Vehicle Loans

Whether you’re purchasing a car, motorcycle, boat or recreational vehicle, we can help you maximize your savings with our low rates, flexible terms, and loan options.

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Car Buying

Auto Loans

Drive Away Happy.

Best Rate 5.64% APR1

Whether you’re purchasing new, used, or looking to refinance, we can help you get the most out of your money so you can drive away happy.

  • Optional 90 days until your first payment2
  • Same low rate for new and used vehicles
  • Terms up to 84 months and 100% financing available for qualified borrowers
  • No early payoff penalties
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Calculate Your Loan
Need More Information

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

1APR is Annual Percentage Rate. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. AMOCO Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. AMOCO Federal Credit Union membership is required. For additional information, visit our disclosures.

2Optional 90-days ‘til fist payment for qualified borrowers. Interest accrues during the payment deferral period. Rates and terms are determined by borrower’s credit qualifications, credit score and credit report pulled by AMOCO. Some fees and restrictions may apply. AMOCO reserves the right to adjust or cancel this promotion at any time.

Car Buying Programs

We make car buying a fun, simple and easy experience.

Find Your Dream Car

You can start your search for your next ride with Member Auto Center (MAC) or Enterprise. You can also get pre-approved for AMOCO financing, get vehicle values, and car buying advice.

One Stop Shopping

At AMOCO, our focus is all about you. That’s why we have a Direct Dealership program, where you can go directly to the dealership, find your car, and sign all documents at the dealership.

Protect Your Investment

We can help you prepare for the unexpected by offering auto protection, warranties and payment protection. These programs ensure that you are never left in a financial bind with your automobile.

Document with percentage sign

Motorcycle Loans

Meet the Open Road.

Best Rate: 9.40% APR1

Ready to ride off on your new bike? With our quick and easy pre-approvals, we make purchasing your new or used bike even more exciting. We’ll help you get on the open road in no time!

  • Same low rate for new and used motorcycles
  • Terms up to 75 months and 100% financing available for qualified borrowers
  • No early payoff penalties
Get Started Now
Calculate Your Loan
Need More Information

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

1APR is Annual Percentage Rate. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. AMOCO Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. AMOCO Federal Credit Union membership is required. For additional information, visit our disclosures.

Boat sailing

Boat, Jet Ski, RV, Travel Trailer, Motor Home, Golf Cart & Other Recreational Loans

Take A Trip By Sea Or By Land.

Best Rate: 9.40% APR1

Get out on the water and cool off or take a ride with a new all-terrain vehicle! With a recreational loan from AMOCO, we make it easy to go out and see the sights and have some fun.

  • Boat terms up to 120 months and Jet Ski Loan terms up to 72 months
  • RV, Travel Trailer, and Motor Home Loan terms up to 144 months
  • 100% financing available for qualified borrowers
  • No early payoff penalties
Get Started Now
Calculate Your Loan
Need More Information

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

1APR is Annual Percentage Rate. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. AMOCO Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. AMOCO Federal Credit Union membership is required. For additional information, visit our disclosures.