Personal Loans

Whether you are attending college, consolidating debt or just want new furniture, AMOCO has a loan for you. Our loans provide you access to the future that you desire.

Front and back credit card

Credit Card

The only credit card you’ll ever need.

We know there are a lot of options for credit cards, that’s why we’ve created the only credit card you’ll ever need. Our Rewards card is perfect for emergencies and cash-free convenience. Plus, cardholders can benefit from the reward points earned for gift cards, airfare, hotel stays, merchandise, and cash back!

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

APR = Annual Percentage Rate. 10% introductory rate for 6 months on retail purchases and balance transfers. Standard rate thereafter. Rates and terms determined by borrower’s credit qualifications. The standard APRs will vary with the market based on the Prime Rate. For a complete list of all rates and terms, visit us online at www.AMOCOfcu.org/loan-rates. Some fees and restrictions may apply. Subject to membership eligibility.

Rates

Personal Loans

We take responsible lending personal.

Our personal loans allow you to borrow for many different reasons. From vacation, to car repairs, to an emergency, sometimes taking out a personal loan can help your finances and keep you on your feet. We believe in responsible lending and will not offer you a personal loan if it does not help your financial future.

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

Money with a protection lock

Share Secured Loans

Invest in Your Credit.

With a share secured loan you can borrow against your own money at a low rate. A share secured loan is also a great option for anyone looking to improve their credit score and quickly!

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

FFA loans We help you become a Future Farmer

FFA Loans

We help you become a Future Farmer.

FFA (Future Farmers of America) is a great program for our youth to learn about agriculture and what it takes to own a ranch or farm. Unfortunately, agricultural needs can be expensive, from livestock needs to operations, there are a lot of costs involved to be successful. We help alleviate that financial burden, while teaching fiscal responsibility with our FFA loan.

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

Debt Consolidation Loan

Debt Consolidation

Save Money, Simplify Bills With A Debt Consolidation Loan.

Simplify your life by consolidating all your bills into one easy payment. You no longer have to run from the 21% or higher you’re paying for your credit card and retail charge account bills.

Debt Consolidation Loan Cash Back Offer

Find financial peace this holiday and extra dough with our Debt Consolidation Loan. Now until the end of the year, you can get $250 cash back1 on consolidations of $5,000 or more and $500 cash back2 on consolidations of $10,000 or more!

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

1Debt consolidation loans booked between November 1 – December 31, 2021 in the amount of $5,000 – $9,999 will receive $250 cash back. Loans and/or credit cards currently financed by AMOCO included in the new debt consolidation loan will be excluded in meeting the minimum $5,000 and $10,000 loan amount requirement. 2Debt consolidation loans booked between November 1 – December 31, 2021 in the amount of $10,000 or more will receive $500 cash back. Interest accrues during the payment deferral period. Rates and terms are determined by borrower’s credit qualifications, credit score and credit report pulled by the credit union. Some fees and restrictions may apply. AMOCO reserves the right to adjust or cancel this promotion at any time. Subject to membership eligibility.
Check list

Other Personal Loans

We Have A Loan For That.

At AMOCO, we realize there are many “non-typical” items that you may want to finance. We make lending easy and offer loans on, tractors, horse trailers, golf carts, scooters and more.

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.