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Deposit Accounts

Each of us have different reasons for saving our money. With some of the best rates on the market, AMOCO wants to make your savings possibilities endless. Whether you are wanting to start an emergency fund, stock away money for a vacation, or save for retirement, we have an account designed just for you!

Building a financial future starts with a savings account. With as little as $1, you can open a savings account with AMOCO and start your financial foundation. Additionally, your savings account can be easily accessed if an emergency arises.

Teaching responsible saving habits to your children prepares them to be successful as adults. Not only are you laying a healthy financial foundation, this savings account has great perks for all minors under the age of 18.

*A parent or legal guardian must sign as a joint owner for the A-ZONE Savings Account. To open an A-ZONE Account please stop by a branch and speak to a Financial Service Representative. If you have questions, please call us at 409.948.8541.

Certificates of Deposit return the greatest amount of interest if you do not plan to spend the deposit amount within your certificate term. You can save for one to seven years and see a significant return on your investment.

Types of Certificates of Deposit:

Standard CDs are regular CDs and Jumbo CDs. The interest rate and maturity date is fixed. Early withdrawals are subject to penalty. A Member Loyalty Bump Up can be applied to Standard CDs. IRA Standard CD options are also available.

A Hassle Free CD has the same terms and opening balance requirements as Standard/Jumbo CDs. A Hassle Free CD will allow members to close their CD at any time during the term and will not be subject to an early withdrawal penalty. A Member Loyalty Bump Up can also be applied to our Hassle Free CDs. 

**Hassle Free CD and Bump Up CD are 0.15% lower than the standard CD of same term. 

A Bump Up CD has the same terms and opening balance requirements as Standard/Jumbo CDs. Throughout the term of the CD, a member can use their one-time Bump Up to increase their rate. A Member Loyalty Bump Up can also be applied, however, the total combined bump up cannot exceed 1.00%.

**Hassle Free CD and Bump Up CD are 0.15% lower than the standard CD of same term.

An IRA offers significant tax advantages that allows you to set aside money for retirement or education. At AMOCO, we offer Traditional, SEP, Roth and Coverdell ESA IRAs that help you achieve your financial goals.

An IRA Certificate of Deposit is a great alternative for a retirement account or saving for education. You’ll get all the benefits of an IRA with added security, flexibility, and at a higher rate of return.

External Link Disclosure

By accessing this link, you will be leaving AMOCO FCU's website and entering a website hosted by another party.

Although AMOCO has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the credit union's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the credit union.

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