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Online Safety and Security 


SMiShing

"SMiShing" is another form of "phishing" and is a form of criminal activity using text messages to prompt individuals to provide the "SMiSher" with their personal, private information. Smishing victims usually receive a text message which reads something like, "We're confirming you recently applied for a credit card at ABC credit union. You will be charged a fee of $50 unless you cancel your application on this URL: www.???.com." When visiting the URL, the member is prompted to download a program which turns out to be a Trojan Horse and extracts other private, personal information from the member...sending it to the criminals responsible for the fraud.

To protect yourself, you are advised to NEVER respond to such text messages. AMOCO Federal Credit will never text you requesting you to provide any personal, private information. And, there is no reason a legitimate business should do so either.

Please review this informative article http://www.consumeraffairs.com/news04/2009/02/ia_text_scam.html


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