Common Scams To Look For
Scammers launch thousands of schemes like these every day, and they’re often successful. Here are some common scams to look for:
Identity theft is when someone uses your personal or financial information without your permission to use them to:
- buy things with your credit cards
- get new credit cards in your name
- open a phone, electricity, or gas account in your name
- steal your tax refund
- use your health insurance to get medical care
- pretend to be you if arrested
Scammers use email or text messages to trick you into giving them your personal information. They may try to steal your passwords, account numbers, or Social Security numbers. If they get that information, they could gain access to your email, bank, or other accounts.
Scammers are using fake caller ID information to trick you into thinking they are someone local, someone you trust like a government agency, police department, or a company you do business with, like your bank or cable provider.
Charity and Disaster Fraud
Charity and disaster fraud schemes seek donations for organizations that do little or no work. While these scams can happen at any time, they are especially prevalent after high-profile disasters.
Credit Card Fraud
Credit card fraud is the unauthorized use of a credit or debit card, or card number, to fraudulently obtain money or property.
The promoters of a pyramid scheme may try to recruit you with pitches about what you’ll earn. They may say you can change your life, quit your job, and even get rich by selling the company’s products. That’s a lie. Your income would be based mostly on how many people you recruit, not how much product you sell. Pyramid schemes are set up to encourage everyone to keep recruiting people to keep a constant stream of new distributors and their money flowing into the business.
Romance scammers create fake profiles on dating sites and apps or contact their targets through popular social media sites like Instagram, Facebook, or Google Hangouts. The scammers strike up a relationship with their targets to build their trust, sometimes talking or chatting several times a day. Then, they make up a story and ask for money.
Social Media Scam
The scammer creates a look-a-like profile of someone you know and sends messages to you, promising easy money in exchange for personal information.
Wire Transfer Fraud
A criminal will use a victim’s personal information to transfer money from their financial accounts electronically.
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