Home Improvement Loans

Home Loans

Home Improvement Loans

Fall in love with your home again. Transform your home and leaf the old style behind. Whether you’re updating your kitchen or bathroom, adding a fresh coat of paint to your walls, or upgrading your flooring, AMOCO has the tools you need. 

To get started, first decide what changes you want in your home. Based on how big your project will be, determine what financing option below would best suit your needs. If you’re interested, but still unsure, we’ve got you covered. Feel free to ask our Mortgage Team how you can get 1% off1 current mortgage rates!

12nd lien home equity loans locked within the promotional period will receive 1.00% off their APR. APR = Annual percentage rate. Your actual rate may be higher based on your credit score and the terms of your loan. Offer valid only for members with AMOCO 1st lien mortgage. Must provide necessary documents to qualify for the rate discount. Offer excludes any Texas home equity loans currently financed at AMOCO. Offer subject to change or discontinue without notice. Rates and terms are determined by borrower’s credit qualifications, credit score and credit report pulled by the credit union. Subject to membership eligibility.

Small Change Option


Personal Loan

Our Personal Loan is a great option to finance minor home renovations like landscaping, floor repairs, outdoor decks, and other small home renovations at a set monthly payment. Also, with our Personal Loans, you’ll receive quick funds if you have an unexpected repair and need to start your project right away.

Big Change Option

Stack of money

Home Equity Loan

Harness the borrowing power of your own home with a Home Equity Loan. You can use the funds from a Home Equity Loan, just like cash, for large home renovations such as kitchen remodels, bathroom upgrades, and adding in a new bedroom. Plus, the interest you pay on this loan is often tax-deductible. Consult with your tax advisor for details.

Don’t have your Mortgage Loan at AMOCO? No worries! You can still get your Home Equity Loan at AMOCO and our Mortgage Team can assist you. Also, check out our rates to see if refinancing will help you save money!

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered. 

Rates and terms determined by borrower’s credit qualifications. For a complete list of rates and terms, visit us online at www.amocofcu.org/loan-rates. Subject to membership eligibility.