Information about the Economic Impact Payment (Stimulus Checks)

Have questions about the Economic Impact Payment (Stimulus Checks)? Please visit irs.gov as your first resource for questions. We will also be adding any information that we receive on this page. 

The IRS has launched a “Get My Payment” link so you can check your payment status, https://www.irs.gov/coronavirus/get-my-payment.

Economic Impact Payment/ Stimulus Checks FAQs:

We are unable to specify exactly when members can expect their Economic Impact Payment as they are being sent periodically by the IRS. Rest assured, we intend to post payments as soon as we receive them from the IRS. The IRS has launched a “Get My Payment” link so you can check your payment status and payment method. The “Get My Payment” link will be available early January. You will be able to find that link from their page, https://www.irs.gov/coronavirus/get-my-payment.

According to the irs.gov, you can use their ‘Get My Payment’ link and include your AMOCO information to have the check direct deposited instead of waiting for a mailed check.

AMOCO’s Routing Number: 313189391

Account Number: If you are unsure of your Account Number, you can call us at 409.948.8541 or 800.231.6053. Please use your complete ten-digit number.

You will receive your payment in the same manner as your 2019 return (or 2018, if you haven’t filed your 2019 return yet). If you do not receive a return or file income taxes, you may be able to update your information here: https://www.irs.gov/coronavirus/economic-impact-payments.

According to irs.gov,

Eligible individuals with adjusted gross income up to $75,000 for single filers, $112,500 for head of household filers, and $150,000 for married filing jointly are eligible for the full $600 for individuals and $2,400 married filing jointly. Additionally, you will be eligible for an additional $500 per qualifying child.

For filers with income above those amounts, the payment amount is reduced by $5 for each $100 above the $75,000/$112,500/$150,000 thresholds. Single filers with income exceeding $99,000, $136,500 for head of household filers and $198,000 for joint filers with no children are not eligible and will not receive payments.

For additional questions, please visit:  https://www.irs.gov/coronavirus/economic-impact-payment-information-center.

If you have questions regarding the Paycheck Protection Program or the Economic Injury Disaster Loan, please visit https://www.sba.gov/funding-programs/loans/coronavirus-relief-options or discuss these options with a local community banker who handles business loans. AMOCO FCU is not a participant in the PPP or EIDL programs as we are not a business lender.

If your question hasn’t been answered, please visit the irs.gov website, as they will have more information and resources regarding the Economic Impact Payments.

How to check if the stimulus check has been posted to your AMOCO account

We intend to post the Economic Impact Payment (Stimulus Check) as soon as we receive them. There are many ways to check if your stimulus check has been posted to your AMOCO account. Please be advised that longer wait times should be expected for most credit union services. 

Video Banking

No appointment or branch visit necessary. With Video Banking, you can virtually meet an AMOCO representative to see if your stimulus check has been posted. Please either use a Chrome web browser or download our Video Banking Mobile App (Apple | Google). Make sure you enable your camera and microphone. To learn hours, and more information, click here.

C.U.A.R.T. – Credit Union Audio Response Teller

When you can’t connect to AMOCO by internet or mobile device you can access your account with our Phone Banking service. When you call 409.948.4017 or 800.327.2051 you can check if your stimulus check has been posted.

Online and Mobile Banking

Use our Online Banking and Mobile App to check if your stimulus check has been posted to your AMOCO account. 

Please be advised that a surge in Online and Mobile Banking logins could cause delays and potential service interruptions. We recommend that members encountering issues wait 20-30 minutes before attempting their login/transaction again.

  1. Download the AMOCO App.
  2. Click ‘Sign up now’.
  3. Enter your birth date, SSN/Tax ID, and your member number that was provided to you upon account opening.
  4. Complete the prompts to confirm your information.
Once you’re setup with the Mobile App, you can click on the account that you will expect your deposit to post. When you click on the account, a list of transactions and details will appear. This is where you will be able to view when the check has posted.
 
If you didn’t receive a Stimulus Check via direct deposit during the first round of payments or are still waiting on a stimulus check, please visit irs.gov. 
  1. To register for Online Banking, please click ‘Access My Account.’
  2. Click ‘Register here.’
  3. Enter your birth date, SSN/TaxID, and your member number that was provided to you when you open an account.
  4. Complete the prompts to confirm your information.

Once you’re setup with Online Banking, you can click on the account that you will expect your deposit to post. When you click on the account, a list of transactions and details will appear. This is where you will be able to view when the check has posted.

 
If you didn’t receive a Stimulus Check via direct deposit during the first round of payments or are still waiting on a stimulus check, please visit irs.gov. 

Yes!

Mobile App Alert Setup:

 

  1. Login to the Mobile App
  2. Select “More” from the menu bar located at the bottom of your screen
  3. Select “Alerts”
  4. Select “Accounts”
  5. Select “Automatic Deposit Alert”
  6. Next to “Delivery Methods” select “Change”
  7. Select the email or phone number connected to your account that you would like for the notification to go to.
  8. Click “Save” in the top right corner.
Online Banking Alert Setup:

  1. Online Banking Alert Setup:
  2. Login to Online Banking
  3. Select ‘More’ from the menu bar located at the left side of your screen
  4. Select “Alerts”
  5. Select “Accounts”
  6. Select ‘Automatic Deposit Alert’
  7. Choose the Account you want to set your alert for
  8. Choose a delivery method
  9. Click ‘Save Changes’

During these uncertain times, it is easy for scammers to take advantage and prey on the unsuspecting. Please read about current COVID-19 scams and helpful tips on how to combat being tricked.