Personal Loans
Whether you are attending college, consolidating debt or just want new furniture, AMOCO has a loan for you. Our loans provide you access to the future that you desire.
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Credit Card
The only credit card you’ll ever need.
We know there are a lot of options for credit cards, that’s why we’ve created the only credit card you’ll ever need. Our Rewards card is perfect for emergencies and cash-free convenience. Plus, cardholders can benefit from the reward points earned for gift cards, airfare, hotel stays, merchandise, and cash back!
- Introductory rates starting at 0%
- No annual, balance transfer, or over limit fees
- Spend $3,500 in the first 3 months and receive 10,000 bonus points
- Earn 1 reward point for $1 spent
- Redeem points for gift cards, airfare, hotel stays, merchandise, and cash back
- No hidden charges or teaser rates that rise when you least expect it
- Credit line up to $30,000 depending on credit eligibility
- Several convenient ways to manage and pay
Personal Loans
We take responsible lending personal.
Our personal loans allow you to borrow for many different reasons. From vacation, to car repairs, to an emergency, sometimes taking out a personal loan can help your finances and keep you on your feet. We believe in responsible lending and will not offer you a personal loan if it does not help your financial future.
- Low fixed rate and terms up to 84 months
- No collateral required
- Skip-A-Payment opportunities
- Member loyalty rate discounts
- Several convenient ways to manage and pay your loan
Share Secured Loans
Invest in Your Credit.
With a share secured loan you can borrow against your own money at a low rate. A shared secured loan is also a great option for anyone looking to improve their credit score and quickly!
- Low interest rate
- Improve your credit rating in no time
- Terms up to 144 months
- Skip-A-Payment opportunities
FFA Loans
We help you become a Future Farmer.
FFA (Future Farmers of America) is a great program for our youth to learn about agriculture and what it takes to own a ranch or farm. Unfortunately, agricultural needs can be expensive, from livestock needs to operations, there are a lot of costs involved to be successful. We help alleviate that financial burden, while teaching fiscal responsibility with our FFA loan.
- Borrow up to $3,000
- 1 year/1 payment
- No pre-payment penalties
- Parent(s) must cosign
Debt Consolidation
Save Money, Simplify Bills With A Debt Consolidation Loan.
Simplify your life by consolidating all your bills into one easy payment. You no longer have to run from the 21% or higher you’re paying for your credit card and retail charge account bills.
- Pay off accumulated debt faster by reducing your rate significantly
- Low fixed rate and terms up to 84 months
- No collateral is required
- No pre-payment penalties
Other Personal Loans
We Have A Loan For That.
At AMOCO, we realize there are many “non-typical” items that you may want to finance. We make lending easy and offer loans on, tractors, horse trailers, golf carts, scooters and more.
- Terms up to 144 months (based on loan type)
- Loans up to $50,000 based on eligibility
- No pre-payment penalties
- Member loyalty rate discounts
- Several convenient ways to manage and pay your loan
1 APR is Annual Percentage Rate. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms and other factors. AMOCO Federal Credit Union provides details upon completion of loan application. Rates are subject to change at any time. AMOCO Federal Credit Union membership is required. For additional information, visit our Disclosures.
