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90 Days,
'Til First Payment

Car Buying

Auto Refinancing Offer 1

The Switch is Simple!

Unravel from your current high auto loan payments to a rate as low as 1.99% APR*. If you currently have an auto loan from another lender, you may be able to lower your monthly car payment when you switch to AMOCO. The process is easy, and we will take care of transferring the loan for you. Plus, you can roll with some extra mummy of 1% cashback up to $500!

Is Refinancing Right For You?

What is refinancing? If you already have an existing auto loan, you can finance that auto loan again for a more favorable rate.

Why refinance? Refinancing is the right option if you’re looking to lower your interest on a loan. Use our Auto Loan Calculator below to see if you can save money each month or through your loan’s lifetime.

How can I refinance? Click Refinance Now and simply fill out a loan application, and we will help you with the rest!

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

Calculate your payment

Sample Loan Calculator

This calculator can help you estimate your monthly payment, total repayment, and total interest paid on your loan. Please use the calculator for estimation purposes only. For a more precise payment, please apply with AMOCO.

View our current rates and terms.


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Term (Months)

Supplemental Auto Insurance Protect Your Car From The Unexpected

Supplemental Auto Protection

It's Not Too Late To Protect What Matters.

When owning a vehicle, you know you need auto insurance, but you may not think of other great options that will really help you if your car is in an accident, totaled, or if it breaks down. AMOCO has you covered with great supplemental plans including:

1Subject to membership eligibility. *Annual Percentage Rate. Advertised rate is based on a credit score of 780 or greater with a term up to 36 months and is subject to change without notice. Rates and terms are determined by borrower’s credit qualifications, credit score and credit report pulled by the credit union. Some fees and restrictions may apply. This promotional offer is valid through October 31, 2020 for auto loans currently financed at another institution and refinanced with AMOCO during the promotional period. Promotional offer excludes auto loans currently financed at AMOCO. The amount is equal to one percent of the total loan amount with a maximum payout of $500. The cash bonus is considered interest and will be reported on IRS Form 1099-INT. 1% cash back cannot be combined with other offers, including but not limited to Create Change. Member can either opt for the cash bonus or donate to Create Change program upon request. Optional 90-days ’til first payment for qualified borrowers. Interest accrues during the payment deferral period. For a complete list of rates and terms, visit us online at


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