- Save
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What Are You Saving For?
We all know how important saving money is. Whether you’re a dedicated saver or just beginning to build your savings; we offer a variety of safe and secure savings plans to help your money grow.
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Savings Accounts
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Open an Account Online
When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.
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- Spend
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What Are You Spending For?
Spending money is a daily part of living; however, smart spending allows you to save for your future. At AMOCO, we believe in investing in you and helping you build your nest egg to take care of yourself and your family.
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Spend Accounts
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Want Affordable Checking?
We believe that checking should be made simple, so we have one FREE checking account for all of our members. That’s right, no minimum balance requirements, no direct deposit requirements, no monthly service fee and unlimited transactions!
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- Borrow
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What Are You Borrowing For?
Our goal to make your financial dreams come true. Whether you are purchasing your first car, looking for a great credit card or want to own vacation homes, we help you fund your future.
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Loans
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Apply for a Loan Online
At AMOCO, we have loans for your wants and needs. We work hard to provide members with high-quality service, lower rates, and flexible payment options so you can get the most for your money.
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- Insure
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Protect What Matters!
Prepare for the unexpected. Our insurance plans can help you save big while offering excellent coverage. Don’t wait until it’s too late – contact us today to learn more about your options.
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Insurance
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Explore Coverage Plans
We’ve broadened our insurance offerings by partnering with reputable organizations. Let us help you find the coverage you need for the things that matter most to you. And the best part? You can potentially save hundreds of dollars annually.
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- Invest
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Invest In Yourself!
Plan our financial dreams – from saving for college to planning retirement. We’ll discover where you want to go and how you will get there.
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Start Investing
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Manage Your Investments
Through LPL Financial, you have the ability to manage multiple types of investments, access your account anywhere, anytime and partner with a professional to help understand your unique financial situation.
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- ACCESS MY ACCOUNT
- Special Offers
Keeping More of Your Money
In today's economy, where every penny counts and the price of everything from groceries to gas seems to climb higher by the day, finding ways to keep more money in your pocket is more crucial than ever. The secret to enhancing your financial situation isn't necessarily earning more - it's spending smarter.
Imagine saving hundreds or even thousands of dollars each year. With some strategic changes to your regular habits and routines, you can spend less without changing the quality of your life. A few simple changes could translate to more money in your bank account each month - money you can allocate towards your financial goals and priorities.
This week, we'll dive deeper into some of the most common spending traps and explore ways you can adjust your lifestyle and financial habits to plug those leaks and keep more of your money. Here's a preview of the money-saving ideas to come:
Question Your Habits and Save
It's uncomfortable to confront our spending habits head-on, but this crucial first step can unveil the silent budget destroyers in our lives. We'll explore the high cost of convenience eating – and look at a habit that could cost you over $1,800 per year.
The True Cost of Subscriptions
Subscriptions and automatic renewals seem convenient, but they often cost more than they're worth. We will highlight how to audit these expenses and decide what's truly valuable, potentially saving you hundreds each year.
A Fresh Look at Food Expenses
Spending on food is necessary, but there are still plenty of ways to save. From buying the right budget-friendly staples to strategic coupon use, we'll show you how to slash your grocery bills without sacrificing nutrition.
Tackling High-Interest Debt
High-interest debt can feel insurmountable, but there are strategies to reduce what you owe and avoid fees. You'll learn several approaches for lowering credit card payments and becoming debt-free faster, regardless of your current financial situation.
Saving Money With Your Car and Home
The true cost of getting to work or school encompasses more than just your car payment. Day six focuses on cutting transportation costs, from gas savings to vehicle maintenance strategies that help you go farther on each gallon of fuel. And while your rent or mortgage might be fixed, other home-related expenses are not. We've curated a selection of quick home savings tips, from small changes like installing efficient light bulbs and optimizing your thermostat settings to larger projects like refinancing your mortgage.
Adopting a Money-Smart Mindset
The final day is about reflection and planning. From delaying gratification to using what you already have, these mental shifts can have a powerful impact on your finances.
The Takeaway
This series aims to empower you with the knowledge and tools to optimize your spending and keep more of your money working for you. By dedicating just one week to this plan, you can uncover surprising savings and take meaningful steps toward financial wellness. Saving money isn't just about cutting back—it's about making smarter choices that align with your financial goals and lifestyle.
As you read through the articles to come, we encourage you to keep an open mind. Some savings may seem insignificant, but the magic happens when you see how small expenses can add up over time.
Let's get started!