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Rates As Low As 4.39% APR*
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Auto Loans

90 Days Until Your First Payment

Best Rate: 4.39% APR1

Step into a world where rates have fallen. Start your journey and enjoy your ride with AMOCO! From affordable monthly payments to 90 days until your first payment2, to equipping your car with GAP Advantage and Major Mechanical Protection, you can drive away happy with peace of mind knowing your new/used transportation lifeline is covered!

Whether you’re purchasing new, used, or looking to refinance, we can help you get the most out of your money so you can drive away happy.

  • Optional 90 days until your first payment
  • Same low rate for new and used vehicles
  • Terms up to 84 months and 100% financing available for qualified borrowers
  • No early payoff penalties

Other Exclusives:

Provide Proof of Insurance

If you have a vehicle financed at AMOCO, we require that you maintain comprehensive and collision coverage on the vehicle for the term of your loan per the loan agreement. If you have questions concerning your proof of insurance or need further assistance, please call: 1.833.403.2915.

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Need More Information

Not ready to apply yet? If you have questions, we have answers. Ask us before you apply, and we will make sure we get your questions answered.

1APR is Annual Percentage Rate. Rates and terms may vary based on the borrower’s credit qualifications, credit score and credit report pulled by AMOCO. The advertised Best Rate is based on a credit score of 780+ with a term of 36 months and includes the 0.25% rate discount applied when borrower adds protection bundle discount products. The maximum rate for a credit score of 624 and below with a term of 84 months is 18% APR. Rates are subject to change without notice. Some fees and restrictions may apply.

2Optional 90 days ’til first payment for qualified borrowers. Interest accrues during the payment deferral period.

Car Buying Programs

We make car buying a fun, simple and easy experience.

Find Your Dream Car

You can start your search for your next ride with Member Auto Center (MAC) or Enterprise. You can also get pre-approved for AMOCO financing, get vehicle values, and car buying advice.

One Stop Shopping

At AMOCO, our focus is all about you. That’s why we have a Direct Dealership program, where you can go directly to the dealership, find your car, and sign all documents at the dealership.

Protect Your Investment

We can help you prepare for the unexpected by offering auto protection, warranties and payment protection. These programs ensure that you are never left in a financial bind with your automobile.

Protection Bundle Discount

Our Protection Bundle Discount program is designed to reward you with a rate discount when you choose to purchase add-on protection products for your loan.

AUTO LOANS

Get 0.25% APR Loan Rate Discount

On your auto loan (cars and trucks) when you purchase any two of the following:

  • Guaranteed Asset Protection (GAP)
  • Major Mechanical Protection (MMP)
  • Credit Life & Disability
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Guaranteed Asset Protection (GAP) icon

Guaranteed Asset Protection (GAP)

Get coverage that can pay off or reduce your auto loan balance if your car is totaled due to an accident or theft after the insurance settlement.

Major Mechanical Protection (MMP) icon

Major Mechanical Protection (MMP)

Protect yourself from costly vehicle repairs and enjoy benefits that maximize protection while minimizing inconvenience.

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Credit Life & Disability

You may not know where life will take you or what tomorrow will bring, but you can make sure you are prepared.

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Calculate Your Savings
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Vehicle Maintenance Plan

Routine Care. Long-Term Confidence.

Keep your vehicle running smoothly and safely with our Vehicle Maintenance Plan. Designed to cover essential routine services such as oil changes, battery replacements, brake pad servicing, and safety inspections, this plan gives you peace of mind while reducing your out-of-pocket costs. Keep your car at its best – purchase our Vehicle Maintenance Plan and drive with confidence.

Benefit Type

Oil Changes (3 per year)

Up to $100

Brake Pads/Shoes (Max $500 1-3 years term) (Max $1,000 4-7 years term)

Up to $250/axle

New Battery

$150

Safety Inspection

$50

Cooling System Maintenance and Lube

$125

Cabin Air Filter

$60

Wiper Blades Replacement

$50

Total Maintenance Coverage per Year

$1,235

Additional Benefits

National Roadside Assistance

Available for emergency towing due to breakdown, lockout, flat tire change, fuel delivery (up to 2 gallons), extrication assistance

Rental/Rideshare Transportation

$75 per incident
Up to 3 incidents per year

Auto Repair Advocacy

Repair Referral
Repair Confirmation
Cost Confirmation

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