Secure Your Ride

Open An Account
Apply For a Loan
car with shield
Car Buying

Auto Loans

90 Days Until Your First Payment

Best Rate: 5.14% APR1

Start your journey and enjoy your ride with AMOCO! From affordable monthly payments to 90 days until your first payment2, to equipping your car with GAP Advantage and Major Mechanical Protection, you can drive away happy with peace of mind knowing your new/used transportation lifeline is covered!

Whether you’re purchasing new, used, or looking to refinance, we can help you get the most out of your money so, you can drive away happy.

  • Optional 90 days until your first payment
  • Same low rate for new and used vehicles
  • Terms up to 84 months and 100% financing available for qualified borrowers
  • No early payoff penalties

Other Exclusives:

Provide Proof of Insurance

If you have a vehicle financed at AMOCO, we require that you maintain comprehensive and collision coverage on the vehicle for the term of your loan per the loan agreement. If you have questions concerning your proof of insurance or need further assistance, please call: 1.833.403.2915.

Get Started Now
Calculate Your Loan
Need More Information

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

1APR is Annual Percentage Rate. Best Rate may vary based on personal credit history, value of collateral, loan to value (LTV), terms, and other factors. AMOCO Federal Credit Union provides details upon completion of a loan application. Rates are subject to change without notice. AMOCO Federal Credit Union membership is required. For additional information, visit our disclosures.

2Optional 90-days ‘til fist payment for qualified borrowers. Interest accrues during the payment deferral period. Rates and terms are determined by borrower’s credit qualifications, credit score and credit report pulled by AMOCO. Some fees and restrictions may apply. AMOCO reserves the right to adjust or cancel this promotion at any time.

Supplemental Auto Insurance Protect Your Car From The Unexpected

Supplemental Auto Protection

Protect Your Car From The Unexpected.

Your vehicle is not only an investment; it’s your transportation lifeline. That’s why when you purchase a vehicle and auto insurance, it’s important to consider the other great options that will help you if your car is in an accident, totaled, or if it breaks down. At AMOCO, we have you covered with GAP Advantage and Major Mechanical Protection so you can have peace of mind knowing your investment is protected.

  • Guaranteed Asset Protection Advantage (GAP Advantage) - for only $495, this can eliminate or reduce the vehicle's loan balance in the event of a total loss due to an accident or unrecovered theft after the insurance settlement. In addition, members are eligible for a $1,000 advantage towards a new loan when you finance your replacement vehicle at AMOCO within 90 days of the insurance settlement. To purchase GAP, give us a call, or reach out to our loan representatives through Video Banking or stopping by a branch.
  • Major Mechanical Protection (MMP) – The cost of repairing and replacing vehicle parts continues to rise. Through SWBC’s M-Care program, we can help protect our members from costly, unexpected repairs that will keep your vehicle running longer. SWBC’s M-Care offers a full-suite of generous benefits to maximize your protection and minimize the inconvenience of mechanical failure.

A member can purchase our MMP Program at any time. To add MMP, give us a call, or reach out to our loan representatives through Video Banking or stopping by a branch.

Major Mechanical Protection (MMP) Benefits

  • Towing Service
  • Mechanical First Aid
  • Tire Service
  • Delivery Service
  • Lockout Service
  • Key FOB Coverage
  • Dent and Windshield Repair Coverage
  • Plus more!

Car Buying Programs

We make car buying a fun, simple and easy experience.

Find Your Dream Car

You can start your search for your next ride with Member Auto Center (MAC) or Enterprise. You can also get pre-approved for AMOCO financing, get vehicle values, and car buying advice.

One Stop Shopping

At AMOCO, our focus is all about you. That’s why we have a Direct Dealership program, where you can go directly to the dealership, find your car, and sign all documents at the dealership.

Protect Your Investment

We can help you prepare for the unexpected by offering auto protection, warranties and payment protection. These programs ensure that you are never left in a financial bind with your automobile.

Buying a Car presented by MoneyEdu

From choosing a make and model to financing a purchase, topics every consumer should understand when buying a car. Learn more about buying a car. 

Learn More