- Save
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What Are You Saving For?
We all know how important saving money is. Whether you’re a dedicated saver or just beginning to build your savings; we offer a variety of safe and secure savings plans to help your money grow.
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Savings Accounts
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Open an Account Online
When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.
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- Spend
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What Are You Spending For?
Spending money is a daily part of living; however, smart spending allows you to save for your future. At AMOCO, we believe in investing in you and helping you build your nest egg to take care of yourself and your family.
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Spend Accounts
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Want Affordable Checking?
We believe that checking should be made simple, so we have one FREE checking account for all of our members. That’s right, no minimum balance requirements, no direct deposit requirements, no monthly service fee and unlimited transactions!
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- Borrow
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What Are You Borrowing For?
Our goal to make your financial dreams come true. Whether you are purchasing your first car, looking for a great credit card or want to own vacation homes, we help you fund your future.
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Loans
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Apply for a Loan Online
At AMOCO, we have loans for your wants and needs. We work hard to provide members with high-quality service, lower rates, and flexible payment options so you can get the most for your money.
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- Insure
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Protect What Matters!
Prepare for the unexpected. Our insurance plans can help you save big while offering excellent coverage. Don’t wait until it’s too late – contact us today to learn more about your options.
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Insurance
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Explore Coverage Plans
We’ve broadened our insurance offerings by partnering with reputable organizations. Let us help you find the coverage you need for the things that matter most to you. And the best part? You can potentially save hundreds of dollars annually.
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- Invest
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Invest In Yourself!
Plan our financial dreams – from saving for college to planning retirement. We’ll discover where you want to go and how you will get there.
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Start Investing
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Manage Your Investments
Through LPL Financial, you have the ability to manage multiple types of investments, access your account anywhere, anytime and partner with a professional to help understand your unique financial situation.
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- Business
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Ready to Take Your Business to New Heights?
Unlock the full potential of your business with our business account options! Our business accounts provide comprehensive
solutions for managing finances efficiently and effectively.
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Business Accounts
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Business Savings Account
Our Business Savings Account provides entrepreneurs a secure place to store operating capital, and save for business related purchases. With as little as $1, you can open a business savings account with AMOCO and start your financial foundation.
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- ACCESS MY ACCOUNT
Saving Strategies: Building a Solid Foundation

To many of us, saving might seem like a luxury we can't afford. Yet, from unforeseen emergencies to a down payment on your first home, the reasons to save are as varied as they are vital.
With competing budget priorities and countless temptations to spend, saving money is often easier said than done. This week's theme aims to provide you with a toolkit for mastering the art of saving. We'll explore:
- The Psychology of Saving - Learn how to change your money mindset to break through barriers that prevent you from saving. Discover the cognitive biases that influence your spending and saving habits and how to overcome them for better financial health.
- Paying Yourself First - Automating your savings ensures that you prioritize your financial future by automatically setting aside a portion of your income before monthly expenses and temptations take their toll. We'll discuss the benefits of this approach and offer tips on how to implement it effectively.
- Maximizing Your Savings with the Right Accounts -Not all savings accounts are created equal. Learn to choose the best accounts for your goals, from high-yield savings accounts for your emergency fund to certificates of deposit for short-term goals. We'll guide you through the nuances of each option and what to look for in a savings account.
- Saving Everyday: Tips for Cutting Costs - Practical tips to reduce daily expenses allow you to funnel more money into your savings. We cover everything from smart grocery shopping to lowering transportation costs. These small changes can lead to significant savings over time.
- Gig Jobs and Side Hustles: Earning for Saving - For those looking to boost their income, we explore the gig economy and side hustles as viable options to supplement your savings. Discover how to find the right gig for your skills and interests, and learn strategies for balancing this extra work with your main job and personal life.
- The Savings Snowball: Reducing Debt for Saving - Finally, we address the crucial aspect of paying off high-interest debt to accelerate your savings. By applying the snowball method, you can free up funds previously lost to interest payments, allowing you to hit your savings goals faster. Learn about this method and others that can help you prioritize debt repayment without sacrificing your savings progress.
This series will also highlight the importance of celebrating your successes along the way, however small they may seem. Each milestone reached is a step closer to your ultimate financial goals, reinforcing the positive actions that got you there.
Whether you're starting from scratch or looking to optimize your existing saving strategy, this week's theme offers something for everyone. From the psychological foundations of saving to practical tips and income-boosting ideas, we'll provide you with a roadmap for saving success.
This week, let's transform saving from a chore into an empowering habit that leads to greater financial security.
Let's get started!