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ALL LOAN RATES - Effective 12/06/18
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New & Used Auto
Term
Annual Percentage Rate (APR)
Up to 36 mo.
2.74% - 11.99%
37 - 48 mo.
2.99% - 12.24%
49 - 60 mo.
3.24% - 12.74%
61 - 75 mo.
3.49% - 12.99%
76 - 84 mo.*
4.49% - 13.99%

All rates shown are annual percentage rates. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. *Term available for loan amounts of $30,000 or more. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

New Boat
Term
Annual Percentage Rate (APR)
Up to 60 mo.
5.25% - 14.25%
61 - 84 mo.
5.50% - 14.50%
85 - 96 mo.
5.75% - 14.75%
97 - 120 mo.
6.00% - 15.00%
Used Boat
Term
Annual Percentage Rate (APR)
Up to 60 mo.
5.25% - 14.25%
61 - 84 mo.
5.50% - 14.50%
New & Used Jet Ski
Term
Annual Percentage Rate (APR)
Up to 60 mo.
5.25% - 14.25%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

New & Used Motorcycle
Term
Annual Percentage Rate (APR)
Up to 60 mo.
5.25% - 14.25%
61 – 75 mo.
5.50% - 14.50%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

New Travel Trailer
Term
Annual Percentage Rate (APR)
Up to 60 mo.
5.25% - 14.25%
61 – 84 mo.
5.50% - 14.50%
85 – 96 mo.
5.75% - 14.75%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Used Travel Trailer
Term
Annual Percentage Rate (APR)
Up to 60 mo.
5.25% - 14.25%
61 - 72 mo.
5.50% - 14.50%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

New & Used Motor Homes
Term
Annual Percentage Rate (APR)
Up to 60 mo.
5.25% - 14.25%
61 - 84mo.
5.50% - 14.50%
85 - 96 mo.
5.75% - 14.75%
97 - 120 mo.
6.00% - 15.00%
121 - 144 mo.
6.75% - 15.75%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

New & Used Specialty Collateral
Term
Annual Percentage Rate (APR)
Up to 60 mo.
5.25% - 14.25%
61 - 72 mo.
5.50% - 14.50%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Shared Secured
Term
Annual Percentage Rate (APR)
Up to 60 mo.
4.90%
61 - 144 mo.
5.90%

*APR is annual percentage rate.

Term Share Certificate Secured
Term
Annual Percentage Rate (APR)
Term Share Certificate Maturity Date
2.00% + Term Share Cert. Rate

*APR is annual percentage rate.

Line of Credit Personal Loan
Term
Annual Percentage Rate (APR)
Up to 60 mo. ($15,000 Max)
12.90%

*APR is annual percentage rate.

Debt Consolidation
Term
Up to 60 mo.
9.90% - 18.00%
61 - 84 mo.
10.90% - 18.00%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Personal Loan
Term
Up to 60 mo.
7.90% - 16.90%
61 - 84 mo.
8.90% - 17.90%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Future Farmers of America - Livestock
Term
12 mo./1 payment loan
8.50% - 17.50%

APR is annual percentage rate. Note: 100% financing available for qualified borrowers. Rates and terms determined by borrower's credit qualifications. Calculate your new loan payment. Your loan may qualify for a Member Loyalty Rate Discount .

Primary Home Purchase
Term
Annual Percentage Rate (APR)
Up to 30 years
4.301% - 5.852%

APR is annual percentage rate. Rate determined by term, LTV, available discounts and borrower’s credit qualifications. Your loan may qualify for a Member Loyalty Rate Discount . Rates displayed include maximum LTV and member loyalty discounts. Calculate your new loan rate.

1st Lien Home Equity
Term
Annual Percentage Rate (APR)
Up to 30 years
4.385% - 5.527%

APR is annual percentage rate. Rate determined by term, LTV, available discounts and borrower’s credit qualifications. Your loan may qualify for a Member Loyalty Rate Discount . Rates displayed include maximum LTV and member loyalty discounts. Calculate your new loan rate.

2nd Lien Home Equity
Term
Annual Percentage Rate (APR)
Up to 20 years
6.651% - 7.219%

APR is annual percentage rate. Rate determined by term, LTV, available discounts and borrower’s credit qualifications. Your loan may qualify for a Member Loyalty Rate Discount . Rates displayed include maximum LTV and member loyalty discounts. Calculate your new loan rate.

Swimming Pool Loans
Term
Annual Percentage Rate (APR)
Up to 15 years
7.406% - 7.776%

APR is annual percentage rate. Rate determined by term, LTV, available discounts and borrower’s credit qualifications. Your loan may qualify for a Member Loyalty Rate Discount . Rates displayed include maximum LTV and member loyalty discounts. Calculate your new loan rate.

Unimproved Property Loans
Term
Annual Percentage Rate (APR)
Up to 15 years
6.072% - 8.320%

APR is annual percentage rate. Rate determined by term, LTV, available discounts and borrower’s credit qualifications. Your loan may qualify for a Member Loyalty Rate Discount . Rates displayed include maximum LTV and member loyalty discounts. Calculate your new loan rate.

Vacation Home Loans
Term
Annual Percentage Rate (APR)
Up to 15 years
5.311% - 6.388%

APR is annual percentage rate. Rate determined by term, LTV, available discounts and borrower’s credit qualifications. Your loan may qualify for a Member Loyalty Rate Discount . Rates displayed include maximum LTV and member loyalty discounts. Calculate your new loan rate.

Investment/Rental Property
Term
Annual Percentage Rate (APR)
Up to 12 years
8.075% - 8.431%

APR is annual percentage rate. Rate determined by term, LTV, available discounts and borrower’s credit qualifications. Your loan may qualify for a Member Loyalty Rate Discount . Rates displayed include maximum LTV and member loyalty discounts. Calculate your new loan rate.

Lender licensed by the National Mortgage Licensing system under registration number 408167.


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