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Consumer Loan Rates - Effective 05/01/12

Rates > Consumer Loan Rates

You can apply for your loan online, in person at a branch, or over the phone.

All advertised rates below are based on (APR) Annual Percentage Rate. Try our loan calculator

Share Secured

Terms APR*
up to 60 months 4.90%
61 - 144 months 5.90%
*APR is annual percentage rate

Term Share Certificate Secured

Terms APR*
Term Share Certificate Maturity Date 2.00% + Term Share Cert. Rate
*APR is annual percentage rate

Debt Consolidation Loan

Loan Amount 0 - 60 Months

61 - 84 Months

Up to $20,000 12.9% 13.9%
$20,000 up to $30,000 13.9% 14.9%
$30,000 up to $40,000 14.9% 15.9%
$40,000 up to $50,000   15.9% 16.9%
*APR is annual percentage rate

Line of Credit Personal Loan

Terms APR*
up to 60 mo. ($15,000 Max) 12.90%
*APR is annual percentage rate

Personal Loan

Loan Amount 0 - 60 Months

61 - 84 Months

Up to $20,000 12.9% 13.9%
$20,000 up to $30,000 13.9% 14.9%
$30,000 up to $40,000 14.9% 15.9%
$40,000 up to $50,000   15.9% 16.9%
*APR is annual percentage rate

Promotional Loan

Terms 680+ 679-635  634-600 <600
$1,200 up to 12 mo.  8.00%APR* 9.00%APR* 13.00%APR* 17.00%APR*
Rates determined by borrower's credit qualifications. One per member number. *APR is annual percentage rate

Household Goods & Computer Loans

Terms 680+ 679-635 634-600 <600
Up to 48 mo.  7.90%APR* 8.90%APR* 12.90%APR* 16.90%APR*
Rates determined by borrower's credit qualifications. *APR is annual percentage rate

Future Farmers of America - Livestock

Terms 680+ 679-635 634-600 <600

12 mo./ 1 payment loan

  8.50%APR* 9.50%APR* 13.50%APR* 17.50%APR*
Rates determined by borrower's credit qualifications. Parent(s) must cosign. *APR is annual percentage rate

 


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