- Save
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What Are You Saving For?
We all know how important saving money is. Whether you’re a dedicated saver or just beginning to build your savings; we offer a variety of safe and secure savings plans to help your money grow.
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Savings Accounts
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Open an Account Online
When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.
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- Spend
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What Are You Spending For?
Spending money is a daily part of living; however, smart spending allows you to save for your future. At AMOCO, we believe in investing in you and helping you build your nest egg to take care of yourself and your family.
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Checking Accounts
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Want Affordable Checking?
We believe that checking should be made simple, so we have one FREE checking account for all of our members. That’s right, no minimum balance requirements, no direct deposit requirements, no monthly service fee and unlimited transactions!
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- Borrow
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What Are You Borrowing For?
Our goal to make your financial dreams come true. Whether you are purchasing your first car, looking for a great credit card or want to own vacation homes, we help you fund your future.
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Loans
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Apply for a Loan Online
At AMOCO, we have loans for your wants and needs. We work hard to provide members with high-quality service, lower rates, and flexible payment options so you can get the most for your money.
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- Invest
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Invest In Yourself!
Plan our financial dreams – from saving for college to planning retirement. We’ll discover where you want to go and how you will get there.
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Start Investing
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Manage Your Investments
Through CUNA Brokerage Services, Inc., you have the ability to manage multiple types of investments, access your account anywhere, anytime and partner with a professional to help understand your unique financial situation.
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- ACCESS MY ACCOUNT
- Special Offers
Loan Rates
With our super low lending rates, we can get you on the road, water, or in your dream home today. We invite you to peruse our rates below or apply for a loan with AMOCO today.
ALL LOAN RATES -Effective 05/01/22
Auto Loan Rates
New/Used Auto
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Up to 36 mo. 2.24% – 12.49%
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37 – 48 mo. 2.49% – 12.74%
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49 – 60 mo. 2.64% – 13.14%
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61 – 75 mo. 2.64% – 13.14%
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76 – 84 mo.1 4.14% – 14.64%
All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.
Motorcycle Loan Rates
New/Used Motorcycle
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Up to 60 mo. 5.25% – 15.25%
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61 – 75 mo. 5.50% – 15.50%
All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.
Boat/Jet Ski Loan Rates
New/Used Boat
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Up to 60 mo. 5.25% – 15.25%
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61 – 84 mo.1 5.50% – 15.50%
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85 – 96 mo. 5.75% – 15.75%
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97 – 120 mo. 6.00% – 16.00%
New/Used Jet Ski
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Up to 60 mo. 5.25% – 15.25%
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61 – 84 mo.1 5.50% – 15.50%
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85 – 96 mo. 5.75% – 15.75%
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97 – 120 mo. 6.00% – 16.00%
All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. Boat/Jet Ski Loan Calculator your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.
RV/Motor Home Loan Rates
New/Used Travel Trailer
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Up to 60 mo. 5.25% – 15.25%
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61 – 84 mo.1 5.50% – 15.50%
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85 – 96 mo. 5.75% – 15.75%
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97 – 120 mo. 6.00% – 16.00%
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121 – 144 mo.2 6.75% – 16.75%
New/Used Motor Homes
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Up to 60 mo. 5.25% – 15.25%
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61 – 84 mo.1 5.50% – 15.50%
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85 – 96 mo. 5.75% – 15.75%
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97 – 120 mo. 6.00% – 16.00%
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121 – 144 mo.2 6.75% – 16.75%
All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. The maximum term for travel trailers/motor homes is 144 months. 1 Used travel trailers/motor homes 84 -120 months requires a loan amount of $35,000 or more and collateral seven (7) years or old or newer. 2Used travel trailer/motor home 121-144 months requires a loan amount of $50,000 or more and collateral five (5) years old or newer. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.
Use Member Loyalty Rewards to increase your savings on your next RV/Motor Home Loan.
Specialty Collateral Loan Rates
New/Used Specialty Collateral
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Up to 60 mo. 5.25% – 15.25%
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61 – 75 mo. 5.50% – 15.50%
All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.
Use Member Loyalty Rewards to increase your savings on your next Specialty Collateral Loan.
Personal Loan Rates
Personal Loan
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Up to 60 mo. 7.90% – 18.00%
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61 – 84 mo. 8.90% – 18.00%
Debt Consolidation
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Up to 60 mo. 9.90% – 18.00%
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61 – 84 mo. 10.90% – 18.00%
Disaster Preparedness
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Up to 60 mo. 7.90% – 18.00%
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61 – 84 mo. 8.90% – 18.00%
Disaster Preparedness with an AMOCO Mortgage
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Up to 60 mo. 5.90% – 16.40%
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61 – 84 mo. 6.90% – 17.40%
Shared Secured
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Up to 60 mo. 4.90%
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61 – 144 mo. 5.90%
Term Share Certificate Secured
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Certificate Maturity Date 2.00% + Term Share Cert. Rate
FFA
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12 mo.
1 payment loan 8.50% – 18.50%
All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.
Mortgage Loan Rates
Purchase or Refinance
Made For You Mortgage
Vacation Home Loans
Investment/Rental Property
All rates shown are annual percentage rates. Rate determined by term, LTV (Loan-to-value, available and borrower’s credit qualifications. Rates displayed include maximum LTV discount.)
Platinum Rewards MasterCard Rates
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Revolving 7.15% – 18.00%
All rates shown are annual percentage rates. Standard rate thereafter as shown above. Rates and terms determined by borrower’s credit qualifications. The standard APRs will vary with the market based on the Prime Rate.