Auto Refinance

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Car Buying

Auto Refinancing

The Switch is Simple!

Refinance your vehicle with AMOCO! If you made a quick decision on your current financing or have improved your credit score, now’s the time to lower your rate and save more. Plus, boost your savings even further with our Protection Bundle Discount: get a 0.25% APR* rate discount when you purchase any two add-on protection products.

Competitive Low Rates

We offer competitive rates on auto loans, allowing you to secure a great rate and enjoy an optional 90 days until your first payment**.

Manage & Pay Your Loan

We offer multiple convenient payment options for your auto loan, including Online and Mobile Banking, automatic withdrawals, in-branch payments, and more, for a hassle-free experience.

Optional Coverage

We take the time to compare a wide range of coverage options tailored to your needs, helping you secure the best car insurance rates without sacrificing essential coverage.

Refinance Now
Need More Information

*APR=Annual Percentage Rate. The discounted rate is subject to adjustment if protection products are subsequently removed. Funded AMOCO loans are not eligible for the discounted rate. AMOCO reserves the right to alter or discontinue the program at any time and without notice. **Optional 90-days ‘til first payment for qualified borrowers. Interest accrues during the payment deferral period. Rates and terms are determined by borrower’s credit qualifications, credit score and credit report pulled by AMOCO. Some fees and restrictions may apply. AMOCO reserves the right to adjust or cancel this promotion at any time. Subject to membership eligibility. 

Is Refinancing Right for You?​

If interest rates have dropped or your credit has improved, refinancing could help you lower your rate and keep more money in your pocket. Use our Auto Loan Calculator below to see how much you could save each month or in total.

How to Get Started

Ready to refinance? Just click Refinance Now below, complete a quick application, and an AMOCO representative will reach out with your personalized next steps. It’s fast, simple, and could lead to big savings.

Refinance Now

Auto Refinance

Open An Account
Apply For a Loan
Calculate your payment

Calculate My Savings

Take a look at our example below to see what an average car payment at AMOCO looks like. Plus, our loan calculator can help you estimate your monthly payment, total repayment, and total interest you can expect to pay on your loan.

Balance

Rate

Term

Payment

$ 30,000

5.79 APR*

60 Months

$577.06

$0.00

Estimated Monthly Payment

$0.00

Total Repayment Amount

$0.00

Total Interest

$0.00

Original Loan Amount

%0.00

Sample Annual Percentage Rate (%)

0.00

Term (Months)

*APR=Annual Percentage Rate. The chart is for illustrative purposes only and does not reflect the actual balance, rate, or term a member can expect to qualify for. The sample loan calculator is for estimation purposes only.

View our current rates and terms.

*APR= Annual Percentage Rate. The chart is for illustrative purposes only and does not reflect the actual balance, rate, or term a member can expect to qualify for. The sample loan calculator is for estimation purposes only. 

View our current rates and terms.

Supplemental Auto Insurance Protect Your Car From The Unexpected

Vehicle Maintenance Plan

Routine Care. Long-Term Confidence.

Keep your vehicle running smoothly and safely with our Vehicle Maintenance Plan. Designed to cover essential routine services such as oil changes, battery replacements, brake pad servicing, and safety inspections, this plan gives you peace of mind while reducing your out-of-pocket costs. Keep your car at its best – purchase our Vehicle Maintenance Plan and drive with confidence.

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