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Perks Checking

A checking account that offers more.

Boost your finances with our most popular checking account! Our Perks Checking is designed to reward you with money-saving benefits. With a minimum opening deposit of $50, you’ll receive discounts on shopping, dining, travel, and more. Additionally, you’ll have access to telemedicine, cell phone protection, roadside assistance, credit monitoring, early direct deposit1, online and mobile banking, and more. It’s all the essentials you need bundled into one account.

  • $50 Minimum opening deposit
  • $8 Monthly maintenance fee*
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1Electronic payment may vary based on your employer’s payroll date. *Fee will be waived when the following requirements are met monthly: a qualifying Direct Deposit of $500 or more, 25 debit card transactions that are each $5 or greater, and eStatement enrollment. A qualifying Direct Deposit is a regular recurring ACH deposit to the Perks Checking Account. Qualified ACH deposits are income (such as salary, pension, or investment income), government payments (such as social security), payroll or benefits from your employer, and self-employment income received through a secure payment system (such as Square, Stripe, or Clover) that occurs through the Automated Clearing House (ACH) Network.

Exclusive Benefits

Shop Local Icon
Shop Local, Save Local1
SAVE UP TO $72 PER YEAR*

Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

Cell Phone Protection Icon
Cell Phone Protection2,3
SAVE UP TO $129 PER YEAR*

Receive up to $1,000 per claim ($2,000 per year) if your cell phone is broken or stolen.

Roadside Assistance Icon
Roadside Assistance
SAVE UP TO $75 PER YEAR*

Available 24/7 and free to use, up to $80 in covered service charges.

Identity Monitoring Icon
Identity Monitoring2,4
SAVE UP TO $50 PER YEAR*

Monitors the dark web to identify activity associated with your identity, including public records, change of address, social security, and non-credit loans.

Telehealth Icon
Telemedicine4

Members have 24/7 access to licensed clinicians who perform healthcare services through video or telephone. No copay required.

Billshark Icon
Billshark4

Let experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

Fuel Discounts Icon
BaZing Fuel5

Pay at the pump like you always do and earn 3% cash back on gas purchases—up to $5 each month—automatically deposited into your Perks Checking account.

ATM Refund Icon
ATM Refunds

Up to $10 per month in ATM service fee refunds available with your Perks Checking Account.

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1Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. 2Subject to the terms and conditions detailed in the Guide to Benefits. 3 Insurance products are: NOT A DEPOSIT. NOT NCUA-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE CREDIT UNION. 4Requires activation to begin. 5To earn 3% cashback on fuel purchases, you must connect your powered by BaZing Perks Checking account through Plaid via the AMOCO Perks app and complete 20 qualifying debit card transactions each month. ATM withdrawals, account transfers, and deposits or refunds do not qualify. Cashback rewards are automatically deposited into your account monthly, up to a maximum of $5 per month. For complete program details, please refer to the BaZing Fuel Terms and Conditions. The BaZing Fuel cashback program may be modified or discontinued at any time without prior notice.

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Additional Benefits

Free Credit Monitoring

Credit IQ is our credit monitoring tool powered by Savvy Money. AMOCO members have access to daily credit score updates, credit reports, and personalized offers.

Anywhere Banking Tools

Our Online Banking and Mobile App let you conveniently access your funds anytime, anywhere.

Early Direct Deposit​

When you set up direct deposit, you can get paid ahead of time and access your funds up to one day earlier than your scheduled pay date1.

1Electronic payment may vary based on your employer’s payroll date.

BaZing Mobile App

Download The AMOCO Perks App

Unlock all of the exclusive Perks Checking benefits from your phone.

1. Download the “AMOCO Perks” app or visit www.BaZing.com on your computer and click “Get Started”.

2. Log in using your email and the temporary password sent to you upon account opening. You should have an activation email (from customer.service@bazing.com) in your email inbox after you open your account. If not, please contact BaZing at 1.855.822.9464.

3. Follow the on-screen prompts to complete your enrollment.

4. Start enjoying all that your Perks Checking Account has to offer.

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Fee - Free Perks

Meet the simple requirements each month and enjoy all of the perks without the fee.

Direct Deposit

Direct Deposit of $500 or more into your Perks Checking Account

Debit Card Usage

25 Debit Card purchases, each $5 or more

eStatements

Enroll in eStatements

1A qualifying Direct Deposit is a regular recurring ACH deposit to the Perks Checking Account. Qualified ACH deposits are income (such as salary, pension, or investment income), government payments (such as social security), payroll or benefits from your employer, and self-employment income received through a secure payment system (such as Square, Stripe, or Clover) that occurs through the Automated Clearing House (ACH) Network.