Checking Accounts

Spending money is part of our everyday lives. We believe that you should have access to your money any time, anywhere and you shouldn’t be charged to use it. That’s why we’ve designed the best accounts on the market.


All the frills with no fuss. Simply FREE Checking.

Most financial institutions offer a variety of checking accounts based on deposit amount, direct deposit requirements and charge you to use your money. At AMOCO, we believe that one size should fit all and have one FREE account for all of our members.

Youth Checking

Teach Responsible Spending Early.

At AMOCO, we believe that our youth should know financial responsibility, including how to use a checking account. With our Youth checking account, young adults between the ages of 12-17, have access to a FREE account and Debit Card. 

To open a Youth Checking account, a parent or legal guardian must sign as the joint owner of the Youth Checking account. To open a Youth Checking Account, a minor must present a state issued government ID or U.S. passport. This account can be opened at the branch. If you have questions, please call us at 800.231.6053.

Money Market

Enjoy benefits of a checking, with a high interest rate.

A Money Market is the perfect account for someone that may need to access their funds but would like a higher interest rate while saving. At AMOCO, we offer a competitive interest rate, while giving you the flexibility of a checking account.

Debit Card

Spending made effortlessly.

At AMOCO, we make spending effortless with our Debit Mastercard. We will issue you a FREE Debit Mastercard which gives you instant access to funds in your account when paying for purchases or using an ATM. Plus, we offer over 55,000 surcharge-free ATM locations worldwide.