Stay Ahead of the Unexpected

Imagine avoiding costly vehicle repairs before they happen—or being ready when faced with a breakdown or accident. Our maintenance and protection plans are designed to keep you on the road, reduce out-of-pocket expenses, and give you confidence no matter what lies ahead.

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Vehicle Maintenance Plan

Routine Care. Long-Term Confidence.

Keep your vehicle running smoothly and safely with our Vehicle Maintenance Plan. Designed to cover essential routine services such as oil changes, battery replacements, brake pad servicing, and safety inspections, this plan gives you peace of mind while reducing your out-of-pocket costs. Keep your car at its best – purchase our Vehicle Maintenance Plan and drive with confidence.

Why it Matters

What it Covers

Benefit Type
Oil Changes (3 per year)	Up to $100
Brake Pads/Shoes (Max $500 1-3 years term) (Max $1,000 4-7 years term)	Up to $250/axle
New Battery	$150
Safety Inspection	$50
Cooling System Maintenance and Lube	$125
Cabin Air Filter	$60
Wiper Blades Replacement	$50
Total Maintenance Coverage per Year	$1,235

Additional Benefits

National Roadside Assistance

Available for emergency towing due to breakdown, lockout, flat tire change, fuel delivery (up to 2 gallons), extrication assistance

Rental/Rideshare Transportation

$75 per incident
Up to 3 incidents per year

Auto Repair Advocacy

Repair Referral
Repair Confirmation
Cost Confirmation

Key Features

3-Year Coverage Term - Benefits start Day 1
Total Benefits Valued Up to $4,730 – for just one payment of $895
Nationwide Coverage
Flexible Claims Process 
Easy Payment Options 
No Auto Loan Required - Available for Most Vehicles

Keep your car and your budget running smoothly. Get our Vehicle Maintenance Plan today.

The following vehicles are not eligible for Vehicle Maintenance Plan coverage: trucks over one-ton capacity, taxis, vehicles used for commercial purposes, camping trailers, travel trailers, mobile/motor homes, RVs, Motorcycles, and any vehicles in tow.

Guaranteed Asset Protection (GAP) icon

Guaranteed Asset Protection (GAP)

Accidents Happen. Be Ready Before They Do.

Guaranteed Asset Protection (GAP) Advantage is optional coverage that can pay off or reduce your remaining auto loan balance if your car is totaled due to an accident or unrecovered theft after the insurance settlement. When your loan amount is more than your vehicle is worth, GAP protects you against financial loss or sudden out-of-pocket expenses.

Guaranteed Asset Protection (GAP) Video Transcript

Due to depreciation, the average new vehicle loses 45% of its value within the first 3 years of ownership*.

If your vehicle is declared a total loss after an accident or theft, your standard insurance policy may not cover the full balance-leaving you with substantial out-of-pocket expenses.

GAP Advantage can pay up to the remaining balance of your auto loan after an insurance payout, and provide you with additional funds to finance your next vehicle with us.

Protect yourself from a financial loss and talk to a representative about adding GAP Advantage!

*information from Edmunds.com

*Rate of $550 applies to autos and light trucks only. GAP is available for other vehicle types: motorcycles, jet skis, golf carts, boats, travel trailers and motor homes. Prices will vary. Your purchase of GAP is
optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements,
conditions, and exclusions that could prevent you from receiving benefits under GAP. Carefully read the contract for a full explanation of the terms.

Have questions? Want to learn more about Guaranteed Asset Protection (GAP)?

How Does GAP Work?

With GAP Advantage

In this scenario, a member does not have any out-of-pocket expenses.

Without GAP Advantage

Out-of-Pocket $5,000

The above is for illustration purposes only.

Major Mechanical Protection (MMP) icon

Major Mechanical Protection (MMP)

Breakdowns Don’t Have to Break the Bank.

Major Mechanical Protection (MMP) can protect you from costly expenses associated with repairing and replacing vehicle parts. Choose the level of coverage that is best for you, and enjoy added benefits designed to maximize your protection while minimizing the inconvenience of mechanical failure.

Inclusive Benefits

Zero Deductible
Nationwide Coverage
Rental Car Reimbursement Allowance
30-Day Money Back Guarantee
Transferrable
Direct Claim Payments via Visa/MasterCard
Trip Interruption

24/7/365 Emergency Roadside Assistance

Total Loss Refund

Click here to view brochure. Coverage varies based on protection plans.

Your purchase of a Major Mechanical Protection contract is optional. Plans are available for most new and used domestic and imported vehicles. Speak to your service representative for vehicle eligibility criteria and more details. Major Mechanical Protection is considered insurance coverage in some states.

Have questions? Want to learn more about Major Mechanical Protection (MMP)?

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We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the credit union.

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