- Save
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What Are You Saving For?
We all know how important saving money is. Whether you’re a dedicated saver or just beginning to build your savings; we offer a variety of safe and secure savings plans to help your money grow.
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Savings Accounts
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Open an Account Online
When you join AMOCO Federal Credit Union you begin your membership by opening a basic savings. This account establishes your ownership in the credit union and is the foundation you can build on to achieve your financial goals.
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- Spend
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What Are You Spending For?
Spending money is a daily part of living; however, smart spending allows you to save for your future. At AMOCO, we believe in investing in you and helping you build your nest egg to take care of yourself and your family.
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Checking Accounts
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Want Affordable Checking?
We believe that checking should be made simple, so we have one FREE checking account for all of our members. That’s right, no minimum balance requirements, no direct deposit requirements, no monthly service fee and unlimited transactions!
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- Borrow
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What Are You Borrowing For?
Our goal to make your financial dreams come true. Whether you are purchasing your first car, looking for a great credit card or want to own vacation homes, we help you fund your future.
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Loans
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Apply for a Loan Online
At AMOCO, we have loans for your wants and needs. We work hard to provide members with high-quality service, lower rates, and flexible payment options so you can get the most for your money.
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- Invest
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Invest In Yourself!
Plan our financial dreams – from saving for college to planning retirement. We’ll discover where you want to go and how you will get there.
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Start Investing
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Manage Your Investments
Through LPL Financial, you have the ability to manage multiple types of investments, access your account anywhere, anytime and partner with a professional to help understand your unique financial situation.
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- ACCESS MY ACCOUNT
- Special Offers
Houston ISD
AMOCO is a Proud Sponsor of HISD
At AMOCO, if you attend, work at, or live within Houston ISD, we have products and services just for you! When you become a part of AMOCO, you become a part of a not-for-profit, member-owned financial institution.
Parents & Students
Growing up isn’t easy, and as we get older, our financial decisions become bigger. Soon you’ll be deciding what type of car to buy, where to attend college, and how to pay for it all. While AMOCO can’t answer all of life’s questions, we can offer safe and easy-to-understand financial options for every step of your financial journey. Here are a few ways we can help:
And parents, don’t worry because we are here for you too! We have a range of products and services designed to suit your financial needs.
Faculty & Staff
Whether you spend countless hours in and out of the classroom to educate students or perform other duties and responsibilities, we believe you deserve a better grade of banking products and services that are stress-free and not complicated. Here are a few ways we can help you:
Checking
Enjoy FREE checking at AMOCO. Don’t worry about minimum balance requirements or monthly service fees on our checking accounts, because we don’t have them! What we do have are some convenient perks like:
- Instant Issue Debit MasterCard on-site
- Contactless payments using Apple Pay and Google Pay
- Access to 55,000 surcharge-free ATMs worldwide
- View your account balances and track purchases through Online Banking and Mobile App
- Overdraft Protection Plans
Mobile Banking
Do your banking wherever you go, whenever you want! Download our free App to manage your account on-the-go, safely and securely. Our App is available for iOS and Android users. Some other things you can do with our App:
- View your account balances and track purchases
- Track your budgets and savings goals
- Transfer money between your accounts and to other AMOCO members
- Pay your loans
- Send, request or receive money from just about anyone with email or a mobile number
- Use Zelle to send and receive money from others you trust with an email or a mobile number
Affordable Rates
Whether you’re looking to purchase a car, a house, or you need a credit card, AMOCO has you covered. Our affordable rates make it possible for you to get what you need. You can also apply online!
- Made For You Mortgage
- Auto
- Motorcycle/Boat/Jet Ski
- RV/Motor Home
- Personal
- Credit Card
- Debt Consolidation
Direct Deposit
Direct your salary, pension, Social Security, Supplemental Security Income (SSI), tax refunds, and other regular monthly income to your AMOCO checking or savings account electronically. You can set up direct deposit by providing the following information to your employer, investment company, or any agency you would like.
Here’s what you'll need:
AMOCO FCU's Routing Number: 313189391
After you've opened an account, you will need a 10-digit number which will be your member number, including a leading zero, and your account suffix (usually 10 for savings and 20 for checking). Ex. Member 1234567 going to checking would like 0123456720.
AMOCO FCU's mailing address: PO Box 889, Texas City, TX 77592
Another membership benefit means that members who use AMOCO for their direct deposit could get paid up to one day early. Please note, electronic deposits may vary based on your employer’s payroll date.
Additional Benefits Available
On Campus Educational Programs
Teaching finance to students is a tall order that is likely to make their eyes glaze over. The good news is that you don’t have to tackle financial literacy alone, we can help you hold students’ attention with age-appropriate presentations that are exciting and engaging.
- We are committed to improving the financial literacy of students in our community. Our friendly member relations team is ready and willing to meet with your students virtually or in person. We provide presentations on topics ranging from banking to money management. Request a presentation.
- Our free online financial education provides an array of useful tips and planning resources to help people of all ages along their financial journey.
Questions? Contact Your AMOCO Representative.
Javian Jackson
Business Development Specialist II
281.534.5560
jjackson@amocofcu.org