Vehicle Loans
Whether you’re purchasing a car, motorcycle, boat or recreational vehicle, we can help you maximize your savings with our low rates, flexible terms, and loan options.

Auto Loans
Drive Away Happy.
Whether you’re purchasing new, used, or looking to refinance, we can help you get the most out of your money so, you can drive away happy.
- Same low rate for new and used vehicles
- Terms up to 84 months and 100% financing available for qualified borrowers
- No early payoff penalties
- Co-signer and first-time car buyer program
- Optional 90 days until your first payment
- Skip-a-Payment Opportunities
- Refinancing available
- Member Loyalty Rewards
- Several convenient ways to manage and pay your loan
Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.
Drive your vehicle home today.
We make car buying a fun, simple and easy experience.
Find Your Dream Car
You can start your search for your next ride with Member Auto Center (MAC) or Enterprise. You can also get pre-approved for AMOCO financing, get vehicle values, and car buying advice.
One Stop Shopping
At AMOCO, our focus is all about you. That’s why we have a Direct Dealership program, where you can go directly to the dealership, find your car, and sign all documents at the dealership.
Protect Your Investment
We can help you prepare for the unexpected by offering auto protection, warranties and payment protection. These programs ensure that you are never left in a financial bind with your automobile.

Motorcycle Loans
Meet the Open Road.
Ready to ride off on your new bike? With our quick and easy pre-approvals, we make purchasing your new or used bike even more exciting. We’ll help you get on the open road in no time!
- Same low rate for new and used motorcycles
- Terms up to 75 months and 100% financing available for qualified borrowers
- No early payoff penalties
- Member Loyalty Rewards
- Several convenient ways to manage and pay your loan
- Skip-a-Payment Opportunities
- Refinancing available
Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

Boat, Jet Ski, RV, Travel Trailer, Motor Home & Other Recreational Loans
Take A Trip By Sea Or By Land.
Get out on the water and cool off or take a ride with a new all-terrain vehicle! With a recreational loan from AMOCO, we make it easy to go out and see the sights and have some fun.
- Boat terms up to 120 months and Jet Ski Loan terms up to 60 months
- RV, Travel Trailer, and Motor Home Loan terms up to 144 months
- 100% financing available for qualified borrowers
- No early payoff penalties
- Member Loyalty Rewards
- Several convenient ways to manage and pay your loan
- Skip-a-Payment Opportunities
- Refinancing available
- Affordable protection plans
Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.
1 APR is Annual Percentage Rate. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. AMOCO Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. AMOCO Federal Credit Union membership is required. For additional information, visit our disclosures.