Preferred Realtors

Get Pre-Approved
Contact Mortgage Team
home-ownership

Preferred Realtor Program

Look no further than AMOCO for your mortgage needs.

When you purchase a home, you deserve the best from start to close. That’s why our experienced Mortgage Team has partnered with local Preferred Realtors to provide you with everything you need to make your move while staying within your budget.

From your Realtor finding the home you want at the price you want to our Mortgage Team providing you with cost-saving options, we’ll take care of you throughout the entire home-buying process (and after!). And as a “thank you” for choosing AMOCO, when you use one of our trusted Preferred Realtors, you can enjoy a special rebate based on the purchase price of your new home. Ask us how we can save you hundreds per year on your insurance through 7 Insurance coverage.

Preferred Realtor Rebate Program1

Home Sales Price AMOCO's Home Loan Closing Rebate2
$0 -$149, 999
$500
$150,000 - $299,999
$1,000
$300,000 & Up
$1,500

Here's how it works:

House
Get Pre-Approved

Get pre-approved for your AMOCO Mortgage Loan to get your rebate certificate!

Borrow for less at AMOCO
Choose Preferred Realtor

Provide the rebate certificate to your Preferred Realtor before entering into an agreement or contract.

Smiley Face
Save On Closing

The closing cost rebate offer is based upon the sales price of your new home, up to $1,500! Your rebate will be credited during closing.

1The Mortgage Loan must be completed with AMOCO and the provided certificate must be presented to the Preferred Realtor. AMOCO’s Home Loan Closing Rebate can only apply to closing costs at the time of closing. Total amount of credits not allowed to result in cash back to the borrower. 2The rebate is paid from the Realtor commission and not by AMOCO. The rebate cannot be used for down payment, reserve requirements or to meet borrower’s minimum required investment. Offer subject to change or cancellation without notice.

The Daily News Readers' Choice 2021 Winner



Voted Best Mortgage Lender

We know we're kind of a big deal, but don't take our word for it. The community has voted AMOCO as the Best Mortgage Lender for 9 years!

Meet Our Preferred Realtors

We’ve selected the most trustworthy and knowledgeable Real Estate agents in the community to help you make your move. Whether you’re a first-time or experienced home-buyer, our Preferred Realtors are here to simplify the entire home-buying process. 

Joni Griggs

Joni Griggs
Steadfast Real Estate Group
832.202.5449

Kourtney Fanucchi

Kourtney Fanucchi
Anchored Real Estate Team
713.208.3135

Lisa DeBolt

Lisa DeBolt
Keller Williams Realty Clear Lake
832.385.1045

Eric Gage eXp Realty

Eric Gage
Douglas Elliman Real Estate
281.703.9096

Parbatie Galvan, Broker for Optima Realty

Parbatie Galvan
Optima Realty
832.384.4229

Mandie McMillan Crowder RE/MAX Coastal

Mandie McMillan Crowder
RE/MAX Coastal
281.300.1267

Annette Ramos Realty Associates

Annette Ramos
Realty Associates
713.385.1990

Lindsey Richison and Melissa Rekoff - Onyx Realty Group

Lindsey Richison and Melissa Rekoff
Onyx Realty Group
281.609.6486

Amanda Seidel JLA Realty

Amanda Seidel
JLA Realty
713.885.8781

Jeffery Smith UTR – Texas, Realtors

Jeffery Smith
UTR – Texas, Realtors
409.939.6188

Joyce Trammell Fathom Realty

Joyce Trammell
Fathom Realty
832.876.5461

Kristi Wright Key Realty Properties

Kristi Wright
Key Realty Properties
832.226.1399

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Mortgage Representatives

Contact Our Experienced Team Today.

Let our experienced mortgage representatives assist you with your mortgage loan needs. Our mortgage team includes:

Loan Originators

Lisa Bradford - NMLS #1205463

Lisa Bradford

NMLS #1205463

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What started as a temporary position as a local savings and loan secretary turned into a career of almost 40 years in the financial industry. Lisa has experience as a branch manager, commercial lender, and business development officer. While she has experience in several areas, Lisa discovered her true passion in 2002 when she became a mortgage loan originator. The joy of helping her members achieve the dream of homeownership continues to be the most rewarding experience of her career. As a proud, life-long Galveston County native, Lisa treasures all things coastal, from the food to the beach and everything in between. Her commitment to the community she dearly loves includes serving as a former board member for United Way Galveston County Mainland and Keep America Beautiful. Outside of AMOCO, Lisa’s personal passion is animal advocacy. She has been actively involved in dog rescues for more than 20 years. Her favorite pastime is spending time with her cherished dogs, most of which are rescues.

Michael Hedrick - NMLS #1430019

Michael Hedrick

NMLS #1430019

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Michael has over 24 years of experience working in the banking and credit union market. Throughout his financial career, Michael has served in various leadership positions that have focused on the customer experience. He knows that part of that experience is to provide members with an understanding of mortgage products and services so they can make informed decisions that help them achieve their personal financial goals. His investment in the mortgage lending industry has created lasting relationships and countless memorable moments for his members. When he isn’t working, Michael spends his time golfing, hunting, or fishing. His greatest joys in life come from God, his wife, child, and grandchildren.

James McWhirter - NMLS #653766

James McWhirter

NMLS #653766

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James has over 18 years of experience serving Texans in the retail banking and Houston area credit union market. He has held leadership roles overseeing multiple financial centers focused on improving the member experience. Additionally, over the last eight years, James has served as a mortgage loan officer for local credit union members. His goal to educate others about mortgage products and services while providing an unmatched personal experience has established many long-term relationships with members and numerous success stories. James enjoys being outdoors, golfing, and hunting outside of AMOCO, but his greatest joy comes from his wife and kids.

Jessica Flores - NMLS #2145127

Jessica Flores

NMLS #2145127

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Habol Espanol
Jessica Flores is a Loan Originator who strives to exceed her members’ expectations and build lasting relationships by always going the extra mile to help them meet their financial needs. Jessica is fluent in English and Spanish. She has been in the financial industry for just over ten years, most of which she spent as a consumer loan officer before her transition into mortgage lending. Jessica takes the time to get to know her members, and she utilizes her experience to educate and prepare them for the mortgage product that is right for them. In her spare time, she loves spending time with her family, traveling when time permits, and trying new places to eat.

Carrie Pontikas - NMLS #712150

Carrie Pontikas

NMLS #712150

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Carrie has worked at AMOCO for 24 years, with 21 of those years originating mortgage loans. She has the knowledge and experience to help members through the loan process and will find the right terms for your budget. Then, when you are ready to apply, click the link in her mortgage center, and she will help you navigate through the mortgage loan process with ease.

Gina Ryan - NMLS #2060421

Gina
Ryan

NMLS #2060421

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Gina’s top priority is excellence in her service to her members. This includes applying her knowledge and comradeship to ensure the application experience is a positive one. She also takes the time to help her members explore their options and choose the right mortgage product for them. Gina graduated from Texas A&M University with a Bachelor of Science in Economics and has been in the financial industry for several years. Outside of the office, Gina enjoys time traveling to new places, hiking when mountains are near, and attending sporting events.

Eryn Sherman - NMLS #1892201

Eryn Sherman

NMLS #1892201

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Raised on Galveston Island and in Southern California, Eryn loves the coast and being a part of the community. She has worked in local credit unions for over 13 years, starting with member services and consumer loans, then transitioning to a mortgage loan officer position. Eryn’s primary goal is to spend time listening to each member’s individual story so she can educate them on their best financial options for their future. Outside of AMOCO, Eryn takes pride in supporting skateboarding, surfing, art & music, and island-life communities. After work, you’ll likely find her at a local dog park or the beach with her fluffy Husky and friends.

Loan Originator Assistants

Jennifer Vo

NMLS #2300030

Loan Servicing

For questions regarding your current mortgage loan, email us at mortgageloanservicing@amocofcu.org or call us at 409.941.8659.

AMOCO Federal Credit Union NMLS ID: 408167

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