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We believe in empowering our members in their financial journey and providing knowledge to keep you financially strong. We provide an array of useful tips and planning resources free of charge.

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MoneyEdu

Empower Your Financial Journey

AMOCO has partnered with MoneyEdu to provide free, online financial education through interactive and self-paced courses, activities and worksheets giving members and the community access to financial education. In addition, if you create an account, you can save your progress and never lose your work.

  • New themes every week
  • Featured resources
  • Calculators and assessments
  • Interactive courses on over dozens of topics
  • Create a portfolio of your goals and achievements 
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"This Week's" Topics Provided By MoneyEdu

A Seven-Day Plan to Cut Spending

A full week’s worth of easy and actionable ways to keep more of your money in your wallet each month – some of these take only minutes, but result in significant savings over time.
A happy man sitting in his home office.

Keeping More of Your Money

In today's economy, where every penny counts and the price of everything from groceries to gas seems to climb higher by the day, finding ways to keep more money in your pocket is more crucial than ever. The secret to enhancing your financial situation isn't necessarily earning more - it's spending smarter.Imagine saving hundreds or even...
Bank Teller dispensing cash under bank window.
A man drinks from a plastic water bottle.

Question Your Habits and Save

We often overlook the mundane daily habits that, when tallied up, can reveal the hidden leaks draining our wallets. Dismissing a single soda or coffee purchase as a trivial expense is easy. Still, the cumulative effect can be staggering when you add these small amounts over days, months, and years.Habits That Drain Your BudgetSoda and CoffeeWhether...
A man shops at the supermarket.

A Fresh Look at Food Expenses

For most households, food is one of the largest and most flexible spending categories in their monthly budgets. Whether dropping hundreds of dollars on restaurant meals or regularly overspending at the supermarket, there are plenty of opportunities to cut costs and keep more of your hard-earned money.Consider this: According to the U.S. Department ...
A happy woman changes the channels on her television.

The True Cost of Subscriptions 

In a digital era of convenience and tailored services, subscription models have become a staple of modern consumer life. These recurring payments offer a seamless way to access products and services, from streaming platforms to meal kits.Without careful management, however, recurring charges can quietly drain your bank account month after month. Of...
A person chooses one of three credit cards.

Tackling High-Interest Debt 

High-interest credit card debt can significantly drain your finances, keeping some stuck in a cycle of minimal payments and growing balances. And with credit card interest rates averaging well over 20% APR, rates are higher than they've been in decades.The good news is that there are proven strategies for reducing your credit card bills and int...
A happy couple reviewing bills at home.

Saving Money With Your Car and Home

For most Americans, housing is the single largest expense in their budget. According to the Bureau of Labor Statistics, the average American household spends over 30% of their income on housing costs, including mortgage or rent payments, property taxes, insurance, utilities, and maintenance.Transportation is also a significant expense for most hous...
A conceptual image of a woman the overlaps with a sun in the clouds.

Adopting a Money-Smart Mindset

When it comes to personal finance, having the right mindset is just as important as having the right tools and strategies. Your beliefs, attitudes, and habits around money can have a powerful impact on your financial success, for better or worse. Adopting a money-smart mindset means shifting your thinking and behavior to support your financial goal...

Financial Tools

Auto Loan
Calculator

Want to know how much your new auto loan will cost you? Curious if your budget can afford the new car you’ve been eyeing? Use our Auto Loan Calculator today!

Calculate Your Auto Loan

Financial Wellness Center

Access additional personal finance articles and tools through our partner program, MoneyEdu. When you register for a FREE profile, you’ll also receive free financial wellness courses and calculators.

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Budget
Calculator

Making a budget and sticking to it is the number one step to having financial freedom. Use this calculator to help you create a monthly budget by entering your monthly take-home pay.

Calculate Your Budget