Special Offers

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Limited-Time Offers

Layer on Rewards With Our Rewards Credit Card

Get your Rewards Credit Card now and enjoy a 0% Intro APR1 for the first 6 months while you layer up your rewards with every swipe. For every $1 you spend, you’ll earn double points2 to keep your winter wallet cozy. And just to warm things up even more, we’re adding 10,000 bonus points3.

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¹APR = Annual Percentage Rate. Offer valid 11/1/25 – 1/31/26. Fixed Rate applicable until the first day of the billing cycle that includes the six-month anniversary date of the opening of the credit card account. Standard rate thereafter. Rates and terms determined by borrower’s credit qualifications. The standard APRs will vary with the market based on the Prime Rate. ²Qualifying point-of-sale retail purchases made during the promotional period will earn double rewards points equal to (two) points for every $1 spent and will be credited to the credit card account within 60 days after the promotion ends. Cash advances and balance transfers are excluded from the promotional double rewards points offer. ³Bonus points offer is available to new credit cardholders only. Bonus points are separate from double rewards points and are credited as a lump sum after a minimum spend of $3,500 on qualifying purchases made within the first three months of the opening of the credit card account. Returned or disputed transactions may affect eligibility. It may take 7–10 business days after approval to receive your AMOCO Rewards Credit Card in the mail. Visit www.AMOCOfcu.org/disclosures to view our AMOCO REWARDS Program rules and disclosures. Additional restrictions may apply. AMOCO reserves the right to adjust or cancel the promotion at any time. Subject to membership eligibility.

Mortgage Rate Sale

Take advantage of our special Mortgage Rate Sale. Enjoy a 0.50% APR* discount and up to $1,500 closing cost rebate1. Donut wait—your dream home is just a bite away! Make your move by January 31.

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Offer valid only on new mortgage loans booked at AMOCO. *APR=Annual Percentage Rate. Mortgage loan rate locks submitted 01/01/26 – 01/31/26, will receive 0.50% off their APR. Mortgage loan rate locks are valid for up to 60 days. The actual rate may be higher based on the borrower’s credit score and the terms of the mortgage loan. Offer excludes government loans (FHA/VA) and manufactured homes. 1To qualify for AMOCO’s Home Loan Closing Cost Rebate, you must use one of our Preferred Realtors and book your mortgage through AMOCO. The rebate can only apply to closing costs at the time of closing. Total amount of credits not allowed to result in cash back to the borrower. The rebate amount is based on the amount of the mortgage loan and is paid from the Realtor commission and not by AMOCO. The rebate cannot be used for down payment, reserve requirements, or to meet borrower’s minimum required investment. AMOCO reserves the right to adjust or cancel this promotion at any time. Subject to membership eligibility.

Term Share Certificates – Pick Your Term

Sweeten and stack your savings your way. For a limited time, pick your preferred term and lock in 4.00% APY* with our Term Share Certificates.

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Subject to membership eligibility. *APY = Annual Percentage Yield. Advertised APY is valid as of 01/01/2026 for all types of Term Share Certificate products with 12, 24, 36, 48, 60, and 84-month terms. Early withdrawals are subject to penalty. Offer subject to change without notice and cannot be combined with special promotions. Other rates and terms are available. Visit www.AMOCOfcu.org/deposit-rates for a complete list of rates and terms. Federally insured by NCUA.

Protection Bundle Discounts

Our Protection Bundle Discount program is designed to reward you with a rate discount when you choose to purchase add-on protection products for your loan. Check out how you can get a discount on your loan rate!

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Discounts Save On Local Attractions

Member Discounts

More Discounts, More Savings!

Get the best member savings this tax season.

As an AMOCO Federal Credit Union member, you can save big on tax prep with exclusive member discounts. You can save 20% on TurboTax® or save up to $25 on in-office tax prep services from H&R Block, plus save even more with early-season pricing when you file by February 28th.

And enter for a chance to win $10,000 from Love My Credit Union Rewards.

TurboTax, Love My Credit Union Rewards, and H&R Block logos
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*NO PURCH. NEC., must be U.S. credit union member or employee as of 12/31/25. Ends 4/15/26.

Moody Gardens One Day Value Pass

We’re partnered with Moody Gardens to bring you exclusive discounts on their day passes, so you can enjoy all the fun and attractions at a great value!

Access Cash Without Paying ATM Fees

When you need cash and can’t get to an AMOCO ATM, look for one of more than 55,000 surcharge-free Allpoint ATMs. You’ll find Allpoint ATMs in retail locations such as HEB, Kroger, Target, CVS, Walgreens and more. Just look for the Allpoint logo and use your AMOCO MasterCard Debit Card for fast, convenient ATM transactions that are always surcharge-free; we guarantee it! If you ever have a surcharge assessed at an Allpoint ATM, just give us a call, and we’ll take care of it.

Click or tap the Allpoint logo to find the nearest ATM or download the mobile app (Apple, Google). To find a cash deposit-accepting ATM, look for the Allpoint+ name!

Allpoint ATMs

A Checking Account That Offers More

Discover the advantages of our Perks Checking account, which is designed to offer you money-saving benefits. Enjoy discounts on local and online shopping, travel, and theme parks. Additionally, you’ll receive extra perks like fuel discounts, telemedicine, roadside assistance, cell phone protection, and more — all bundled into one account.

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Meet-Up Groups Make Friends, Enjoy Life

Meet-Up Groups

Network, Enjoy Life.

We believe that life is better spent with friends. At AMOCO, we like to provide our members with a fun, easy way to socialize with their peers in our Meet-up Groups!