Disaster Preparedness Loan

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Disaster Preparedness Loan

At AMOCO, we have a loan designed to help you prepare for the unexpected. Get ahead of any potential inclement weather that can cause damages with our Disaster Preparedness Loan. Plus, if you currently have a Mortgage Loan with us, you could qualify for a rate discount!1

Ask us how we can save you hundreds per year on your insurance through 7 Insurance coverage.

  • Home generators
  • Storm windows
  • Storm shutters
  • Tree removal and trimming
  • Home solar power systems
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Need More Information

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

Subject to membership eligibility. 1Members with an AMOCO Mortgage must provide necessary documents for purchases to qualify for the rate discount. This offer is for new loans only and cannot be combined with other promotional offers. Rates and terms based on borrower’s credit qualifications and credit score. For a complete list of all rates and terms, visit us online at www.AMOCOfcu.org/loan-rates. Subject to credit approval.

Other Preparedness Resources

7 Insurance

Choosing the right auto insurance company can help you have peace of mind. AMOCO has become an owner of 7 Insurance to help you get the coverage you need while saving hundreds per year on your insurance. 7 Insurance was formed in March 2015 to provide credit union members with insurance services for auto, home, renters, and business.

  • Auto - Our agents at 7 Insurance are happy to make sure you get the best coverage at a competitive rate!
  • Multi-car and multi-policy discounts analysis
  • Good driver discounts
  • Discounts for safety equipment
  • Insurance for RVs, motorcycles, and boats
  • Home - Whether it's a house or a condo, your home is your most valuable asset. We will work to keep your home protected!
  • Comprehensive replacement value
  • Vacation home and condos
  • Discounts for safety equipment
  • Umbrella policies

Allpoint ATMs

Around the corner or around the world, Allpoint is there. We’ve partnered with Allpoint to bring you over 55,000 surcharge-free ATMs to make sure you have enough cash on hand for immediate needs. Just look for the Allpoint logo on participating ATMs and get the cash you need as often as you like.

To find a deposit-taking Allpoint ATM, look for the Allpoint+ name!

Click the Allpoint image to find the nearest ATM or download the mobile (Apple | Google) app.

Allpoint ATMs

Supplemental Auto Protection

Plan for the unexpected by having great coverage. When you purchase a vehicle, you know you need auto insurance, but you may not think of other great options that will really help you if your car is in an accident, totaled, or if it breaks down. AMOCO has you covered with great supplemental plans including:

  • Guaranteed Auto Protection (GAP) - for only $495 this insurance pays the difference on your car’s value versus what you owe if your car is stolen or totaled. This product alone saved members thousands of dollars after Hurricane Harvey. To purchase GAP give us call or visit a loan representative.
  • Extended Warranty Plans -there are many good reasons to purchase an extended warranty for your vehicle. For just pennies a day, we can help you protect your auto from unexpected repair costs. Get a quote for an Extended Vehicle Service Contract.

Hurricane Season Guide

AMOCO will obey all civil defense warnings and directives in the event of severe weather. In the event of severe weather, AMOCO will utilize all forms of communication to keep members informed. This includes, but is not limited to, our website, mobile app, Facebook, Twitter, email communications, etc.

How to Prepare:

  • Make arrangements to have needed supplies and cash on hand in case of a sudden evacuation.
  • Make arrangements to obtain important documents and other valuable items from your safe deposit box prior to a mandatory evacuation.
  • Carry your AMOCO credit card, debit card, and checkbook with you at all times for safe and convenient cash or payment options.
  • Use our drive-thru Interactive Teller Machine (ITM) or locate an ATM within our network (AMOCO Off-site, Credit Union Partner, and Allpoint ATMs) along your evacuation route here for surcharge-free cash withdrawals.

Be Assured:

  • Your savings are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. government, and backed by the full faith and credit of the United States government.  
  • AMOCO disaster recovery plans ensure that members’ account records are secure even if credit union facilities are damaged.
  • AMOCO will work to make sure members’ funds are accessible, but necessary actions may need to be taken to ensure the safety of its facilities, records, and personnel. Necessary actions may include branch closures, cash withdrawal limits, and interruptions to electronic services.