Deposit Accounts

Each of us have different reasons for saving our money. With some of the best rates on the market, AMOCO wants to make your savings possibilities endless. Whether you are wanting to start and emergency fund, stock away money for a vacation, or save for retirement, we have an account designed just for you!

Building a financial future starts with a savings account. With as little as $5, you can open a savings account with AMOCO and start your financial foundation. Additionally, your savings account can be easily accessed if an emergency arises.

  • Earn dividends on balances greater than $5
  • No monthly maintenance fees
  • Automatically deposit with payroll deduction or automatic transfer

Teaching responsible saving habits to your children prepares them to be successful as adults. Not only are you laying a healthy financial foundation, this savings account has great perks for all minors under the age of 18.

  • Earn dividends on balances greater than $5
  • Free coin counting service
  • Complimentary gift at account opening
Best Rates: 2.95% APY1 2

Certificates of Deposit return the greatest amount of interest if you do not plan to spend the deposit amount within your certificate term. You can save for one to five years and see a significant return on your investment.

  • Minimum opening deposit of only $1,000
  • Fixed, steady growth for your long-term savings needs
  • Jumbo certificates also available
  • Member loyalty rate discounts
Best Rates: 0.30% APY1

An IRA offers significant tax advantages that allows you to set aside money for retirement or education. At AMOCO, we offer Traditional, Roth and Coverdell ESA Educational IRAs that help you achieve your financial goals.

  • Earn dividends on balances greater than $5
  • No annual fee
  • No interest penalties for early withdrawal
Best Rates: 2.95% APY1 2

An IRA Certificate of Deposit is a great alternative for a retirement account or saving for education. You’ll get all the benefits of an IRA with added security, flexibility, and at a higher rate of return.

  • Open with a minimum deposit of $1000
  • Ideal rollover savings option
  • Traditional and Roth options available

1 APY is Annual Percentage Yield. Early withdrawal penalties and other fees may reduce earnings. Rates are subject to change at any time. AMOCO Federal Credit Union membership is required. For additional information, visit our Disclosures.

2 Certificate rate based on Jumbo deposit. Rate will be lower on smaller terms and smaller deposit amounts. For a full list of rates, click here. Early withdrawal penalties exist with a Certificate of deposit. Click here to visit our disclosures.

External Link Disclosure

By accessing this link, you will be leaving AMOCO FCU's website and entering a website hosted by another party.

Although AMOCO has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the credit union's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the credit union.

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