Welcome Hawks!

AMOCO is a Proud Sponsor of UHCL

At AMOCO, if you work at or live within University of Houston – Clear Lake, we have products and services just for you! When you become a part of AMOCO, you become a part of a not-for-profit, member-owned financial institution. 

Options For You

Learn more about Credit Cards


Enjoy FREE checking at AMOCO. Don’t worry about minimum balance requirements or monthly service fees on our checking accounts, because we don’t have them! What we do have are some convenient perks like:

Bank any time, any where from your phone

Mobile Banking


Affordable Rates

Direct Deposit

Direct your salary, pension, Social Security, Supplemental Security Income (SSI), tax refunds, and other regular monthly income to your AMOCO checking or savings account electronically. You can set up direct deposit by providing the following information to your employer, investment company, or any agency you would like.

Here’s what you'll need:

Step one

AMOCO FCU's Routing Number: 313189391

Step Two

After you've opened an account, you will need a 10-digit number which will be your member number, including a leading zero, and your account suffix (usually 10 for savings and 20 for checking). Ex. Member 1234567 going to checking would like 0123456720.

Step three

AMOCO FCU's mailing address: PO Box 889, Texas City, TX 77592

Direct Deposit

Another membership benefit means that members who use AMOCO for their direct deposit could get paid up to one day early. Please note, electronic deposits may vary based on your employer’s payroll date.

Additional Benefits Available

On Campus Educational Programs

Teaching finance to students is a tall order that is likely to make their eyes glaze over. The good news is that you don’t have to tackle financial literacy alone. We can help you hold students’ attention with age-appropriate presentations that are exciting and engaging.

Annual Scholarship & Internship Program

AMOCO offers five scholarship awards to graduating high school seniors and undergraduate college students, including vocational and technical students. The award range from $1,000 up to $2,000 and include a paid summer internship. Recipients will be offered a paid summer internship at AMOCO after completion of the academic school year. 

Questions? Contact Your AMOCO Representative. 

Becky Fergerson

Becky Fergerson

Business Developer Officer