Borrow Now.
Pay Later.

Open An Account
Apply For a Loan
Car Buying

Auto Loans

90 Days Until Your First Payment

Best Rate 4.24% APR1

Start your journey and enjoy your ride with AMOCO! From affordable monthly payments to 90 days until your first payment3, you can enjoy great savings with our auto loan options that will fit your budget. Plus, you can get $250 cash back on autos over $10,000!2 Whether you’re purchasing new, used, or looking to refinance, we can help you get the most out of your money so, you can drive away happy.
  • Optional 90 days until your first payment
  • Get $250 cash back on autos over $10,000
  • Same low rate for new and used vehicles
  • Terms up to 84 months and 100% financing available for qualified borrowers
  • No early payoff penalties

Other Exclusives:

Get Started Now
Calculate Your Loan
Need More Information

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

1APR is Annual Percentage Rate. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. AMOCO Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. AMOCO Federal Credit Union membership is required. For additional information, visit our disclosures.

2Valid through February 28, 2023, only on auto loans booked directly via AMOCO website, phone, or at any AMOCO branch location. Offer includes $250 cash back for any new or refinanced AMOCO auto loans (excludes auto loans currently financed at AMOCO). Minimum loan amount to qualify for $250 cash back is $10,000. AMOCO loans financed through the dealership don’t qualify for the cash back offer. The $250 cash bonus is considered interest and will be reported on IRS Form 1099-INT. 3Optional 90-days ‘til fist payment for qualified borrowers. Interest accrues during the payment deferral period. Rates and terms are determined by borrower’s credit qualifications, credit score and credit report pulled by AMOCO. Some fees and restrictions may apply. AMOCO reserves the right to adjust or cancel this promotion at any time.

What Members Are Saying

Member Testimonial Jim
Member Testimonial Sadaco
Previous
Next

Car Buying Programs

We make car buying a fun, simple and easy experience.

Find Your Dream Car

You can start your search for your next ride with Member Auto Center (MAC) or Enterprise. You can also get pre-approved for AMOCO financing, get vehicle values, and car buying advice.

One Stop Shopping

At AMOCO, our focus is all about you. That’s why we have a Direct Dealership program, where you can go directly to the dealership, find your car, and sign all documents at the dealership.

Protect Your Investment

We can help you prepare for the unexpected by offering auto protection, warranties and payment protection. These programs ensure that you are never left in a financial bind with your automobile.

Learn More About Autos​