Back-To-School Helpers

Back-To-School Helpers

Get an A+ in financing!

School bells will be ringing again soon, and whether you’re a parent, student, or teacher, it’s time to start crossing off the shopping list for the first day of school. At AMOCO, we’re here to help you check off your shopping list and rule the school year with our Back-to-School Helpers!


Personal Loans

Take advantage of our Personal Loans with rates as low as 8.9% APR1 to relieve big-ticket after-school activities, laptops, and electronic-related equipment needed.

Front and back credit card

Rewards Credit Card

Whether you’re shopping or preparing for the new school year, use your Rewards Credit Card, and you’ll earn points back to redeem for airfare, hotel stays, car rentals, cruises, and more!

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered. 

1APR = Annual Percentage Rate. Rate shown is valid as of July 1, 2022 and is subject to change without notice. Advertised personal loan rate is based on a credit score of 720 or greater with a term up to 60 months.20% introductory rate for 6 months on retail purchases and balance transfers. Standard rate thereafter. The standard APRs will vary with the market based on the Prime Rate. Rates and terms determined by borrower’s credit qualifications. For a complete list of all rates and terms, visit us online at Subject to membership eligibility.


Growing up isn’t easy, and the older you get, the bigger your financial decisions will be. Soon you’ll have to decide what type of car to buy, where you’re going to college, and how you’re going to pay for it. While AMOCO can’t answer all of your life questions, we can offer you safe and easy to understand financial options for every step of your financial journey. Here are a few ways we can help you:

Learn more about Credit Cards

Student Checking1

Enjoy FREE checking at AMOCO. Don’t worry about minimum balance requirements or monthly service fees on our checking accounts, because we don’t have them! What we do have are some convenient perks like:

Side view of a car

First-Time Car Buyer Program

Get your first car loan at AMOCO with no credit history required or with an eligible co-signer. This is a great way to establish credit in your name, and you’ll receive these benefits:

Meet-up groups

Scholarship & Investments

AMOCO offers an annual scholarship award to five graduating high school seniors and undergraduate college students, including vocational and technical students, including a paid summer internship.

1A membership account belonging to a minor must be opened in person and requires a joint or multiple party ownership with a qualified owner who is at least 18 years of age, who shall be primarily liable to the credit union. Checking account is available for minors between the ages of 12-17 with eligible I.D.