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ALL LOAN RATES - Effective 09/01/18
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New & Used Auto
Term
Annual Percentage Rate (APR)
Up to 36 mo.
2.74% - 11.74%
37 - 48 mo.
2.99% - 11.99%
49 - 60 mo.
3.49% - 12.49%
61 - 75 mo.
3.74% - 12.74%
76 - 84 mo.*
4.74% - 13.74%

All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. *Term available for loan amounts of $30,000 or more. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

New Boat
Term
Annual Percentage Rate (APR)
Up to 60 mo.
4.75% - 13.75%
61 - 84 mo.
5.00% - 14.00%
85 - 96 mo.
5.25% - 14.25%
97 - 120 mo.
5.50% - 14.50%
Used Boat
Term
Annual Percentage Rate (APR)
Up to 60 mo.
4.75% - 13.75%
61 - 84 mo.
5.00% - 14.00%
New/Used Jet Ski
Term
Annual Percentage Rate (APR)
Up to 60 mo.
4.75% - 13.75%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

New & Used Motorcycle
Term
Annual Percentage Rate (APR)
Up to 60 mo.
4.75% - 13.75%
61 – 75 mo.
5.00% - 14.00%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

New Travel Trailer
Term
Annual Percentage Rate (APR)
Up to 84 mo.
4.75% - 13.75%
85 – 96 mo.
5.25% - 14.25%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Used Travel Trailer
Term
Annual Percentage Rate (APR)
Up to 60 mo.
4.75% - 13.75%
61 - 72 mo.
5.00% - 14.00%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

New & Used Motor Homes
Term
Annual Percentage Rate (APR)
Up to 60 mo.
4.75% - 13.75%
61 - 84mo.
5.00% - 14.00%
85 - 96 mo.
5.25% - 14.25%
97 - 120 mo.
5.50% - 14.50%
121 - 144 mo.
6.25% - 15.25%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

New & Used Specialty Collateral
Term
Annual Percentage Rate (APR)
Up to 60 mo.
4.75% - 13.75%
61 - 72 mo.
5.00% - 14.00%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Shared Secured
Term
Annual Percentage Rate (APR)
Up to 60 mo.
4.90%
61 - 144 mo.
5.90%

*APR is annual percentage rate.

Term Share Certificate Secured
Term
Annual Percentage Rate (APR)
Term Share Certificate Maturity Date
2.00% + Term Share Cert. Rate

*APR is annual percentage rate.

Line of Credit Personal Loan
Term
Annual Percentage Rate (APR)
Up to 60 mo. ($15,000 Max)
12.90%

*APR is annual percentage rate.

Debt Consolidation/Personal Loan
Term
Up to 60 mo.
7.90% - 16.90%
61 - 84 mo.
8.90% - 17.90%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Promotional Loan
Term
$1,500 up to 15 mo.
6.90% - 15.90%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Future Farmers of America - Livestock
Term
12 mo./1 payment loan
8.50% - 17.50%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Primary Home Purchase
Term
Annual Percentage Rate (APR)
Up to 30 years
3.39%-5.125%

APR is annual percentage rate. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

1st Lien Home Equity
Term
Annual Percentage Rate (APR)
Up to 30 years
3.39%-4.875%

APR is annual percentage rate. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

2nd Lien Home Equity
Term
Annual Percentage Rate (APR)
Up to 20 years
5.64%-6.625%

APR is annual percentage rate. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Swimming Pool Loans
Term
Annual Percentage Rate (APR)
Up to 15 years
6.39%-7.125%

APR is annual percentage rate. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Unimproved Property Loans
Term
Annual Percentage Rate (APR)
Up to 15 years
4.65%-7.75%

APR is annual percentage rate. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Vacation Home Loans
Term
Annual Percentage Rate (APR)
Up to 15 years
4.39%-5.625%

APR is annual percentage rate. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Investment/Rental Property
Term
Annual Percentage Rate (APR)
Up to 12 years
7.4%-7.75%

APR is annual percentage rate. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Lender licensed by the National Mortgage Licensing system under registration number 408167.


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