Welcome Hawks!

AMOCO is a Proud Sponsor of UHCL

At AMOCO, if you work at or live within University of Houston – Clear Lake, we have products and services just for you! When you become a part of AMOCO, you become a part of a not-for-profit, member-owned financial institution. 

Open An Account
Apply For a Loan
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Options For You

Learn more about Credit Cards

Checking

Enjoy FREE checking at AMOCO. Don’t worry about minimum balance requirements or monthly service fees on our checking accounts, because we don’t have them! What we do have are some convenient perks like:

  • Instant Issue Debit MasterCard on-site
  • Contactless payments using Apple Pay and Google Pay
  • Access to 55,000 surcharge-free ATMs worldwide
  • Early access to your money when you enroll in direct deposit
  • Overdraft Protection Plans
Open an account today
Bank any time, any where from your phone

Mobile Banking

Do your banking wherever you go, whenever you want! Download our free App to manage your account on-the-go, safely and securely. Our App is available for iPhone and Android users. Some other things you can do with our App:

  • View your account balances and track purchases
  • Track your budgets and savings goals
  • Transfer money between your accounts and to other AMOCO members
  • Pay your loans
  • Send, request or receive money from just about anyone with an email or a mobile number
  • Use Zelle to send and receive money from others you trust with an email or a mobile number
Mobile App
Rates

Affordable Rates

Whether it’s your first time buying or looking to purchase a car, a house, or you need a credit card, AMOCO has you covered. Our first-time borrowers’ program and affordable rates make it possible for you to get what you need. You can also apply online!

Apply Online

Direct Deposit

Direct your salary, pension, Social Security, Supplemental Security Income (SSI), tax refunds, and other regular monthly income to your AMOCO checking or savings account electronically. You can set up direct deposit by providing the following information to your employer, investment company, or any agency you would like.

Here’s what you'll need:

Step one

AMOCO FCU's Routing Number: 313189391

Step Two

After you've opened an account, you will need a 10-digit number which will be your member number, including a leading zero, and your account suffix (usually 10 for savings and 20 for checking). Ex. Member 1234567 going to checking would like 0123456720.

Step three

AMOCO FCU's mailing address: PO Box 889, Texas City, TX 77592

Direct Deposit

Another membership benefit means that members who use AMOCO for their direct deposit could get paid up to one day early. Please note, electronic deposits may vary based on your employer’s payroll date.

Additional Benefits Available

On Campus Educational Programs

Teaching finance to students is a tall order that is likely to make their eyes glaze over. The good news is that you don’t have to tackle financial literacy alone. We can help you hold students’ attention with age-appropriate presentations that are exciting and engaging.



  • We are committed to improving the financial literacy of students in our community. Our friendly member relations team is ready and willing to meet with your students at your school. We come out free of charge to provide classroom presentations on topics ranging from banking to money management. Request a presentation.
  • We provide free online financial education where students can learn an array of useful tips and planning resources to help along their financial journey.

Annual Scholarship & Internship Program

AMOCO offers five scholarship awards to graduating high school seniors and undergraduate college students, including vocational and technical students. The award range from $1,000 up to $2,000 and include a paid summer internship. Recipients will be offered a paid summer internship at AMOCO after completion of the academic school year. 

Questions? Contact Your AMOCO Representative. 

Becky Fergerson

Becky Fergerson

Business Developer Officer
281.534.5513
cfergerson@amocofcu.org