AMOCO FCU | Rates

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Rates & Fees > Fees

All Fees Effective January 1, 2012.

Regular Share Account (Savings)

Closed Membership - If account has been opened less than one year	$5.00
Dormant Account (after 5 years)	$10.00 (at closing of account)
Service Charge	n/c

Share Draft Account (Checking)

Account Reconciliation/Research	$15.00 per hour
Copy of Check (online check copy free)	$2.00 per item
Copy of Statement (online copy of statement/e-statement free)	$15.00 per month
Insufficient Funds (Share Draft, ACH, VISA Check Card)	$30.00 per item
Overdraft Courtesy	$30.00 per item
Overdraft Protection from Line of Credit	n/c
Overdraft Protection from Savings	n/c
Printed Checks	based on design and quantity
Service Charge	n/c
Stop Payment	$30.00 per item
Temporary Checks (up to 8 checks)	$5.00
VISA Check Card (new)	n/c
VISA Check Card (replacement)	$5.00 per card

C.U.A.R.T. - Credit Union Audio Response Teller

Inquiries	n/c
Transactions	n/c

Online Banking/Bill Pay

Insufficient Funds (Bill Pay)	$30.00 per item
Online Bill Pay (unlimited usage)	n/c
Online Copy of Statement / Check Copy	n/c
Online Home & Mobile Banking	n/c
Stop Payment (Bill Pay)	$30.00 per item

ATM

Foreign ATM Transactions - Some terminals have an additional fee for use of their machine.	$1.50
Foreign Card Transactions at AMOCO owned ATMs	$2.50
New Card/Replacement	$5.00 per card
Point of Sale Transactions	n/c
Service Charge	n/c
Transactions at AMOCO owned ATMs	n/c
Transactions at AMOCO on-site ATMs	n/c
Transactions at Allpoint ATMs	n/c

Loans

Consumer Loan Late Payment	after 15 days, 5% of payment due
Credit Card Late Payment	after 15 day grace period, up to $25
Credit Card / Returned Payment	up to $30
Real Estate Late Payment	after 15 days, 5% of payment due

Safe Deposit Box Bay Colony Branch

3x5	$20.00 annually
3x10	$30.00 annually
Drilling if both keys are lost	$100.00
Replacement key	$5.00

Safe Deposit Box Santa Fe Branch

3x5	$20.00 annually
3x10	$30.00 annually
5x10	$40.00 annually
10x10	$75.00 annually
Drilling if both keys are lost	$85.00
Replacement key	$5.00

Safe Deposit Box Texas City Branch

3x5	$20.00 annually
3x10	$30.00 annually
5x10	$40.00 annually
7x10	$50.00 annually
10x10	$75.00 annually
15x10	$100.00 annually
Drilling if both keys are lost	$85.00
Replacement key	$5.00

Safe Deposit Box Tuscan Lakes Branch

3x10	$30.00 annually
5x10	$40.00 annually
10x10	$75.00 annually
Drilling if both keys are lost	$85.00
Replacement key	$5.00

Safe Deposit Box Friendswood Branch

3x10	$30.00 annually
5x10	$40.00 annually
10x10	$75.00 annually
Drilling if both keys are lost	$85.00
Replacement key	$5.00

Other Fees

AMEX Travelers Cheques	n/c
AMEX Travelers Cheques for Two	1% of purchase
AMEX Gift Check	$1.75 per item
Cashier's Check	$1.00 per item
Cashier's Check (stop payment)	$30.00 per item
Certified Check	$5.00 per item
Coin Machine (loose coin only)	2% of Total
Collection Item (incoming)	$25.00 per item
Collection Item (outgoing)	n/c
Direct Deposit	n/c
Electronic Cash Management - SWBC (Phone only)	$3.00
Electronic Cash Management - SWBC (Online only)	n/c
FED Bank Wire Incoming (United States)	$5.00 per wire
FED Bank Wire Outgoing (United States)	$15.00 per wire
FED Bank Wire Incoming (Outside U.S.)	$5.00 per wire
FED Bank Wire Outgoing (Outside U.S.)	$25.00 per wire
Garnishment/Levy	$50.00 per wire
Insufficient Funds (Share Draft, ACH, VISA Check Card)	$30.00 per item
IRA Annual Fee	n/c
Money Order	$1.00 per item
Money Order Copy/Stop Payment	$9.00 per item
Notary Service	n/c
Payroll Deduction	n/c
Return Mail (account statements)	$5.00 per statement
Returned Deposit Items	$30.00 per item
Verification of Deposit (written)	$10.00 per item