Special Offers

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Limited-Time Offers

Mortgage Rate Sale

Go down down, do your dance into a home loan that fits you. Our Mortgage Rate Sale is extended—lock in a 0.50% APR* discount and get up to $1,500 closing cost rebate1. Make your move by April 30.

Make Your Move

Offer valid only on new mortgage loans booked at AMOCO. *APR=Annual Percentage Rate. Mortgage loan rate locks submitted 01/01/26 – 04/30/26, will receive 0.50% off their APR. Mortgage loan rate locks are valid for up to 60 days. The actual rate may be higher based on the borrower’s credit score and the terms of the mortgage loan. Offer excludes government loans (FHA/VA) and manufactured homes. 1To qualify for AMOCO’s Home Loan Closing Cost Rebate, you must use one of our Preferred Realtors and book your mortgage through AMOCO. The rebate can only apply to closing costs at the time of closing. Total amount of credits not allowed to result in cash back to the borrower. The rebate amount is based on the amount of the mortgage loan and is paid from the Realtor commission and not by AMOCO. The rebate cannot be used for down payment, reserve requirements, or to meet borrower’s minimum required investment. AMOCO reserves the right to adjust or cancel this promotion at any time. Subject to membership eligibility.

Certificates

Pop it in, lock it down, and drop into bigger returns with Certificate rates up to 4.00% APY*.

Make Your Move

Subject to membership eligibility. *APY = Annual Percentage Yield. Advertised APY is valid as of 04/01/2026 for Certificate products with 36, 48, 60, and 84 month terms and excludes Bump-Up and Stack-It Certificate options. Other rates and terms are available. Early withdrawals are subject to penalty. Offer subject to change without notice and cannot be combined with special promotions. Visit www.AMOCOfcu.org/deposit-rates for a complete list of rates and terms. Federally insured by NCUA.

Protection Bundle Discounts

Our Protection Bundle Discount program is designed to reward you with a rate discount when you choose to purchase add-on protection products for your loan. Check out how you can get a discount on your loan rate!

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Discounts Save On Local Attractions

Member Discounts

More Discounts, More Savings!

Get the best member savings this tax season.

As an AMOCO Federal Credit Union member, you can save big on tax prep with exclusive member discounts. You can save 20% on TurboTax® or save up to $25 on in-office tax prep services from H&R Block, plus save even more with early-season pricing when you file by February 28th.

And enter for a chance to win $10,000 from Love My Credit Union Rewards.

TurboTax, Love My Credit Union Rewards, and H&R Block logos
Save Now

*NO PURCH. NEC., must be U.S. credit union member or employee as of 12/31/25. Ends 4/15/26.

Moody Gardens One Day Value Pass

We’re partnered with Moody Gardens to bring you exclusive discounts on their day passes, so you can enjoy all the fun and attractions at a great value!

Access Cash Without Paying ATM Fees

When you need cash and can’t get to an AMOCO ATM, look for one of more than 55,000 surcharge-free Allpoint ATMs. You’ll find Allpoint ATMs in retail locations such as HEB, Kroger, Target, CVS, Walgreens and more. Just look for the Allpoint logo and use your AMOCO MasterCard Debit Card for fast, convenient ATM transactions that are always surcharge-free; we guarantee it! If you ever have a surcharge assessed at an Allpoint ATM, just give us a call, and we’ll take care of it.

Click or tap the Allpoint logo to find the nearest ATM or download the mobile app (Apple, Google). To find a cash deposit-accepting ATM, look for the Allpoint+ name!

Allpoint ATMs

A Checking Account That Offers More

Discover the advantages of our Perks Checking account, which is designed to offer you money-saving benefits. Enjoy discounts on local and online shopping, travel, and theme parks. Additionally, you’ll receive extra perks like fuel discounts, telemedicine, roadside assistance, cell phone protection, and more — all bundled into one account.

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Meet-Up Groups Make Friends, Enjoy Life

Meet-Up Groups

Network, Enjoy Life.

We believe that life is better spent with friends. At AMOCO, we like to provide our members with a fun, easy way to socialize with their peers in our Meet-up Groups!