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What Are You Saving For?
We all know how important saving money is. Whether you’re a dedicated saver or just beginning to build your savings; we offer a variety of safe and secure savings plans to help your money grow.
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Savings Accounts
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Open an Account Online
When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.
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What Are You Spending For?
Spending money is an essential part of everyday life, but smart spending can bring you true financial peace of mind. At AMOCO, we offer a variety of checking products designed to provide convenience and flexibility, money-saving benefits, and opportunities to earn dividends.
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Spend Accounts
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Want Affordable Checking?
We offer a variety of Checking Accounts to fit your needs, whether you’re looking for money-saving perks, no monthly fees, easy access to funds, or dividend-bearing options, all providing you with flexibility and convenience.
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What Are You Borrowing For?
Our goal to make your financial dreams come true. Whether you are purchasing your first car, looking for a great credit card or want to own vacation homes, we help you fund your future.
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At AMOCO, we have loans for your wants and needs. We work hard to provide members with high-quality service, lower rates, and flexible payment options so you can get the most for your money.
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- Insure
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Protect What Matters!
Prepare for the unexpected. Our insurance plans can help you save big while offering excellent coverage. Don’t wait until it’s too late – contact us today to learn more about your options.
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Insurance
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Explore Coverage Plans
We’ve broadened our insurance offerings by partnering with reputable organizations. Let us help you find the coverage you need for the things that matter most to you. And the best part? You can potentially save hundreds of dollars annually.
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- Invest
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Invest In Yourself!
Plan our financial dreams – from saving for college to planning retirement. We’ll discover where you want to go and how you will get there.
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Manage Your Investments
Through LPL Financial, you have the ability to manage multiple types of investments, access your account anywhere, anytime and partner with a professional to help understand your unique financial situation.
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- Business
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Ready to Take Your Business to New Heights?
Unlock the full potential of your business with our business account options! Our business accounts provide comprehensive
solutions for managing finances efficiently and effectively.
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Business Accounts
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Business Savings Account
Our Business Savings Account provides entrepreneurs a secure place to store operating capital, and save for business related purchases. With as little as $1, you can open a business savings account with AMOCO and start your financial foundation.
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From Financing Homes to Building with Heart: AMOCO FCU Marks Second Co-Sponsorship with $25,000 Donation
Texas City, Texas, April 8, 2026 – AMOCO Federal Credit Union announced its second co-sponsorship with Bay Area Habitat for Humanity, reinforcing the credit union’s commitment to affordable homeownership and community impact. On March 30, AMOCO donated $25,000 to Bay Area Habitat for Humanity, a nonprofit home builder dedicated to helping families in need achieve safe, stable housing.
“AMOCO is honored to co-sponsor this build and continue our partnership with Bay Area Habitat for Humanity,” said Ashley Carner, President of AMOCO Federal Credit Union. “At our core, we believe strong communities are built through people, through showing up, working together, and caring for one another. This project allows us to bring our hearts and our hands together to help make the dream of homeownership a reality for a deserving family.”
This sponsorship will support the construction of a new Habitat home in Dickinson, Texas, and is a collaborative effort alongside the Moody Foundation and local Methodist churches. Groundbreaking for the home is expected to take place in June 2026.
“What makes this sponsorship especially meaningful is the role our Real Estate and Mortgage Team will play throughout the build,” said Eddie Bonilla, Chief Lending Officer of AMOCO Federal Credit Union. “They spend their days guiding members through the home financing process, and now they will be onsite, trading paperwork for hard hats and gloves, to help physically build a home. It is a powerful way to turn the work they do every day into something tangible that will make a lasting difference for a family.”
This hands on involvement reflects the full circle of AMOCO’s mission. The team that works each day to finance the dream of homeownership will now help build that dream, bringing expertise, dedication, and heart directly to the construction site. Together with community partners, their efforts will culminate in a completed home for a deserving homeowner.