured Homes, and Duplexes
- Minimum refi amount of $100,000

Home Equity Loan or Refinance
Endless possibilities.
Using the equity in your home is a smart way to borrow. The interest you pay on your loan is often tax deductible (consult with your tax advisor for details). Use the funds from your home equity loan just like cash to pay for home improvements, wedding expenses, a vehicle, boat and more.
- 1st and 2nd lien home equity loans
- Minimum loan amount of $25,000
- Fixed rates and terms up to 30 years
- Easy to manage and pay online

Pool Loan
Why vacation, when you can staycation!
Turn your house into a private luxury resort with our Pool Loans. With our low rates and affordability you can beat the Texas heat in your very own oasis, right in your backyard.
- Borrow up to 90% of the value of your home
- Fixed rates and terms up to 15 years
- Up to $75,000 max loan amount
- No origination fee
- Easy to manage and pay online

Unimproved Land Loans
Now this is an improvement.
Unimproved Property Loans:
- Purchase and refinance options available
- Fixed rates and terms up to 15 years
- Easy to manage and pay online
Secondary/Vacation Home Loans:
- Purchase and refinance options available
- Terms up to 30 years
- Easy to manage and pay online

Mortgage Representatives
Contact Our Experienced Team Today.
Let our experienced mortgage representatives assist you with your real estate needs. Our real estate team includes:
-
Lisa Dygert – Loan Originator
NMLS #1205463 -
Michael Hedrick - Loan Originator
NMLS #1430019 -
Terri McVay – Loan Originator
NMLS #1024914
AMOCO Federal Credit Union NMLS ID: 408167
-
Carrie Pontikas – Loan Originator
NMLS #712150 -
Gina Ryan – Loan Origination Assistant
NMLS #2060421 -
Eryn Sherman – Loan Originator
NMLS #1892201
- Jessica Flores – Loan Origination Assistant
- Yolanda Perales – Loan Servicing
- Gisela Sanchez – Loan Servicing
Contact Our Real Estate Team
Enter your name and contact information below, to get assistance from our Real Estate team.