Financial Tools

We believe in empowering our members in their financial journey and providing knowledge to keep you financially strong. We provide an array of useful tips and planning resources free of charge.

Auto Loan
Calculator

Want to know how much your new auto loan will cost you? Curious if your budget can afford the new car you’ve been eyeing? Use our Auto Loan Calculator today!

BALANCE Financial Fitness

Access additional personal finance articles and tools through our partner program when you create a free Balance profile. You can also receive free financial counseling services through Balance by calling 888.456.2227.

Budget
Calculator

Making a budget and sticking to it is the number one step to having financial freedom. Use this calculator to help you create a monthly budget by entering your monthly take-home pay.

Financial Topics

The Basics of Credit: What to Know Before You Borrow

In its most basic sense, credit means having the use of something before you pay...
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Credit

Your Study Guide to Paying off Student Loans

It is not unusual for college tuition to cost $30,000 or more a year. Some...
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How to Protect Yourself From Credit Card Fraud

In the modern world, almost everyone holds a credit card. Reportedly, 7 in 10 American’s...
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Credit

Life Stages

Successful Money Management in a Multigenerational Household

Depending on your economic situation, you may find that inviting a family member to live with...
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New Additions

Effective money tips for parents to-be

You planned the baby shower and painted the nursery… but are your finances in order?...
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Thirteen Tips for a Financially Healthy Family

1. Track spending to know where your money goes. Identify expenses that can be reduced...
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Students & Parents

BALANCE Financial Fitness

Create a free Balance account to access additional personal finance articles and tools. AMOCO members can also receive free and confidential financial counseling through Balance by calling 888.456.2227. 

Paying for College: Dealing With the Student Loan Crunch

Student loan debt is at an all-time high and only continues to grow. It’s a...
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College/Savings

Nine Ways to Master Your Money

1. Set S.M.A.R.T. Goals Saving tends to be easier when you have a certain purpose...
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College Planning 101

Most parents have already heard the bad news: a college education has never been more...
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College/Savings

Anti Fraud Tips

  • Never send money to people you have not met in person, especially if they ask you to use wire transfer, a prepaid debit card or a gift card.
  • Don’t click on links or open attachments in unsolicited email. Links can download malware onto your computer and steal your identity.
  • Don’t believe everything you see. Scammers are great at mimicking official seals, fonts and other details. Just because a website or email looks official, does not mean it is.
  • When shopping online, make sure the website has “https” in the URL and a small lock icon on the address bar. Even then, read reviews about the quality of the merchandise to avoid buying counterfeit goods.
  • Be extremely cautious when dealing with anyone you’ve met online. Scammers use dating websites, Craigslist, social media and many other sites to reach potential targets. They can quickly feel like a friend or a romantic partner, but that is part of the con.
  • Never share personally identifiable information with someone who has contacted you unsolicited, whether it’s over the phone, by email, on social media or at your front door. This includes banking and credit card information, your birth date and your Social Security number.
  • Don’t be pressured to act immediately. Scammers typically try to make you think something is scarce or a limited-time offer, but it’s never a good idea to make an important decision quickly.
  • Use secure, traceable transactions when making payments for goods, services, taxes and debts. Do not pay by wire transfer, prepaid money card or gift card. Say no to cash-only deals, high-pressure sales tactics, high upfront payments, overpayments and handshake deals without a contract.
  • Whenever possible, work with local businesses that have proper identification, licensing and insurance, especially contractors who will be coming into your home or anyone dealing with your money or sensitive information.
  • Be cautious about what you share on social media and consider only connecting with people you already know. Be sure to use privacy settings on social media and online accounts.

External Link Disclosure

By accessing this link, you will be leaving AMOCO FCU's website and entering a website hosted by another party.

Although AMOCO has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the credit union's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the credit union.

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Important Notice: Please be advised we will be performing system maintenance Saturday, August 17 from approximately 11:00 p.m. until Sunday, August 18 at approximately 5:00 a.m. We apologize for this inconvenience.
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