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Boat/ Jet Ski Loan Calculator

Purchasing a new boat or jet ski is exciting! Use our handy calculator to see what your new payment might be. This calculator is for estimation purposes only. For a more precise payment, please apply with AMOCO.

Calculate your payment

Sample Loan Calculator

Boat/Jet Ski Loan

This calculator can help you estimate your monthly payment, total repayment, and total interest paid on your loan. Please use the calculator for estimation purposes only. For a more precise payment, please apply with AMOCO.


Estimated Monthly Payment


Total Repayment Amount


Total Interest


Original Loan Amount


Sample Annual Percentage Rate (%)


Term (Months)

Boat sailing

Boat/Jet Ski Loan Rates

New/Used Boat1

  • Up to 60 mo. 5.00% – 14.50%
  • 61 – 84 mo.1 5.25% – 14.75%
  • 85 – 96 mo. 5.50% – 15.00%
  • 97 – 120 mo. 5.75% – 15.25%

New/Used Jet Ski

  • Up to 60 mo. 5.00% – 14.50%

All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. The maximum term for new/used boats is 120 months. 1Used boat 84 month term or longer requires a loan amount of $35,000 or more and collateral seven (7) years or old or newer. Your loan may qualify for a Member Loyalty Rate Discount.

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