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90 Days,
'Til First Payment

Car Buying

Auto Refinancing Offer 1

The Switch is Simple!

Are you adding Bus Driver to your parent duties this year? Don’t worry, we know this year may be a bit different, but AMOCO can help! If you currently have an auto loan from another lender, you may be able to lower your monthly car payment when you switch to AMOCO. The process is easy and we will take care of transferring the loan for you. Refinance your Auto Loan to a rate as low as 1.99% APR*. Plus, we’ll give you 1% cash back up to $500. 

  • Optional 90 days until your first payment

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

Supplemental Auto Insurance Protect Your Car From The Unexpected

Supplemental Auto Protection

It's Not Too Late To Protect What Matters.

When owning a vehicle, you know you need auto insurance, but you may not think of other great options that will really help you if your car is in an accident, totaled, or if it breaks down. AMOCO has you covered with great supplemental plans including:

  • Guaranteed Auto Protection (GAP) - for only $450 this insurance pays the difference on your car’s value versus what you owe if your car is stolen or totaled. This product alone saved members thousands of dollars after Hurricane Harvey. To purchase GAP give us call or visit a loan representative.
  • Extended Warranty Plans - there are many good reasons to purchase an extended warranty for your vehicle. For just pennies a day, we can help you protect your auto from unexpected repair costs. Get a quote for an Extended Vehicle Service Contract.
  • Payment Protection - is an affordable product that can help you pay off your loan in the event of death, or make payments on your behalf if you become disabled.

1Subject to membership eligibility. *Annual Percentage Rate. Advertised rate is based on a credit score of 780 or greater with a term up to 36 months and is subject to change without notice. Rates and terms are determined by borrower’s credit qualifications, credit score and credit report pulled by the credit union. Some fees and restrictions may apply. This promotional offer is valid through September 30, 2020 for auto loans currently financed at another institution and refinanced with AMOCO during the promotional period. Promotional offer excludes auto loans currently financed at AMOCO. The amount is equal to one percent of the total loan amount with a maximum payout of $500. The cash bonus is considered interest and will be reported on IRS Form 1099-INT. 1% cash back cannot be combined with other offers, including but not limited to Create Change. Member can either opt for the cash bonus or donate to Create Change program upon request. Optional 90-days ’til first payment for qualified borrowers. Interest accrues during the payment deferral period. For a complete list of rates and terms, visit us online at


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