Loan Rates

With our super low lending rates, we can get you on the road, water, or in your dream home today. We invite you to peruse our rates below or apply for a loan with AMOCO today.

ALL LOAN RATES -Effective 07/01/19

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AMOCO Helping people buy cars for decades

Auto Loan Rates

New/Used Auto

Up to 36 mo. 3.19% – 12.44%
37 – 48 mo. 3.44% – 12.69%
49 – 60 mo. 3.69% – 13.19%
61 – 75 mo. 3.94% – 13.44%
76 – 84 mo.* 4.94% – 14.44%

All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. *Term available for loan amounts of $30,000 or more. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.

Motorcycle Loan Rates

New/Used Motorcycle

Up to 60 mo. 5.50% – 14.50%
61 – 75 mo. 5.75% – 14.75%

Whether a boat of jet-ski AMOCO makes it smooth sailing

Boat/Jet Ski Loan Rates

New Boat

Up to 60 mo. 5.50% – 14.50%
61 – 84 mo. 5.75% – 14.75%
85 – 96 mo. 6.00% – 15.00%
97 – 120 mo. 6.25% – 15.25%

Used Boat

Up to 60 mo. 5.50% – 14.50%
61 – 84 mo. 5.75% – 14.75%

New/Used Jet Ski

Up to 60 mo. 5.50% – 14.50%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.

AMOCO can help you get into a travel trailer

RV/Motor Home Loan Rates

New Travel Trailer

Up to 60 mo. 5.50% – 14.50%
61 – 84 mo. 5.75% – 14.75%
85 – 96 mo. 6.00% – 15.00%

Used Travel Trailer

Up to 60 mo. 5.50% – 14.50%
61 – 72 mo. 5.75% – 14.75%

New/Used Motor Homes

Up to 60 mo. 5.50% – 14.50%
61 – 84 mo. 5.75% – 14.75%
85 – 96 mo. 6.00% – 15.00%
97 – 120 mo. 6.25% – 15.25%
121 – 144 mo. 7.00% – 16.00%

Specialty Collateral Loan Rates

New/Used Specialty Collateral

Up to 60 mo. 5.50% – 14.50%
61 – 72 mo. 5.75% – 14.75%

Personal Loan Rates

Shared Secured

Up to 60 mo. 4.90%
61 – 144 mo. 5.90%

Term Share Certificate Secured

Certificate Maturity Date 2.00% + Term Share Cert. Rate

Line of Credit Personal Loan

Up to 60 mo. ($15,000 Max) 12.90%

Debt Consolidation

Up to 60 mo. 9.90% – 18.00%
61 – 84 mo. 10.90% – 18.00%

Personal Loan

Up to 60 mo. 7.90% – 16.90%
61 – 84 mo. 8.90% – 17.90%

Future Farmers of America – Livestock

12 mo./1 payment loan 8.50% – 17.50%

You can make any place home with a motor home

Real Estate Loan Rates

Primary Home Purchase

Up to 30 years 3.609% – 4.712%

1st Lien Home Equity

Up to 30 years 3.752% – 4.401%

2nd Lien Home Equity

Up to 20 years 6.018% – 6.349%

Swimming Pool Loans

Up to 15 years 6.774% – 6.870%

Unimproved Property Loans

Up to 15 years 6.022% – 8.158%

Vacation Home Loans

Up to 15 years 4.619% – 5.412%

Investment/Rental Property

Up to 12 years 8.237%

APR is annual percentage rate. Rate determined by term, LTV (Loan-to-value, available and borrower’s credit qualifications. Rates displayed include maximum LTV discount.

Platinum Rewards MasterCard Rates

Revolving 9.40% – 18.00%

*Annual Percentage Rate. Standard rate thereafter as shown above. Rates and terms determined by borrower’s credit qualifications. The standard APRs will vary with the market based on the Prime Rate.

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