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Financial Tools

We believe in empowering our members in their financial journey and providing knowledge to keep you financially strong. We provide an array of useful tips and planning resources free of charge.

Auto Loan

Want to know how much your new auto loan will cost you? Curious if your budget can afford the new car you’ve been eyeing? Use our Auto Loan Calculator today!

BALANCE Financial Fitness

Access additional personal finance articles and tools through our partner program when you create a free Balance profile. You can also receive free financial counseling services through Balance by calling 888.456.2227.


Making a budget and sticking to it is the number one step to having financial freedom. Use this calculator to help you create a monthly budget by entering your monthly take-home pay.

Financial Topics

Living Sustainably Saves Resources and Money

Each day, we see the consequences of a “throw-away” society and businesses putting short-term profits...
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Financial Literacy

Discounts for Military Personnel and Veterans

Discounts for Military Personnel and Veterans There is no greater sacrifice than putting one’s own...
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It’s Time to Winterize Your Home

Not surprisingly, energy costs will rise again this winter as consumers try to keep their...
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Home Ownership

Life Stages

Marrying Your Finances

You’re getting married! Congratulations! Before you say, “I do,” it’s a good idea for the...
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Financial Literacy Managing Debt

Affording Your First Apartment

Getting your first apartment is one of the big milestones in a young adult’s life....
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Elder Financial Exploitation

To con artists, down-on-their-luck relatives, or opportunistic acquaintances, they are gold mines. Individuals over the...
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BALANCE Financial Fitness

Create a free Balance account to access additional personal finance articles and tools. AMOCO members can also receive free and confidential financial counseling through Balance by calling 888.456.2227. 

Top Five Home Buying Myths Busted

Buying a home is the American dream, but for many people it’s one they fear...
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Home Ownership Home/Family

Paying for College: Dealing With the Student Loan Crunch

Paying for College: Dealing With the Student Loan Crunch Student loan debt is at an...
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Nine Ways to Master Your Money

1. Set S.M.A.R.T. Goals Saving tends to be easier when you have a certain purpose...
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Financial Goals/Saving

Anti Fraud Tips

  • Never send money to people you have not met in person, especially if they ask you to use wire transfer, a prepaid debit card or a gift card.
  • Don’t click on links or open attachments in unsolicited email. Links can download malware onto your computer and steal your identity.
  • Don’t believe everything you see. Scammers are great at mimicking official seals, fonts and other details. Just because a website or email looks official, does not mean it is.
  • When shopping online, make sure the website has “https” in the URL and a small lock icon on the address bar. Even then, read reviews about the quality of the merchandise to avoid buying counterfeit goods.
  • Be extremely cautious when dealing with anyone you’ve met online. Scammers use dating websites, Craigslist, social media and many other sites to reach potential targets. They can quickly feel like a friend or a romantic partner, but that is part of the con.
  • Never share personally identifiable information with someone who has contacted you unsolicited, whether it’s over the phone, by email, on social media or at your front door. This includes banking and credit card information, your birth date and your Social Security number.
  • Don’t be pressured to act immediately. Scammers typically try to make you think something is scarce or a limited-time offer, but it’s never a good idea to make an important decision quickly.
  • Use secure, traceable transactions when making payments for goods, services, taxes and debts. Do not pay by wire transfer, prepaid money card or gift card. Say no to cash-only deals, high-pressure sales tactics, high upfront payments, overpayments and handshake deals without a contract.
  • Whenever possible, work with local businesses that have proper identification, licensing and insurance, especially contractors who will be coming into your home or anyone dealing with your money or sensitive information.
  • Be cautious about what you share on social media and consider only connecting with people you already know. Be sure to use privacy settings on social media and online accounts.

External Link Disclosure

By accessing this link, you will be leaving AMOCO FCU's website and entering a website hosted by another party.

Although AMOCO has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the credit union's website. The other party is solely responsible for the content of its website.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the credit union.

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