- Save
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What Are You Saving For?
We all know how important saving money is. Whether you’re a dedicated saver or just beginning to build your savings; we offer a variety of safe and secure savings plans to help your money grow.
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Savings Accounts
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Open an Account Online
When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.
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- Spend
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What Are You Spending For?
Spending money is a daily part of living; however, smart spending allows you to save for your future. At AMOCO, we believe in investing in you and helping you build your nest egg to take care of yourself and your family.
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Spend Accounts
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Want Affordable Checking?
We believe that checking should be made simple, so we have one FREE checking account for all of our members. That’s right, no minimum balance requirements, no direct deposit requirements, no monthly service fee and unlimited transactions!
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- Borrow
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What Are You Borrowing For?
Our goal to make your financial dreams come true. Whether you are purchasing your first car, looking for a great credit card or want to own vacation homes, we help you fund your future.
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Loans
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Apply for a Loan Online
At AMOCO, we have loans for your wants and needs. We work hard to provide members with high-quality service, lower rates, and flexible payment options so you can get the most for your money.
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- Insure
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Protect What Matters!
Prepare for the unexpected. Our insurance plans can help you save big while offering excellent coverage. Don’t wait until it’s too late – contact us today to learn more about your options.
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Insurance
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Explore Coverage Plans
We’ve broadened our insurance offerings by partnering with reputable organizations. Let us help you find the coverage you need for the things that matter most to you. And the best part? You can potentially save hundreds of dollars annually.
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- Invest
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Invest In Yourself!
Plan our financial dreams – from saving for college to planning retirement. We’ll discover where you want to go and how you will get there.
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Start Investing
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Manage Your Investments
Through LPL Financial, you have the ability to manage multiple types of investments, access your account anywhere, anytime and partner with a professional to help understand your unique financial situation.
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- Business
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Ready to Take Your Business to New Heights?
Unlock the full potential of your business with our business account options! Our business accounts provide comprehensive
solutions for managing finances efficiently and effectively.
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Business Accounts
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Business Savings Account
Our Business Savings Account provides entrepreneurs a secure place to store operating capital, and save for business related purchases. With as little as $1, you can open a business savings account with AMOCO and start your financial foundation.
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- ACCESS MY ACCOUNT
2024 Business Fee Schedule
The Business Fee Schedule provides a detailed list of the fees and minimum balances associated with each of the products and services AMOCO offers.
All Fees - Effective 07/01/24
Business Share Account | Savings
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Dormant Account $10.00 per month
(after 1 year of dormancy)
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Account Maintenance N/C
Business Share Draft Account | Checking
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Account Reconciliation/Research $20.00 hourly
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Duplicate Deposit $30.00 per item
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Insufficient Funds $20.00 per item
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Printed Checks Based on vendor pricing
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Stop Payment $30.00 per item
Account Maintenance | Checking
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Basic N/C
No daily average balance minimum required.
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Plus $10.00 per month
FREE if $5,000 daily average balance is met.
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Premium $20.00 per month
FREE if $10,000 daily average balance is met.
Transaction Limits | Checking
Transactions include electronic transactions, deposits, withdrawals, checks paid, checks cashed, debit card transactions, remote deposit images.
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Basic (50 transactions per month) $0.30 per transaction thereafter
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Plus (100 transactions per month) $0.30 per transaction thereafter
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Premium (200 transactions per month) $0.30 per transaction thereafter
Other Fees
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Additional User $5.00 per month, per user
Account access via Online Banking and Mobile App. First two users are free with membership.
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Cash Exchange | Change Order $5.00 per order
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Cashier's Check $3.00 per item
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Cashier's Check Stop Payment $30.00 per item
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Coin Machine (loose coin only) 5% of total
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Collection Item (incoming) $25.00 per item
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FED Bank Wire Incoming (United States) N/C
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FED Bank Wire Outgoing (United States) $20.00 per wire
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Money Order $1.00 per wire
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Non-AMOCO ATM Transactions $2.00 per transaction
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Paper Statement $5.00 per statement
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Return Mail (account statements) $5.00 per item
Non-AMOCO Members
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Cashier's Check $10.00 per item
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Coin Machine (loose coin only) 10% of total
Fees are based on either the credit union’s direct cost for each service and/or the man hours necessary to offer each service or perform each service for our membership.