Loan Rates

With our super low lending rates, we can get you on the road, water, or in your dream home today. We invite you to peruse our rates below or apply for a loan with AMOCO today.

ALL LOAN RATES -Effective 10/01/19

Car with percentage sign

Auto Loan Rates

New/Used Auto

  • Up to 36 mo. 2.74% – 12.49%
  • 37 – 48 mo. 2.99% – 12.74%
  • 49 – 60 mo. 3.14% – 13.14%
  • 61 – 75 mo. 3.39% – 13.39%
  • 76 – 84 mo.* 4.89% – 14.89%

All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. *Term available for loan amounts of $30,000 or more. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.

Motorcycle

Motorcycle Loan Rates

New/Used Motorcycle

  • Up to 60 mo. 5.50% – 15.00%
  • 61 – 75 mo. 5.75% – 15.25%

All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. *Term available for loan amounts of $30,000 or more.Calculateyour new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.

Boat sailing

Boat/Jet Ski Loan Rates

New Boat

  • Up to 60 mo. 5.50% – 15.00%
  • 61 – 84 mo. 5.75% – 15.25%
  • 85 – 96 mo. 6.00% – 15.50%
  • 97 – 120 mo. 6.25% – 15.75%

Used Boat

  • Up to 60 mo. 5.50% – 15.00%
  • 61 – 84 mo. 5.75% – 15.25%

New/Used Jet Ski

  • Up to 60 mo. 5.50% – 15.00%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.

AMOCO can help you get into a travel trailer

RV/Motor Home Loan Rates

New Travel Trailer

  • Up to 60 mo. 5.50% – 15.00%
  • 61 – 84 mo. 5.75% – 15.25%
  • 85 – 96 mo. 6.00% – 15.50%

Used Travel Trailer

  • Up to 60 mo. 5.50% – 15.00%
  • 61 – 72 mo. 5.75% – 15.25%

New/Used Motor Homes

  • Up to 60 mo. 5.50% – 15.00%
  • 61 – 84 mo. 5.75% – 15.25%
  • 85 – 96 mo. 6.00% – 15.50%
  • 97 – 120 mo. 6.25% – 15.75%
  • 121 – 144 mo. 7.00% – 16.50%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.

Unboxing

Specialty Collateral Loan Rates

New/Used Specialty Collateral

  • Up to 60 mo. 5.50% – 15.00%
  • 61 – 72 mo. 5.75% – 15.25%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.

Handshake

Personal Loan Rates

Shared Secured

  • Up to 60 mo. 4.90%
  • 61 – 144 mo. 5.90%

Term Share Certificate Secured

  • Certificate Maturity Date 2.00% + Term Share Cert. Rate

Line of Credit Personal Loan

  • Up to 60 mo. ($15,000 Max) 12.90%

Debt Consolidation

  • Up to 60 mo. 9.90% – 18.00%
  • 61 – 84 mo. 10.90% – 18.00%

Personal Loan

  • Up to 60 mo. 7.90% – 17.40%
  • 61 – 84 mo. 8.90% – 18.00%

Future Farmers of America – Livestock

  • 12 mo./1 payment loan 8.50% – 18.00%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower’s credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount.

Home with percentage sign

Real Estate Loan Rates

Primary Home Purchase

  • Up to 30 years 3.356% – 4.585%

1st Lien Home Equity

  • Up to 30 years 3.605% – 4.140%

2nd Lien Home Equity

  • Up to 20 years 5.870% – 6.084%

Swimming Pool Loans

  • Up to 15 years 6.626% – 6.768%

Unimproved Property Loans

  • Up to 15 years 6.022% – 8.158%

Vacation Home Loans

  • Up to 15 years 4.366% – 5.185%

Investment/Rental Property

  • Up to 12 years 8.237%

APR is annual percentage rate. Rate determined by term, LTV (Loan-to-value, available and borrower’s credit qualifications. Rates displayed include maximum LTV discount.

Front and back credit card

Platinum Rewards MasterCard Rates

  • Revolving 8.90% – 18.00%

*Annual Percentage Rate. Standard rate thereafter as shown above. Rates and terms determined by borrower’s credit qualifications. The standard APRs will vary with the market based on the Prime Rate.

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