- Save
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What Are You Saving For?
We all know how important saving money is. Whether you’re a dedicated saver or just beginning to build your savings; we offer a variety of safe and secure savings plans to help your money grow.
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Savings Accounts
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Open an Account Online
When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.
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- Spend
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What Are You Spending For?
Spending money is a daily part of living; however, smart spending allows you to save for your future. At AMOCO, we believe in investing in you and helping you build your nest egg to take care of yourself and your family.
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Spend Accounts
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Want Affordable Checking?
We believe that checking should be made simple, so we have one FREE checking account for all of our members. That’s right, no minimum balance requirements, no direct deposit requirements, no monthly service fee and unlimited transactions!
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- Borrow
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What Are You Borrowing For?
Our goal to make your financial dreams come true. Whether you are purchasing your first car, looking for a great credit card or want to own vacation homes, we help you fund your future.
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Loans
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Apply for a Loan Online
At AMOCO, we have loans for your wants and needs. We work hard to provide members with high-quality service, lower rates, and flexible payment options so you can get the most for your money.
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- Insure
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Protect What Matters!
Prepare for the unexpected. Our insurance plans can help you save big while offering excellent coverage. Don’t wait until it’s too late – contact us today to learn more about your options.
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Insurance
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Explore Coverage Plans
We’ve broadened our insurance offerings by partnering with reputable organizations. Let us help you find the coverage you need for the things that matter most to you. And the best part? You can potentially save hundreds of dollars annually.
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- Invest
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Invest In Yourself!
Plan our financial dreams – from saving for college to planning retirement. We’ll discover where you want to go and how you will get there.
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Start Investing
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Manage Your Investments
Through LPL Financial, you have the ability to manage multiple types of investments, access your account anywhere, anytime and partner with a professional to help understand your unique financial situation.
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- Business
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Ready to Take Your Business to New Heights?
Unlock the full potential of your business with our business account options! Our business accounts provide comprehensive
solutions for managing finances efficiently and effectively.
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Business Accounts
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Business Savings Account
Our Business Savings Account provides entrepreneurs a secure place to store operating capital, and save for business related purchases. With as little as $1, you can open a business savings account with AMOCO and start your financial foundation.
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- ACCESS MY ACCOUNT
Auto Refinancing Offer
The Switch is Simple!
Take a break from your car payments and get cash back for extra fun or fuel when you refinance your auto loan with us! If you made a rushed decision when choosing to finance your vehicle or have improved your credit score and would like a lower rate, then it’s time to refinance.
- Competitive low rates
- $300 cash back on auto loans over $10,000*
- Optional 90 days until your first payment**
- Several convenient ways to manage and pay your auto loan
- Member Rewards
- Optional 7 Insurance coverage that could save you hundreds per year on your insurance
This promotional offer is valid through December 31, 2024. *Offer includes $300 cash back for auto loans over $10,000 that are currently financed at another institution and refinanced with AMOCO during the promotional period. Promotional offer excludes auto loans currently financed at AMOCO. The $300 cash bonus is considered interest and will be reported on IRS Form 1099-INT. **Optional 90-days ‘til first payment for qualified borrowers. Interest accrues during the payment deferral period. Rates and terms are determined by borrower’s credit qualifications, credit score and credit report pulled by AMOCO. Some fees and restrictions may apply. AMOCO reserves the right to adjust or cancel this promotion at any time.
Is Refinancing Right For You?
What is refinancing? If you already have an existing auto loan, you can finance that auto loan again for a more favorable rate.
Why refinance? Refinancing is the right option if you’re looking to lower your interest on a loan. Use our Auto Loan Calculator below to see if you can save money each month or through your loan’s lifetime.
How can I refinance? Click Refinance Now and simply fill out a loan application, and we will help you with the rest!
Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.
Sample Loan Calculator
This calculator can help you estimate your monthly payment, total repayment, and total interest paid on your loan. Please use the calculator for estimation purposes only. For a more precise payment, please apply with AMOCO.
Supplemental Auto Protection
It's Not Too Late To Protect What Matters.
When owning a vehicle, you know you need auto insurance, but you may not think of other great options that will really help you if your car is in an accident, totaled, or if it breaks down. AMOCO has you covered with great supplemental plans including:
- Guaranteed Auto Protection (GAP) - for only $495 this insurance pays the difference on your car’s value versus what you owe if your car is stolen or totaled. This product alone saved members thousands of dollars after Hurricane Harvey. To purchase GAP give us call or visit a loan representative.
- Extended Warranty Plans - there are many good reasons to purchase an extended warranty for your vehicle. For just pennies a day, we can help you protect your auto from unexpected repair costs. Get a quote for an Extended Vehicle Service Contract.