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2020 Fee Schedule

The Fee Schedule provides a detailed list of the fees and minimum balances associated with each of the products and services AMOCO offers.

All Fees - Effective 01/01/20

Regular Share Account | Savings

  • Closed Membership $5.00

    If account has been opened less than one year

  • Dormant Account $10.00 per month

    (after 1 year of dormancy)

  • Service Charge N/C

Online Services | Bill Pay

  • Online Access & Mobile Banking N/C
  • Online Copy of Statement / Check Copy N/C
  • Online Bill Pay (unlimited usage) N/C
  • Online Bill Pay (rush delivery of eBill) $9.95
  • Online Bill Pay (rush delivery of printed check) $14.95
  • Online Bill Pay (insufficient funds) $30.00 per item
  • Online Bill Pay (stop payment) $30.00 per item
  • Popmoney® (3 business days) $0.75
  • Popmoney® (next business day) $1.50
  • Popmoney® (stop payment) $20.00

Share Draft Account | Checking

  • Account Reconciliation/Research $20.00 per hour
  • Copy of Cleared Check (online check copy free) $2.00 per item
  • Copy of Statement $15.00 per month

    (online copy of statement/e-statement free)

  • Insufficient Funds (Share Draft, ACH, Debit Card) $30.00 per item
  • Overdraft Courtesy $30.00 per item
  • Overdraft Protection from Line of Credit $1.00 per transfer
  • Overdraft Protection from Savings $1.00 per transfer
  • Printed Checks based on design and quantity
  • Service Charge N/C
  • Stop Payment $30.00 per item
  • Temporary Checks (up to 8 checks) $5.00
  • Debit Card (new) N/C
  • Debit Card (replacement) N/C
  • Debit Card Dispute Denial Fee $30.00

ATM

  • Foreign ATM Transactions $2.00

    Some terminals have an additional fee for use of their machine.

  • Point of Sale Transactions N/C
  • Service Charge N/C
  • Transactions @ AMOCO owned ATMs N/C
  • Transactions @ AMOCO on-site ATMs N/C
  • Transactions @ Allpoint ATMs N/C

    For a list of Allpoint ATM locations visit AMOCOfcu.org

Loans

  • Consumer Loan / Late-Payment after 15 days, 5% of payment due
  • Credit Card / Late-Payment after 15 days grace period, up to $25.00
  • Credit Card / Returned Payment up to $30.00
  • Real Estate / Late-Payment after 15 days, 5% of payment due
  • Subordination Agreement $100.00

Safe Deposit Box

Size                                                                                                       Annual Fee

Bay Colony Branch 

  • 3X5 $40.00
  • 3X10 $70.00
  • 5X10 $100.00
  • 10X10 $150.00

Santa Fe Branch 

  • 3X5 $40.00
  • 3X10 $70.00
  • 5X10 $100.00
  • 10X10 $150.00

Texas City Branch 

  • 3X5 $40.00
  • 3X10 $70.00
  • 5X10 $100.00
  • 7X10 $120.00
  • 10X10 $150.00
  • 15X10 $175.00

Tuscan Lakes Branch/Friendswood Branch 

  • 3X10 $70.00
  • 5X10 $100.00
  • 10X10 $150.00
  • Drilling if both keys are lost $250.00
  • Replacement key $25.00

Other Fees

  • Cash Advance 3% of cash advance amount

    (minimum $10, maximum $25)

  • Cashier's Check $3.00 per item
  • Cashier's Check (stop payment) $30.00 per item
  • Certified Check $5.00 per item
  • Coin Machine (Loose Coin Only) 5% of Total
  • Collection Item (incoming) $25.00 per item
  • Collection Item (outgoing) N/C
  • Direct Deposit N/C
  • Electronic Cash Management - SWBC (Phone only) $10.00
  • Electronic Cash Management - SWBC (Online only) N/C
  • FED Bank Wire Incoming (United States) N/C
  • FED Bank Wire Outgoing (United States) $20.00 per wire
  • FED Bank Wire Incoming (Outside U.S.) N/C
  • FED Bank Wire Outgoing (Outside U.S.) $35.00 per wire
  • Garnishment/Levy $75.00
  • Insufficient Funds (Share Draft, ACH, Debit Card) $30.00 per item
  • IRA Annual Fee N/C
  • IRA Transfer Fee (Outgoing to another institution) $10.00
  • Money Order $1.00 per item
  • Signature Guarantees $25.00 per item
  • Notary Service N/C
  • Payroll Deduction N/C
  • Return Mail (account statements) $5.00 per statement
  • Returned Deposit Items $30.00 per item
  • Duplicate Deposit Fee $30.00 per item
  • Returned Loan Payments (Check or ACH) $30.00 per item
  • Verification of Deposit (written) $10.00 per item

C.U.A.R.T | Credit Union Audio Response Teller

  • Inquiries N/C
  • Transactions N/C

Non-AMOCO Members

  • Cashier's Check $10.00 per item
  • Coin Machine (Loose Coin Only) 10% of Total

Fees are based on either the credit union’s direct cost for each service and/or the man hours necessary to offer each service or perform each service for our membership. 

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