We're Here For You!

At AMOCO Federal Credit Union, we care about our members, and we know Hurricane Beryl impacted many. You may still be assessing damages, but we assure you we are ready to help when you need us. While we can’t replace what was lost, we can do our best to help you recover and retain financial strength. If you were impacted, please take a moment to review our assistance options. 

Skip-A-Payment

AMOCO offers Skip-A-Payment on eligible loans twice a year at any time that is convenient for you1. To help take a little financial stress away, we will be waiving our $25 Skip-A-Payment fee until July 23. If your loan is currently ineligible to skip, please contact our Credit Counseling department.

To process a Skip-A-Payment from your computer:

  1. Log in to your account at www.AMOCOfcu.org.
  2. Select “Resources”, then choose “Skip-A-Pay” from the options menu.
  3. Select the loan and month you wish to skip.
  4. Choose the account to fund your skip.
    (If your loan is eligible to skip, the fee will appear as $0.)
  5. Agree to the Terms and select “Confirm.”

To process a Skip-A-Payment from your mobile device:

  1. Download or log in to our Mobile Banking app.
  2. Tap “More” on the bottom menu, then select “Resources.”
  3. Choose “Skip-A-Pay” from the dropdown menu.
  4. Select the loan and month you wish to skip.
  5. Choose the account to fund your skip. 
    (If your loan is eligible to skip, the fee will appear as $0.)
  6. Agree to the Terms and select “Confirm.”

While you have the option to skip your loan payment(s) through our Online Banking and Mobile Banking app, you may also visit an AMOCO branch location or connect with us via Video Banking.

1Your loan payment is eligible to be skipped if your loan is: open six (6) months or longer; not currently 30 days or more past due; not currently paid ahead more than 45 days; and it is not one of the following types of loans: mortgage, single-pay, courtesy pay repayment, GAP, share secured, term share secured, credit builder/mender, or credit card. Exclusions apply if the accrued interest on the loan exceeds the base payment amount or if the loan is currently under a total debt restructure, distressed loan modification, or bankruptcy proceedings. Additionally, a principal-reducing payment must have been made within the last 90 days. A payment skip can be performed every 90 days with maximum of twice per calendar year on a given loan.

Borrowing Options

We have products that allow you to borrow extra money when you need it. After a storm like Beryl, you may have unexpected expenses that are too high to pay out of pocket for. That’s okay, we’ve got you covered with several different options.

Personal Loan

A personal loan is a great option for recovery expenses like tree trimming, tree removal, fence repairs, roof repairs, and more.

Credit Card

Our low-rate rewards credit card can be another helpful option for recovery purchases. You can get the things you need to protect your belongings without having to worry about extra costs like annual fees.

Disaster Preparedness Loan

This loan option is designed to help you purchase things like generators, storm shutters, storm windows, and any other costly preparedness items. Plus, if your mortgage is financed with AMOCO, you could qualify for a rate discount2.

Not sure which option will work best for you? Ask us before you apply, and we will make sure we get your questions answered.

2Members with an AMOCO Mortgage must provide necessary documents for purchases to qualify for the rate discount. This offer is for new loans only and cannot be combined with other promotional offers. Rates and terms based on borrower’s credit qualifications and credit score. For a complete list of all rates and terms, visit us online at www.AMOCOfcu.org/loan-rates. Subject to credit approval.

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We're Here For You!

In the days, weeks, and months that follow Hurricane Beryl’s impact, AMOCO remains committed to helping our members and our community. We understand this is a difficult time for many, and we encourage you to contact us if you have any questions, concerns, or need assistance. We’re ready to help.