What are you
saving for?We all know how important saving money is. Whether you’re a dedicated saver or just beginning to build your savings; we offer a variety of safe and secure savings plans to help your money grow.
Open An Account Online
When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.
What are you
Spending money is a daily part of living; however, smart spending allows you to save for your future. At AMOCO, we believe in investing in you and helping you build your nest egg to take care of yourself and your family.
Want Affordable Checking? We can help!
We believe that checking should be made simple, so we have one FREE checking account for all of our members. That’s right, no minimum balance requirements, no direct deposit requirements, no monthly service fee and unlimited transactions!
What are you
Our goal to make your financial dreams come true. Whether you are purchasing your first car, looking for a great credit card or want to own vacation homes, we help you fund your future.
Back to School Offers
It’s time to start preparing for another year of books, supplies, and new clothes. AMOCO is here to help you get an A+ in finance! Let us help with our money saving options.
Invest In Yourself!Plan your financial dreams – from saving for college to planning retirement. We’ll discover where you want to go and how you want to get there.
Meet Your LPL Advisor
Michael White serves as our Investment & Retirement Services – LPL Financial Advisor. With over 24 years of experience, Michael can help each member be better prepared financially for a better tomorrow.
- ACCESS MY ACCOUNT
Overdraft Protection Plans
We understand oversights happen, that’s why we offer Overdraft Protection. This service gives you the flexibility you need to manage your money with peace of mind when you face an emergency or unexpected expenses. Think of it as your very own safety bubble.
Stay Up-To-Date On Your Balances.
The best way to minimize exposure to overdrafts is to actively manage your checking account by:
Standard Overdraft Protection
Protect Your Checking Account.
Your checking account can be linked to a savings account or a signature line of credit. The credit union will charge a fee of $1.00 per transfer if funds are available to cover an overdraft. Applicable interest will be incurred when standard Overdraft Protection is used from a Line of Credit loan.
Your Own Little Safety Bubble.
This service allows the credit union to overdraft your checking account to cover checks and ACH transactions when all other funding sources are exhausted. The credit union will charge a fee of $30.00 for each overdraft and may pay your item(s) up to $530.00 (including fees), which will save you additional fees charged by merchants for returned checks or ACH transactions.
Standard Practices for Courtesy Pay:
Courtesy Pay Plus
Protect Your Debit Card.
This protection plan requires your authorization. This service will add an additional layer of coverage to Courtesy Pay, by allowing the credit union to overdraft your checking account to cover debit card and ATM transactions when all other funding sources are exhausted. The credit union will charge a fee of $30.00 for each overdraft and may pay/authorize your item(s), debit card and ATM transactions up to $530.00 (including fees). To opt in visit a branch location near you or call us at 800.231.6053.
Standard Practices for Courtesy Pay Plus:
The credit union pays overdrafts at its sole discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined and you will be charged a $30.00 NSF fee. The credit union may revoke your Courtesy Pay/Courtesy Pay Plus privileges at any time.