Financial Tools

We believe in empowering our members in their financial journey and providing knowledge to keep you financially strong. We provide an array of useful tips and planning resources free of charge.

Financial Wellness Education

Financial Wellness Center


Empower Your Financial Journey

AMOCO has partnered with MoneyEdu to provide free, online financial education through interactive and self-paced courses, activities and worksheets giving members and the community access to financial education. In addition, if you create an account, you can save your progress and never lose your work.

  • New themes every week
  • Featured resources
  • Calculators and assessments
  • Interactive courses on over dozens of topics
  • Create a portfolio of your goals and achievements 

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"This Week's" Topics Provided By MoneyEdu

Savings Strategies For a Large Purchase

Specific strategies for saving for large purchases like a new appliance or a special trip.
Person putting coin into a pink piggy bank.

Saving Strategies for a Large Purchase

You have been working hard to be financially responsible and maybe even started saving for small things like a new appliance or a special trip.  Now it’s time to think about saving for those big-ticket items like a new car, a house, or even your child’s education.  When faced with tens of thousands of dollars in expenses, you ...
Person putting coin into a pink piggy bank.
Red Arrow Pointing Right Saying Pay Later, Red Arrow Pointing Left SayingPay Now

Save for a Large Purchase or Finance It?

Your washing machine is 15 years old and the repairman has just left for the third time this year.  It may be time to look at newer appliances. You have one of two choices: you can begin saving now while that washing machine is still running, or you can wait and finance the job when the time comes.Your car is dead. It is time for a new one.&nb...
Magician's hat filled with money with wand next to it.

A Splurge Account Can Save Your Marriage!

The results are in: money is at the top of the list as a marriage destroyer.  According to a 2012 survey conducted by the Institute of Divorce Financial Advisors (idfa), nearly one-fourth of divorced couples cite money woes as a fundamental reason why their marriages failed.  Another study conducted by the Family Relations Group reported ...
Present wrapped with big red ribbon and bow.

Simple Ways to Save on Everyday Items

Knowing when to hit the stores can make a big difference at checkout. For instance, most grocery stores discount their meat a day or two before their next sale is set to begin. Check with the meat department where you shop to see which day of the week they begin discounting the meats already in the case.The local butcher isn’t the only one of...
Young woman with magnifying glass to her eye.

Simple Ways to Make Extra Money

Everyone can use a few extra bucks from time to time.  When an emergency hits  - or you simply want to splurge on something big -  you may need to look for ways to generate some surplus cash.  Here are some simple strategies for generating some extra income; on both a  short or long-term basis:Mine Your Home for GoldIn many...
Vintage photo of young woman hurdling over an obstacle.

Challenge of the Week: "Find Money to Save"

Budgets are tight. There never seems to be enough "extra" to set aside for an emergency, let alone a purchase that isn't needed right now.  You may understand the importance of saving for big ticket items like new appliances, home repairs or even a new car, but how do you squeeze out a few extra bucks each payday to set aside?&nb...

Financial Tools

Auto Loan

Want to know how much your new auto loan will cost you? Curious if your budget can afford the new car you’ve been eyeing? Use our Auto Loan Calculator today!

Financial Wellness Center

Access additional personal finance articles and tools through our partner program, MoneyEdu. When you register for a FREE profile, you’ll also receive free financial wellness courses and calculators.


Making a budget and sticking to it is the number one step to having financial freedom. Use this calculator to help you create a monthly budget by entering your monthly take-home pay.