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Rewards Credit Card

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Low Interest Rewards Credit Card

Our low interest Rewards Credit Card can be a valuable financial tool for those who want to manage their expenses while earning benefits. 

Our Best Rate: 11.40% APR1 

National Average: 24.61% APR2 

  • 0% Intro APR for 6 months*
  • Spend $3,500 in the first 3 months and receive 10,000 bonus points
  • Earn 1 reward point for every $1 spent
  • Redeem points for premium merchandise, and more
  • Credit line up to $30,000 depending on credit eligibility
  • No annual, balance transfer, or over-the-limit fees
  • No hidden charges or teaser rates that unexpectedly rise
  • Manage and make payments through our Mobile App
  • Flexible payment options with our Buy Now, Pay Later program

Open Today and Start Getting Rewarded!

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Subject to membership eligibility. APR = Annual Percentage Rate. *Intro Fixed Rate applicable until the first day of the billing cycle that includes the 6 month anniversary date of the opening of your account. Standard rate thereafter. 1Rates and terms determined by borrower’s credit qualifications. The standard APRs will vary with the market based on the Prime Rate. Best Rate may vary based on personal credit history, terms, and other factors. For a complete list of all rates and terms, visit us online at www.AMOCOfcu.org/loan-rates. Some fees and restrictions may apply. 2National Average Source: Lending Tree, as of November 7, 2024.

Unlock Exclusive Perks With Your Points

Travel

Airline Discounts

If you’re looking to fly to your next destination, you can redeem your points to book your flights.

Hotel-Resort

Hotels & Resorts

Redeem your points for a relaxing stay at a hotel or resort; some of which may offer special packages.

Car-Rental

Car Rentals

Whether it's for a weekend getaway or a long road trip, you can redeem your points towards car rentals.

Shopping

Shopping

Use points for gift cards or discounts on premium merchandise such as electronics, recreation, and homewares.

I’m Ready to Open a Rewards Credit Card!

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Secure Your Rewards

We offer a range or services designed to safeguard your Rewards Credit Card so you can swipe with confidence and peace of mind.

Debit Card with Card Controls Icon

Card Controls

Card Controls is a feature that puts you in charge! If you suspect any fraudulent activity or if your card is lost or stolen, turn it off and then turn it back on as soon as you find it. To manage your card in the Mobile App::

Scroll to the bottom menu and click "More." Select "Service Hub," then "Credit Cards." Click the plus icon to add your card. You're now ready to manage it!

Turning on Card Controls won’t impact any approved monthly transactions you have set-up.

Mobile Wallet

Custom Account Alerts

Stay connected to your accounts 24/7 with customizable alerts. This service offers free, electronic messages about recent account activity delivered to you by email, text, and mobile push notifications.

Fee 2

Mobile Wallet

Securely add your Rewards Credit Card to your mobile wallet with Apple Pay, Samsung Pay, and Google Pay.

ID Theft

Enhanced ID Theft Resolution

Mastercard offers a unique blend of complimentary solutions to help protect your account and resolve identity theft incidents, including Identity Monitoring.1 Bureau Credit Monitoring, Financial Account Takeover Alerts and White-Glove Restoration Service for complex situations.2

1 For specific restrictions, limitations, and other details, see your card agreement or contact AMOCO Federal Credit Union. 2Sign up required for some services. Call 1.800.Mastercard for sign up details, or visit mastercard.com. Mastercard is a registered trademark of Mastercard International Incorporated.