Deposit Accounts

Each of us have different reasons for saving our money. With some of the best rates on the market, AMOCO wants to make your savings possibilities endless. Whether you are wanting to start and emergency fund, stock away money for a vacation, or save for retirement, we have an account designed just for you!

Building a financial future starts with a savings account. With as little as $5, you can open a savings account with AMOCO and start your financial foundation. Additionally, your savings account can be easily accessed if an emergency arises.

  • Earn dividends on balances greater than $5
  • No monthly maintenance fees
  • Automatically deposit with payroll deduction or automatic transfer

Teaching responsible saving habits to your children prepares them to be successful as adults. Not only are you laying a healthy financial foundation, this savings account has great perks for all minors under the age of 18.

  • Earn dividends on balances greater than $5
  • Free coin counting service
  • Complimentary gift at account opening

Certificates of Deposit return the greatest amount of interest if you do not plan to spend the deposit amount within your certificate term. You can save for one to five years and see a significant return on your investment.

  • Minimum opening deposit of only $1,000
  • Fixed, steady growth for your long-term savings needs
  • Jumbo certificates also available
  • Member Loyalty Rewards

An IRA offers significant tax advantages that allows you to set aside money for retirement or education. At AMOCO, we offer Traditional, SEP, Roth and Coverdell ESA IRAs that help you achieve your financial goals.

  • Earn dividends on balances greater than $5
  • No annual fee
  • Ideal rollover savings option

An IRA Certificate of Deposit is a great alternative for a retirement account or saving for education. You’ll get all the benefits of an IRA with added security, flexibility, and at a higher rate of return.

  • Open with a minimum deposit of $1,000
  • Ideal rollover savings option
  • Traditional and Roth options available
  • No interest penalties for early withdrawal1
1Member must be a minimum age of 59 1/2 to incur no withdrawal penalties.

External Link Disclosure

By accessing this link, you will be leaving AMOCO FCU's website and entering a website hosted by another party.

Although AMOCO has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the credit union's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the credit union.

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AMOCO Federal Credit Union

Welcome to AMOCO

What are you looking to do?

Welcome to AMOCO

What are you looking to do?