Auto Refinance

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Auto Refinancing Offer

The Switch is Simple!

Take a break from your car payments and get cash back for extra fun or fuel when you refinance your auto loan with us! If you made a rushed decision when choosing to finance your vehicle or have improved your credit score and would like a lower rate, then it’s time to refinance.

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This promotional offer is valid through October 31, 2024.  *Offer includes $300 cash back for auto loans over $10,000 that are currently financed at another institution and refinanced with AMOCO during the promotional period. Promotional offer excludes auto loans currently financed at AMOCO. The $300 cash bonus is considered interest and will be reported on IRS Form 1099-INT. **Optional 90-days ‘til first payment for qualified borrowers. Interest accrues during the payment deferral period. Rates and terms are determined by borrower’s credit qualifications, credit score and credit report pulled by AMOCO. Some fees and restrictions may apply. AMOCO reserves the right to adjust or cancel this promotion at any time.

Is Refinancing Right For You?

What is refinancing? If you already have an existing auto loan, you can finance that auto loan again for a more favorable rate.

Why refinance? Refinancing is the right option if you’re looking to lower your interest on a loan. Use our Auto Loan Calculator below to see if you can save money each month or through your loan’s lifetime.

How can I refinance? Click Refinance Now and simply fill out a loan application, and we will help you with the rest!

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

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This calculator can help you estimate your monthly payment, total repayment, and total interest paid on your loan. Please use the calculator for estimation purposes only. For a more precise payment, please apply with AMOCO.

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Supplemental Auto Insurance Protect Your Car From The Unexpected

Supplemental Auto Protection

It's Not Too Late To Protect What Matters.

When owning a vehicle, you know you need auto insurance, but you may not think of other great options that will really help you if your car is in an accident, totaled, or if it breaks down. AMOCO has you covered with great supplemental plans including:

  • Guaranteed Auto Protection (GAP) - for only $495 this insurance pays the difference on your car’s value versus what you owe if your car is stolen or totaled. This product alone saved members thousands of dollars after Hurricane Harvey. To purchase GAP give us call or visit a loan representative.
  • Extended Warranty Plans - there are many good reasons to purchase an extended warranty for your vehicle. For just pennies a day, we can help you protect your auto from unexpected repair costs. Get a quote for an Extended Vehicle Service Contract.