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Mobile Banking at your fingertips.

Wherever your day takes you, your accounts are just a tap and click away with the AMOCO Mobile App. Check out some of our App’s favorite features below. Ready to get started? Download our free App now.

Mobile App Features

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Face & Touch Login

Make transactions easy and secure with Face ID, Touch ID, and Fingerprint Authentication (if supported).

Update Personal Info

Update Personal Info

Update your personal info, such as address, email, or phone on-the-go.

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Link External Accounts

Link accounts from other banks and view all of your finances from the App.

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Custom Account Alerts

What's this $200 withdrawal? Setup custom alerts sent to your phone or email.


View Your Balances

Stay up-to-date on your balances, create a budget, and manage all of your accounts under one login.


eStatements & Tax Documents

Access up to 18 months of eStatements and tax documents for your accounts.


Deposit Check(s)

Deposit checks with your mobile device just by taking a picture. You're going to love this feature!

Transfer Funds

Transfer Funds

Get it done on the go. Internal, external, and person-to-person transfers.

Credit IQ Powered by Savvy Money

Credit IQ is our new credit monitoring tool powered by Savvy Money. AMOCO members have access to daily credit-score updates, credit reports, personalized offers based on your credit score*, and financial articles to help you hit your credit score goals. Credit IQ will be available in the eBranch – Online and Mobile Banking. In addition to your credit score, you will be able to see what positively and negatively impacts your score and get advice on how to improve it.

*Credit IQ score may differ from the credit score AMOCO will use at the time you apply for a loan.


Free Credit Check

Check and update your score as many times as you want - its absolutely free! The credit check also won't affect your score.

Improve Your Score

Through a daily score reminder, you will be able to work towards improving your credit. You will get a free credit report with advice and recommendations to help you make improvements. Plus, you will also have access to a library of educational articles.

Personalized Offers

Along with your credit score, you will receive personalized offers based on your credit. When you open Credit IQ, you will be able to calculate your rate to figure out what term works best for you.

How to Get Started

1. Log in to Online Banking.

2.  Click: More > Widgets  Options> then scroll down and add Credit IQ

3. Once you register, you can access your credit score from your computer or mobile app. 

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Credit IQ FAQs

The answers you need to the questions you have.

Credit IQ by Savvy Money is a credit monitoring service that pulls your credit score from Transunion and uses VantageScore 3.0. VantageScore 3.0, is a credit score model developed by the three credit union bureaus – Equifax, Experian, and TransUnion.

No, using Credit IQ is absolutely free and benefit for AMOCO members!

No, you can check your credit score as many times as you want and it will not affect your credit score.

Your credit score will be updated every month.

Your credit score is tied to your individual login, other owners will not be able to see your credit score when accessing the eBranch through their individual logins.

Credit IQ uses bank level encryption and security measures to keep your data secure. Your personal information is never sold to a third-party.

There are three major credit-reporting bureaus—Equifax, Experian and Transunion—and two scoring models—FICO or VantageScore—that determine credit scores. Financial institutions use different bureaus, as well as their own scoring models.

No matter what credit bureau or credit scoring model is used, consumers do fall into specific credit ranges: Excellent 781–850, Good 661-780, Fair 601-660, Unfavorable 501-600, Bad Below 500.

Your personal information such as name and address is displayed based on your credit report. If this information is incorrect, we recommend contacting the individual credit bureaus (links below) to find which report is displaying incorrect information, and process a dispute if necessary.

Equifax – How do I correct or dispute information on my credit report?

Experian – How to dispute credit report information

TransUnion – Manage/Dispute your information

External Link Disclosure

By accessing this link, you will be leaving AMOCO FCU's website and entering a website hosted by another party.

Although AMOCO has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the credit union's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the credit union.

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