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Contactless Payments

Contactless payments are a quick and easy digital payment option to make your purchases. Contactless technology is securely embedded directly into your AMOCO debit card, and you can add your AMOCO card to your mobile ‘wallet’ by downloading Apple Pay, Google Pay, or Samsung Pay.

Tap to Pay: Contactless Debit Cards

Tap to pay for fast, easy, and secure checkout.

You’re about to enjoy a new, convenient way to pay. AMOCO’s contactless debit card for simple tap-and-go processing at contactless terminals. Your card works at all types of checkouts, so you can still use it everywhere.

  • Fast–Payments processed in seconds
  • Easy–Simply tap your card on the checkout terminal
  • Secure–Same dynamic security as regular chip cards

How to use your Contactless Debit Card:



Find the Contactless Symbol at checkout.

Contactless Debit Card


Simply tap your contactless card on the checkout terminal.



Your payment is processed in seconds!

Please note: your card works at all types of terminals by either using the contactless feature, swiping or inserting your card.

Mobile Pay

Add your AMOCO debit or credit card to your mobile 'wallet'. 

Pay on the go with your AMOCO debit or credit card. By having your AMOCO debit or credit card in your mobile ‘wallet’, it allows you to make purchases conveniently and securely with a single touch using Apple, Google, or Samsung Pay. Once you add your AMOCO debit or credit card, you can:

  • Pay in stores, online, or in apps
  • Send and receive money from friends and family

Here’s how to add your AMOCO card:

Add AMOCO to your Mobile Wallet Video

Contactless Features You'll Love

On-Site Visits

Enhanced ID Theft Resolution

MasterCard offers a unique blend of complimentary solutions to help protect your account and resolve identity theft incidents, including Identity Monitoring, 1Bureau Credit Monitoring, Financial Account Takeover Alerts and White-Glove Restoration Service for complex situations.2

Bank any time, any where from your phone

Leave Your Wallet At Home

Mobile wallet payment links your card to compatible smartphones and devices. Your card will work with all major mobile pay apps. Simply follow the instructions in the settings of your mobile phone or device to get started.

Online Access

Online Or In-Person

Your debit MasterCard® is accepted at millions of locations worldwide. Use your card to automatically pay monthly bills and make repeat purchases a snap by adding your debit card as the card on file at your favorite online shops and services.

Protect Investments

Protection Wherever You Shop

Whether you use your card to shop online, by phone or in a store, every purchase is backed by Zero Liability protection.1 That means you won’t be held responsible in the event that someone makes unauthorized purchases with your card.


Travel & Emergency Services

MasterCard Travel Services – Enjoy a new way to book hotels, flights and car rentals online with MasterCard Travel Services. Sit back, relax and start planning your journey.

MasterCard Global Service – Receive 24-hour/7-day customer service assistance with lost and stolen card reporting, emergency card replacement and cash advance as well as assistance with locating ATMs and help with card-related questions at 800.627.8372.

1 For specific restrictions, limitations and other details, see your card agreement or contact AMOCO Federal Credit Union. 2Sign up required for some services. Call 1.800.Mastercard for sign up details, or visit Mastercard is a registered trademark of Mastercard International Incorporated.
Question Mark

Contactless Payment FAQs

The answers you need to the questions you have.

Yes. Each contactless transaction sends a one-time code that securely protects your payment information.

  • Retail Stores
  • Grocery Stores
  • Restaurants
  • And anywhere you see the Contactless Symbol Contactless or Apple Pay/Google Pay/Samsung Pay

Apple Pay lets you pay in-store, online, and transfer money securely from your Apple devices when you download Apple Pay. You can use your AMOCO debit or credit card, once your card(s) are added your to your Mobile Wallet.

Google Pay is for contactless, secure purchases in-stores, in-apps, and online when you download Google Pay. You can also send and receive money once you’ve added your AMOCO debit or credit card to your Google Pay.

Samsung Pay simplifies your transactions and is accepted virtually anywhere you can swipe a card, as well as select mobile and Bixby merchants. For in-store purchases, swipe up from the home screen to launch your favorite card, verify your fingerprint, and then hover your device over the card reader to pay. It’s that easy.

Note: Only compatible with select cards and Samsung devices.

Most transactions will be processed as credit, however, there are a few merchants that will give you the option to run your card as debit.

Yes. You can still use your contactless debit card by inserting the chip or swiping the card.

No, cash back is not available on contactless transactions. If you would like to receive cash back, you can use your card as a standard chip or PIN transaction.

Depending on the vendor or transaction terminal used, you may have the option to run your transaction as debit.

You will receive your AMOCO contactless debit card when your current debit card reaches its expiration date.

No. AMOCO will be issuing contactless debit cards as your card expires. We will not be issuing contactless debit cards in branch.

When you receive your AMOCO contactless debit card, you should call 866.642.4050 to activate your card.

Most transactions will be processed as credit, however, there are a few merchants that will give the option to run your card as debit.

You can use ‘Find My Device’ (Apple, Google, Samsung) to instantly lock it from anywhere, secure it with a new password, or wipe it clean of personal data. 

To report a lost or stolen card, call the Call Center at 409.948.8541.

External Link Disclosure

By accessing this link, you will be leaving AMOCO FCU's website and entering a website hosted by another party.

Although AMOCO has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the credit union's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the credit union.

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