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Deposit Rates - Effective 05/01/12

Rates > Deposit Rates

To open a deposit account contact us or visit us in person to request an application by mail.

Deposit Accounts

Account Type	Rate	APY*
Regular Shares Minimum Balance to earn dividends is $5.00	0.10%	0.10%
Share Draft Minimum Balance to earn dividends is $500.00	0.01%	0.01%
Azone Minimum Balance to earn dividends is $5.00	0.10%	0.10%
Holiday Club Minimum Balance to earn dividends is $5.00	0.10%	0.10%
C.U.M.M.A. Minimum Balance to earn stated rate is $2,000+	0.30%	0.30%
C.U.M.M.A. If Balances drops below $2,000	0.10%	0.10%
IRA, Roth, Coverdell Minimum Balance to earn dividends is $5.00	0.30%	0.30%

*Annual Percentage Yield. Fees may reduce earnings. The dividend rate and annual percentage yield may change at any time, as determined by the credit union board of directors. All AMOCO Federal Credit Union accounts are federally insured by the National Credit Union Administration (NCUA). For most account owners, the NCUA limits of $250,000 is enough. For those needing more coverage, separate ownership of accounts may provide a convenient answer. Please call AMOCO at 409.948.8541 for more information.

Term Share Certificates

Term	Rate	APY*

06 Months	0.40%	0.40%
12 Months	0.50%	0.50%
18 Months	0.55%	0.55%
24 Mos/2 Yrs	0.65%	0.65%
36 Mos/3 Yrs	0.90%	0.90%
48 Mos/4 Yrs	0.90%	0.90%
60 Mos/5 Yrs	0.90%	0.90%

*Annual Percentage Yield. The Annual Percentage Yield is based on the dividend compounding monthly. Minimum Deposit required for a Term Share Account is $1,000.00. Term Share Accounts are subject to penalties on amounts withdrawn based on their original maturities: Original maturity of one year or less: loss of 30 days dividends (earned or not). Original maturity of more than one year, but not exceeding two years: loss of 90 days dividends (earned or not). Original maturity of more than two years: loss of 180 days of dividends (earned or not). The dividend rate and annual percentage yield may change at any time, as determined by the credit union board of directors. Please call AMOCO at 409.948.8541 for more information.

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