Checking Accounts

Spending money is part of our everyday lives. We believe that you should have access to your money any time, anywhere and you shouldn’t be charged to use it. That’s why we’ve designed the best accounts on the market.

Hand holding a bag of money

Checking

All the frills with no fuss. Simply FREE Checking.

Most financial institutions offer a variety of checking accounts based on deposit amount, direct deposit requirements and charge you to use your money. At AMOCO, we believe that one size should fit all and have one FREE account for all of our members.

  • Earn dividends on balances greater than $500
  • No monthly service fees
  • No minimum balance requirements
  • Multiple ways to access your account
  • Overdraft Protection
Hand saving money

Youth Checking

Teach Responsible Spending Early.

At AMOCO, we believe that our youth should know financial responsibility, including how to use a checking account. With our Youth checking account, young adults between the ages of 13-17, have access to a FREE account and Debit Card.

  • No monthly service fees
  • No minimum balance requirements
  • Credit building programs
  • Multiple ways to access your account
Checking

Money Market

Enjoy benefits of a checking, with a high interest rate.

A Money Market is the perfect account for someone that may need to access their funds but would like a higher interest rate while saving. At AMOCO, we offer a competitive interest rate, while giving you the flexibility of a checking account.

  • Earn dividends on balances greater than $2000
  • No monthly maintenance fees
  • Unlimited transfers/withdrawals in minimum increments of $500
  • Multiple ways to access your account
Front and back credit card

Debit Card

Spending made effortlessly.

At AMOCO, we make spending effortless with our Debit MasterCard. We will issue you a FREE Debit MasterCard which gives you instant access to funds in your account when paying for purchases or using an ATM. Plus, we offer over 55,000 surcharge-free ATM locations worldwide.

1 APY is Annual Percentage Yield. Early withdrawal penalties and other fees may reduce earnings. Rates are subject to change at any time. AMOCO Federal Credit Union membership is required. For additional information, visit our Disclosures(link).2+ Money Market rate based on balance of $100,000 or more. Rate will be lower on smaller deposit amounts. For a full list of rates, click here(link). If balance falls below $2,000,

External Link Disclosure

By accessing this link, you will be leaving AMOCO FCU's website and entering a website hosted by another party.

Although AMOCO has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the credit union's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the credit union.

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AMOCO Federal Credit Union

Welcome to AMOCO

What are you looking to do?

Welcome to AMOCO

What are you looking to do?