- Save
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What Are You Saving For?
We all know how important saving money is. Whether you’re a dedicated saver or just beginning to build your savings; we offer a variety of safe and secure savings plans to help your money grow.
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Savings Accounts
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Open an Account Online
When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.
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- Spend
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What Are You Spending For?
Spending money is a daily part of living; however, smart spending allows you to save for your future. At AMOCO, we believe in investing in you and helping you build your nest egg to take care of yourself and your family.
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Spend Accounts
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Want Affordable Checking?
We believe that checking should be made simple, so we have one FREE checking account for all of our members. That’s right, no minimum balance requirements, no direct deposit requirements, no monthly service fee and unlimited transactions!
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- Borrow
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What Are You Borrowing For?
Our goal to make your financial dreams come true. Whether you are purchasing your first car, looking for a great credit card or want to own vacation homes, we help you fund your future.
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Loans
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Apply for a Loan Online
At AMOCO, we have loans for your wants and needs. We work hard to provide members with high-quality service, lower rates, and flexible payment options so you can get the most for your money.
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- Insure
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Protect What Matters!
Prepare for the unexpected. Our insurance plans can help you save big while offering excellent coverage. Don’t wait until it’s too late – contact us today to learn more about your options.
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Insurance
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Explore Coverage Plans
We’ve broadened our insurance offerings by partnering with reputable organizations. Let us help you find the coverage you need for the things that matter most to you. And the best part? You can potentially save hundreds of dollars annually.
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- Invest
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Invest In Yourself!
Plan our financial dreams – from saving for college to planning retirement. We’ll discover where you want to go and how you will get there.
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Start Investing
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Manage Your Investments
Through LPL Financial, you have the ability to manage multiple types of investments, access your account anywhere, anytime and partner with a professional to help understand your unique financial situation.
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- Business
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Ready to Take Your Business to New Heights?
Unlock the full potential of your business with our business account options! Our business accounts provide comprehensive
solutions for managing finances efficiently and effectively.
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Business Accounts
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Business Savings Account
Our Business Savings Account provides entrepreneurs a secure place to store operating capital, and save for business related purchases. With as little as $1, you can open a business savings account with AMOCO and start your financial foundation.
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- ACCESS MY ACCOUNT
Welcome to AMOCO
Congratulations on choosing us as your financial partner. At AMOCO, we want to get you started on the right financial path. To take advantage of your membership, explore the benefits we have to offer.
Control Your Account
Access your account anywhere, anytime.
AMOCO offers banking on-the-go through our eBranch (Online Banking) and with our Mobile App. Creating an account is easy and essential if you want to take charge of your account.
Registration
eBranc
Go to AMOCO eBranch website click ‘Register’ and follow prompts.
Mobile App
Download our Mobile App from the App Store or Google Play Store click ‘Sign up now’ and follow the prompts.
Transfer Funds
Get it done on the go. Internal, external, and person-to-person transfers.
View Your Balances
Stay up-to-date on your balances, create a budget, and manage all of your accounts under one login.
Link External Accounts
Link accounts from other banks and view all of your finances from the App.
Custom Account Alerts
What's this $200 withdrawal? Setup custom alerts sent to your phone or email.
Deposit Solutions
AMOCO offers a variety of convenient and efficient ways to get access to your money.
Direct Deposit
Direct your salary, pension, Social Security, Supplemental Security Income (SSI), tax returns, and other regular monthly income to your AMOCO checking or savings account (Routing Number: 313189391).
Deposit Check(s)
Deposit a check using our Mobile App just by taking a picture.
Transfer money to your AMOCO account
Use our Mobile App or Online Banking to schedule a transfer from an external account to your AMOCO account (Routing Number: 313189391).
Branch Deposits
Give us a visit and come to our branch and we will make your deposit. You can also go to a deposit-taking ATM.
Another membership benefit means that members who use AMOCO for their direct deposit could get paid up to one day early. *Please note, electronic deposits may vary based on your employer’s payroll date.
New Accounts: If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electric direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, deposit meets certain conditions. For example, the checks must be payable to you (and you may have to use a special deposit slip). The excess over $5,000 will be available on the ninth business day after the day of your deposit. Funds from all other check deposits will be available on the fourteenth business day after the day of your deposit. For more information view our Funds Availability Policy.
Pay your Loans
Browse our multiple ways you can make payments on your loans.
Mobile Payments
- Move money from your AMOCO savings or checking to pay your loan(s).
- Make a mobile loan payment. Simply write a personal check from another bank or credit union, snap a photo, and submit your loan payment.
Online Payments
- Move money from your AMOCO savings or checking to pay your loan(s).
- Set-up recurring payments from your AMOCO savings or checking to pay your loan(s) automatically.
- Set up text or email alerts to remind you of upcoming due dates.
Loan Payment Center
- Move money from another financial institution to pay your AMOCO loans directly from your bank account. All you need is your bank routing number and account number.
- You can also make payments up to $500.00 using a credit card or debit card. Please note, we are unable process loan payments with a VISA Credit Card.
Phone Payments
- Available 24 hours a day/7 days a week at 409.948.4017 or 800.327.2051
- Transfer funds from your AMOCO savings or checking to pay your loan(s) with C.U.A.R.T.
- Obtain account balance information
- Review transaction history
Payments by Mail
- Send your loan payments to: AMOCO Federal Credit Union, PO BOX 889, Texas City, TX 77592-0889.
- Send this optional loan coupon with your payment.