Protect What Matters

Plan for the unexpected by having great coverage. Our protection products ensure that you will never be left uninsured and in trouble. For very little upfront costs, we make sure that you can handle the unexpected.

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Supplemental Auto Insurance Protect Your Car From The Unexpected

Supplemental Auto Protection

Protect Your Car From The Unexpected.

Your vehicle is not only an investment; it’s your transportation lifeline. That’s why when you purchase a vehicle and auto insurance, it’s important to consider the other great options that will help you if your car is in an accident, totaled, or if it breaks down. At AMOCO, we have you covered with GAP Advantage and Major Mechanical Protection so you can have peace of mind knowing your investment is protected.

  • Guaranteed Asset Protection Advantage (GAP Advantage) - for only $495, this can eliminate or reduce the vehicle's loan balance in the event of a total loss due to an accident or unrecovered theft after the insurance settlement. In addition, members are eligible for a $1,000 advantage towards a new loan when you finance your replacement vehicle at AMOCO within 90 days of the insurance settlement. To purchase GAP, give us a call, or reach out to our loan representatives through Video Banking or stopping by a branch.
  • Major Mechanical Protection (MMP) – The cost of repairing and replacing vehicle parts continues to rise. Through SWBC’s M-Care program, we can help protect our members from costly, unexpected repairs that will keep your vehicle running longer. SWBC’s M-Care offers a full-suite of generous benefits to maximize your protection and minimize the inconvenience of mechanical failure.

A member can purchase our MMP Program at any time. To add MMP, give us a call, or reach out to our loan representatives through Video Banking or stopping by a branch.

Major Mechanical Protection (MMP) Benefits

  • Towing Service
  • Mechanical First Aid
  • Tire Service
  • Delivery Service
  • Lockout Service
  • Key FOB Coverage
  • Dent and Windshield Repair Coverage
  • Plus more!

Understanding Insurance presented by MoneyEdu

Understanding the common types of insurance, including auto, renters, health, plus more. Learn more about Understanding Insurance.

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Life Insurance

Protect Your Family With Life Insurance.

There’s nothing like the feeling that you can handle anything that comes your way. TruStage Insurance products and programs help you get there1. TruStage Insurance is committed to providing insurance products that make sense for you, your life, and your budget.

  • Whole Life Insurance
  • Term Life Insurance
  • To learn more about these TruStage products, connect to their website or call 1.855.610.3706.
1TruStage life insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by AMOCO Federal Credit Union. Like other insurance, TruStage life insurance policies contain specific limitations, exclusions, termination provisions and requirements for keeping them in force. Please contact TruStage for complete details. DTCG-959179 1-0714-0816.
Accidental Death & Dismemberment Insurance Accidents Happen. Make Sure You’re Covered

Complimentary $2,000 AD&D

Help Protect Yourself Financially From The Unexpected.

As a credit union member, you are entitled to a valuable combination of benefits that can help you prepare financially for some of today’s most serious health risks.

Coverage for Accidents
It starts with $2,000 of no-cost TruStage® Accidental Death and Dismemberment (AD&D) Insurance—an exclusive member benefit fully paid for by AMOCO. All you have to do is claim it.

In the event of a covered accident, it pays a cash benefit to your family at a critical time. It’s money your loved ones can use for monthly bills, debts, or anything else. If you choose, additional AD&D insurance is available for you or your entire family, starting at around $1 a month1. Your acceptance is guaranteed—with no health questions or medical exam.

Add Coverage for Cancer, Heart Attack & Stroke
If you choose to purchase additional AD&D coverage, you can now add Cancer, Heart Attack & Stroke Coverage for more complete protection. This is a living benefit that pays you $5,000 upon a covered diagnosis. The money you receive can help pay for out-of-pocket medical bills and daily expenses, helping to relieve financial stress while you focus on getting well.

Get started today by claiming your no-cost AD&D insurance, a benefit of your credit union membership. Enrolling is quick and easy. Complete your application online or call toll-free at 1.888.575.0411.

1Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance. TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677 0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

Base Policy Series ADD-2018-POL, 2018-ADD-POLRDR-CR, 2018-ADD-POLRDR-CNR. © TruStage Insurance Agency. ADI-3469852.1

Provide Proof of Insurance Make Sure You’re Covered

Provide Proof of Insurance

Make Sure You’re Covered.

If you have a vehicle financed at AMOCO, we require that you maintain comprehensive and collision coverage on the vehicle for the term of your loan per the loan agreement.

If you received a letter or automated message requesting proof of insurance, visit MyLoanInsurance. The information you provide will enable us to verify your coverage and update our records. Please note: this information will not be disclosed to third parties.

Insurance declaration showing the following:

  • Comprehensive and collision coverage
  • Deductibles for comprehensive and collision (not exceeding $1,000 as set by AMOCO)
  • Credit Union listed as loss payee/lien holder as follows: AMOCO Federal Credit Union, PO BOX 889, Texas City, TX 77592-0889
  • Correct collateral description, including the year, make, model and complete VIN
  • Borrower and insured name
  • Insurance company name
  • Policy number
  • Coverage effective and renewal date
If you have questions concerning your proof of insurance or need further assistance, please call: 1.833.403.2915.
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CUNA Mutual Holding Company

Credit Insurance - Claims Portal

Life, Terminal Illness, Accidental Dismemberment, or Disability Claim? We are here to help!

In your time of need, our claims process is quick and easy. If you elected to payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim.

To begin, please fill out a claim form:

If you prefer, call 1.844.707.4964 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Payment protection products include debt products available through the credit union.

Disclosures Important Documents at Your Fingertips

National Credit Union Share Insurance Coverage

Deposit Insurance - Coverage Portal

 Share Drafts, Joint Accounts, or Retirement Accounts coverage? We are here to help! 

The National Credit Union Share Insurance Fund provides deposit insurance to protect the accounts of credit union members at federally insured institutions in the United States.

To begin, please fill out the Share Insurance Estimator:

  • Click here to start the Share Insurance Estimator.

For questions about the NCUA’s Share Insurance Coverage, call 1.800.755.1030, option 1, Monday through Friday, 8:00 a.m. to 5:00 p.m. Eastern, or send an email to DCAmail@ncua.gov.

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